PT Bank Mandiri (Persero) Tbk is one of Indonesia’s largest banking groups, providing a full range of commercial banking services to corporate, commercial, small and medium-sized enterprises (SMEs) and retail customers. The bank was established in 1998 through a government-led consolidation of four state-owned banks as part of efforts to strengthen the financial system during the Asian financial crisis. Since then it has grown into a diversified financial services franchise offering deposit taking, lending, trade finance, payment and cash management, treasury, and wealth-management services.
Bank Mandiri’s product suite spans traditional retail and corporate banking products — including savings and time deposits, consumer and mortgage loans, working capital and project financing — alongside specialized services such as trade and export-import finance, foreign exchange and treasury solutions, card products, and digital banking channels. The group distributes these services through an extensive domestic branch and ATM network complemented by online and mobile platforms and supporting subsidiaries that provide complementary financial services to its client base.
Headquartered in Jakarta, Bank Mandiri’s primary market is Indonesia, where it serves a broad cross-section of households, businesses and government-related entities. The company is majority-owned by the Government of Indonesia in its capacity as a state-owned enterprise (Persero) and is publicly listed on the Indonesia Stock Exchange; it also maintains an international market presence to support cross-border clients and international trade. Governance is overseen by a board and executive management team in accordance with Indonesian corporate and state-enterprise regulations.
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