Commercial National Financial, Inc. is a bank holding company headquartered in Springfield, Missouri, operating through its primary subsidiary, Commercial National Bank. The company offers a comprehensive suite of financial products and services designed to meet the needs of individual consumers, small businesses, agricultural enterprises and commercial clients. Its headquarters in southwestern Missouri positions it to serve a diverse customer base across the Ozarks region.
The company’s core deposit products include checking and savings accounts, money market deposit accounts and certificates of deposit. On the lending side, Commercial National Financial provides commercial real estate financing, construction and development loans, agricultural lending, consumer and consumer real estate loans, and Small Business Administration (SBA) loan programs. Additionally, the bank offers treasury management solutions, merchant services and cash management tools to support the operational needs of its business clients.
Complementing its traditional banking operations, Commercial National Financial delivers trust and wealth management services, including investment advisory, trust administration and retirement planning. Customers benefit from the bank’s digital offerings, such as online and mobile banking platforms, which enable account management, remote check deposit and electronic payments. The company maintains a network of full-service branches and ATMs throughout Springfield and surrounding communities, reinforcing its commitment to local accessibility and customer convenience.
Founded in 1909, Commercial National Financial has grown through a combination of organic expansion and community-centered initiatives. The company is guided by a seasoned leadership team and board of directors with deep roots in regional banking and financial services. Emphasizing personalized service, prudent risk management and community reinvestment, the company strives to maintain long-term stability while supporting economic development across its operating markets.
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