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NASDAQ:USCB

USCB Financial (USCB) Stock Price, News & Analysis

USCB Financial logo
$17.36 -0.07 (-0.40%)
Closing price 09/12/2025 04:00 PM Eastern
Extended Trading
$17.42 +0.05 (+0.32%)
As of 09/12/2025 04:57 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
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About USCB Financial Stock (NASDAQ:USCB)

Key Stats

Today's Range
$17.16
▼
$17.42
50-Day Range
$16.08
▼
$18.51
52-Week Range
$13.90
▼
$21.86
Volume
29,806 shs
Average Volume
19,453 shs
Market Capitalization
$348.59 million
P/E Ratio
11.81
Dividend Yield
2.30%
Price Target
$22.00
Consensus Rating
Buy

Company Overview

USCB Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
91st Percentile Overall Score

USCB MarketRank™: 

USCB Financial scored higher than 91% of companies evaluated by MarketBeat, and ranked 164th out of 956 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    USCB Financial has received a consensus rating of Buy. The company's average rating score is 3.33, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

  • Upside Potential

    USCB Financial has a consensus price target of $22.00, representing about 26.7% upside from its current price of $17.36.

  • Amount of Analyst Coverage

    USCB Financial has only been the subject of 2 research reports in the past 90 days.

  • Read more about USCB Financial's stock forecast and price target.

  • Earnings Growth

    Earnings for USCB Financial are expected to grow by 12.66% in the coming year, from $1.58 to $1.78 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of USCB Financial is 11.81, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.88.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of USCB Financial is 11.81, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.78.

  • Price to Book Value per Share Ratio

    USCB Financial has a P/B Ratio of 1.60. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about USCB Financial's valuation and earnings.

  • Percentage of Shares Shorted

    0.81% of the float of USCB Financial has been sold short.

  • Short Interest Ratio / Days to Cover

    USCB Financial has a short interest ratio ("days to cover") of 4.2.

  • Change versus previous month

    Short interest in USCB Financial has recently decreased by 20.22%, indicating that investor sentiment is improving significantly.

  • Dividend Yield

    USCB Financial pays a meaningful dividend of 2.30%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    USCB Financial has only been increasing its dividend for 2 years.

  • Dividend Coverage

    The dividend payout ratio of USCB Financial is 27.21%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, USCB Financial will have a dividend payout ratio of 22.47% next year. This indicates that USCB Financial will be able to sustain or increase its dividend.

  • Read more about USCB Financial's dividend.

  • Percentage of Shares Shorted

    0.81% of the float of USCB Financial has been sold short.

  • Short Interest Ratio / Days to Cover

    USCB Financial has a short interest ratio ("days to cover") of 4.2.

  • Change versus previous month

    Short interest in USCB Financial has recently decreased by 20.22%, indicating that investor sentiment is improving significantly.

  • News Sentiment

    USCB Financial has a news sentiment score of 0.82. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.07 average news sentiment score of Finance companies.

  • News Coverage This Week

    MarketBeat has tracked 12 news articles for USCB Financial this week, compared to 2 articles on an average week.

  • Insider Buying vs. Insider Selling

    In the past three months, USCB Financial insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    49.50% of the stock of USCB Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    61.34% of the stock of USCB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about USCB Financial's insider trading history.
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USCB Stock News Headlines

