Goldmoney (XAU) Competitors

Goldmoney (TSE:XAU) and Currency Exchange International (TSE:CXI) are both small-cap financial services companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, media sentiment, earnings, valuation, institutional ownership, risk and dividends.

Does the media refer more to XAU or CXI?

In the previous week, Currency Exchange International had 6 more articles in the media than Goldmoney. MarketBeat recorded 7 mentions for Currency Exchange International and 1 mentions for Goldmoney. Goldmoney's average media sentiment score of 0.75 beat Currency Exchange International's score of 0.50 indicating that Goldmoney is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Goldmoney	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Currency Exchange International	1 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility & risk, XAU or CXI?

Goldmoney has a beta of 0.236531, indicating that its stock price is 76% less volatile than the S&P 500. Comparatively, Currency Exchange International has a beta of 0.222015, indicating that its stock price is 78% less volatile than the S&P 500.

Which has higher earnings & valuation, XAU or CXI?

Currency Exchange International has lower revenue, but higher earnings than Goldmoney. Goldmoney is trading at a lower price-to-earnings ratio than Currency Exchange International, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Goldmoney	C$145.68M	0.87	-C$24.11M	C$1.43	7.02
Currency Exchange International	C$86.06M	1.65	C$1.75M	C$0.61	36.89

Is XAU or CXI more profitable?

Currency Exchange International has a net margin of 2.90% compared to Goldmoney's net margin of -31.01%. Currency Exchange International's return on equity of 3.06% beat Goldmoney's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Goldmoney	-31.01%	-16.22%	6.93%
Currency Exchange International	2.90%	3.06%	7.69%

Do analysts rate XAU or CXI?

Currency Exchange International has a consensus target price of C$30.00, suggesting a potential upside of 33.33%. Given Currency Exchange International's stronger consensus rating and higher possible upside, analysts plainly believe Currency Exchange International is more favorable than Goldmoney.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Goldmoney	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Currency Exchange International	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do insiders and institutionals have more ownership in XAU or CXI?

1.1% of Goldmoney shares are owned by institutional investors. Comparatively, 0.1% of Currency Exchange International shares are owned by institutional investors. 34.4% of Goldmoney shares are owned by company insiders. Comparatively, 25.6% of Currency Exchange International shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Currency Exchange International beats Goldmoney on 10 of the 16 factors compared between the two stocks.