Piper Sandler Reaffirms Their Buy Rating on USCB Financial Holdings, Inc. Class A (USCB)
September 11, 2025  |  theglobeandmail.comhttps://www.theglobeandmail.com/investing/markets/stocks/USCB/pressreleases/34690940/piper-sandler-reaffirms-their-buy-rating-on-uscb-financial-holdings-inc-class-a-uscb/
USCB Financial (NASDAQ:USCB) Stock Price Expected to Rise, Piper Sandler Analyst Says
September 10, 2025  |  americanbankingnews.comhttps://www.americanbankingnews.com/?p=30320194
Buffett, Gates and Bezos Quietly Dumping Stocks—Here's Why
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USCB Financial price target raised to $23 from $22 at Piper Sandler
September 9, 2025  |  msn.comhttps://www.msn.com/en-us/money/other/uscb-financial-price-target-raised-to-23-from-22-at-piper-sandler/ar-AA1M84Ct
USCB Financial upgraded to Strong Buy at Raymond James
September 9, 2025  |  msn.comhttps://www.msn.com/en-us/money/topstocks/uscb-financial-upgraded-to-strong-buy-at-raymond-james/ar-AA1M7JsW
USCB Financial (NASDAQ:USCB) Stock Rating Upgraded by Raymond James Financial
September 9, 2025  |  americanbankingnews.comhttps://www.americanbankingnews.com/?p=30318882
With 58% ownership, USCB Financial Holdings, Inc. (NASDAQ:USCB) boasts of strong institutional backing
August 20, 2025  |  finance.yahoo.comhttps://finance.yahoo.com/news/58-ownership-uscb-financial-holdings-132036950.html
USCB Financial Holdings Issues $40M Subordinated Notes
August 14, 2025  |  tipranks.comhttps://www.tipranks.com/news/company-announcements/uscb-financial-holdings-issues-40m-subordinated-notes?utm_source=marketbeat.com&utm_medium=referral
See More Headlines

USCB Stock Analysis - Frequently Asked Questions

USCB Financial's stock was trading at $17.75 at the start of the year. Since then, USCB stock has decreased by 2.2% and is now trading at $17.36.

USCB Financial Holdings, Inc. (NASDAQ:USCB) announced its quarterly earnings data on Thursday, July, 24th. The company reported $0.40 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.38 by $0.02. The business had revenue of $24.40 million for the quarter, compared to analyst estimates of $23.72 million. USCB Financial had a net margin of 19.51% and a trailing twelve-month return on equity of 13.39%.
Read the conference call transcript.

USCB Financial (USCB) raised $40 million in an initial public offering on Friday, July 23rd 2021. The company issued 3,600,000 shares at $10.00-$12.50 per share. Keefe, Bruyette & Woods (a Stifel company) served as the underwriter for the IPO and Raymond James & Associates and Piper Sandler & Co. ar were co-managers.

USCB Financial's top institutional investors include Endeavour Capital Advisors Inc. (6.18%), Alliancebernstein L.P. (4.85%), Mendon Capital Advisors Corp (3.44%) and Basswood Capital Management L.L.C. (2.35%). Insiders that own company stock include Howard Feinglass, La Aguilera Luis De, Robert B Anderson and Ramon A Rodriguez.
View institutional ownership trends.

Shares of USCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that USCB Financial investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), Netflix (NFLX), NVIDIA (NVDA), Meta Platforms (META) and Home Depot (HD).

Company Calendar

Last Earnings
7/24/2025
Record date for 9/5 Dividend
8/15/2025
Ex-Dividend for 9/5 Dividend
8/15/2025
Dividend Payable
9/05/2025
Today
9/15/2025
Next Earnings (Estimated)
10/30/2025
Fiscal Year End
12/31/2025
Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - SOUTHEAST
Sub-Industry
Banking
Current Symbol
NASDAQ:USCB
CIK
1901637
Web
www.uscentury.com
Phone
305-715-5200
Fax
N/A
Employees
196
Year Founded
N/A

Price Target and Rating

Average Price Target for USCB Financial
$22.00
High Price Target
$23.00
Low Price Target
$21.00
Potential Upside/Downside
+26.7%
Consensus Rating
Buy
Rating Score (0-4)
3.33
Research Coverage
3 Analysts

Profitability

EPS (Trailing Twelve Months)
$1.47
Trailing P/E Ratio
11.81
Forward P/E Ratio
10.99
P/E Growth
N/A
Net Income
$24.67 million
Net Margins
19.51%
Pretax Margin
25.72%
Return on Equity
13.39%
Return on Assets
1.13%

Debt

Debt-to-Equity Ratio
0.47
Current Ratio
0.91
Quick Ratio
0.91

Sales & Book Value

Annual Sales
$143.97 million
Price / Sales
2.42
Cash Flow
$1.28 per share
Price / Cash Flow
13.56
Book Value
$10.86 per share
Price / Book
1.60

Miscellaneous

Outstanding Shares
20,080,000
Free Float
10,139,000
Market Cap
$348.59 million
Optionable
Not Optionable
Beta
0.62
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This page (NASDAQ:USCB) was last updated on 9/15/2025 by MarketBeat.com Staff
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