NASDAQ:USCB USCB Financial (USCB) Stock Price, News & Analysis $15.43 -0.36 (-2.28%) (As of 07/26/2024 ET) Add Compare Share Share Today's Range$14.89▼$16.6350-Day Range$11.69▼$15.7952-Week Range$10.04▼$16.63Volume23,918 shsAverage Volume26,698 shsMarket Capitalization$303.20 millionP/E Ratio20.04Dividend Yield1.30%Price Target$13.33 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends Get USCB Financial alerts: Email Address USCB Financial MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.67 Rating ScoreUpside/Downside13.6% Downside$13.33 Price TargetShort InterestHealthy0.64% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.75Based on 9 Articles This WeekInsider TradingAcquiring Shares$425,297 Bought Last QuarterProj. Earnings Growth22.00%From $1.00 to $1.22 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.75 out of 5 starsFinance Sector348th out of 898 stocksState Commercial Banks Industry70th out of 181 stocks 1.3 Analyst's Opinion Consensus RatingUSCB Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageUSCB Financial has received no research coverage in the past 90 days.Read more about USCB Financial's stock forecast and price target. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.64% of the float of USCB Financial has been sold short.Short Interest Ratio / Days to CoverUSCB Financial has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in USCB Financial has recently increased by 13.79%, indicating that investor sentiment is decreasing significantly. Previous Next 2.5 Dividend Strength Dividend YieldUSCB Financial pays a meaningful dividend of 1.30%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUSCB Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of USCB Financial is 25.97%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, USCB Financial will have a dividend payout ratio of 16.39% next year. This indicates that USCB Financial will be able to sustain or increase its dividend.Read more about USCB Financial's dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for USCB. Previous Next 2.6 News and Social Media Coverage News SentimentUSCB Financial has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.50 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 9 news articles for USCB Financial this week, compared to 1 article on an average week.MarketBeat FollowsOnly 1 people have added USCB Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Previous Next 5.0 Company Ownership Insider Buying vs. Insider SellingIn the past three months, USCB Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $425,297.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders48.50% of the stock of USCB Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions61.34% of the stock of USCB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about USCB Financial's insider trading history. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for USCB Financial are expected to grow by 22.00% in the coming year, from $1.00 to $1.22 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of USCB Financial is 20.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 142.60.Price to Earnings Ratio vs. SectorThe P/E ratio of USCB Financial is 20.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 47.30.Price to Book Value per Share RatioUSCB Financial has a P/B Ratio of 1.57. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about USCB Financial's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Unstoppable Prosperity“Generational Bull Run” IncomingLIVE Cash Flow Workshop Event / Hosted Virtually Weds @ 7PM EST Everyone who attends will also receive 3 special FREE Gifts during the event.You can find out what they are by clicking here now. About USCB Financial Stock (NASDAQ:USCB)USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit. It also offers loan products, such as small business administration loans, yacht financing, residential and commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers lockbox, treasury, commercial payments, cash management, and online banking services, as well as provides title insurance policies for real estate transactions. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.Read More USCB Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart USCB Stock News HeadlinesJuly 25 at 4:30 PM | globenewswire.comUSCB Financial Holdings, Inc. Reports Record Fully Diluted EPS Since Going Public of $0.31 for Q2 2024July 24 at 1:55 PM | americanbankingnews.comUSCB Financial Holdings, Inc. (USCB) To Go Ex-Dividend on August 15thJuly 27, 2024 | Unstoppable Prosperity (Ad)“Generational Bull Run” IncomingLIVE Cash Flow Workshop Event / Hosted Virtually Weds @ 7PM EST Everyone who attends will also receive 3 special FREE Gifts during the event.July 24 at 11:48 AM | americanbankingnews.comUSCB Financial Holdings, Inc. (NASDAQ:USCB) Declares $0.05 Quarterly DividendJuly 24 at 6:39 AM | ca.finance.yahoo.comCUBI Aug 2024 45.000 putJuly 22, 2024 | globenewswire.comUSCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common StockJuly 18, 2024 | americanbankingnews.comUSCB Financial (USCB) to Release Quarterly Earnings on ThursdayJuly 8, 2024 | globenewswire.comUSCB Financial Holdings, Inc. to Announce Second Quarter 2024 ResultsJuly 27, 2024 | Unstoppable Prosperity (Ad)“Generational Bull Run” IncomingLIVE Cash Flow Workshop Event / Hosted Virtually Weds @ 7PM EST Everyone who attends will also receive 3 special FREE Gifts during the event.June 3, 2024 | globenewswire.comAxxes Capital Appoints Maria C. Alonso to Board of DirectorsMay 8, 2024 | sports.yahoo.comBatter up! USCB plans a baseball grandstand and more athletic facilities for Bluffton campusMay 3, 2024 | finance.yahoo.comExecutive VP & CFO of USCB Financial Holdings Robert Anderson Buys 42% More SharesApril 30, 2024 | finance.yahoo.comUSCB Financial Holdings, Inc. (NASDAQ:USCB) Q1 2024 Earnings Call TranscriptApril 27, 2024 | finance.yahoo.comUSCB Financial Holdings First Quarter 2024 Earnings: EPS: US$0.23 (vs US$0.29 in 1Q 2023)April 27, 2024 | investing.comUSCB Financial reports lower Q1 profit, higher depositsApril 26, 2024 | msn.comThe 10 Most Beautiful College Campuses In South CarolinaApril 26, 2024 | lse.co.ukREPEAT: Miner Anglo American reviews takeover bid from rival BHPApril 26, 2024 | finance.yahoo.comWith 56% ownership, USCB Financial Holdings, Inc. (NASDAQ:USCB) boasts of strong institutional backingSee More Headlines Receive USCB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for USCB Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings10/27/2021Ex-Dividend for 6/5 Dividend5/14/2024Dividend Payable6/05/2024Today7/26/2024Ex-Dividend for 9/5 Dividend8/15/2024Dividend Payable9/05/2024Next Earnings (Estimated)10/24/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryN/A Current SymbolNASDAQ:USCB CUSIPN/A CIK1901637 Webwww.uscentury.com Phone305-715-5200FaxN/AEmployees196Year FoundedN/APrice Target and Rating Average Stock Price Target$13.33 High Stock Price Target$15.00 Low Stock Price Target$12.00 Potential Upside/Downside-13.6%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$0.77 Trailing P/E Ratio20.04 Forward P/E Ratio15.43 P/E GrowthN/ANet Income$16.55 million Net Margins13.08% Pretax Margin17.17% Return on Equity8.50% Return on Assets0.69% Debt Debt-to-Equity Ratio0.83 Current Ratio0.91 Quick Ratio0.91 Sales & Book Value Annual Sales$108.42 million Price / Sales2.80 Cash Flow$0.90 per share Price / Cash Flow17.17 Book Value$9.82 per share Price / Book1.57Miscellaneous Outstanding Shares19,650,000Free Float10,120,000Market Cap$303.20 million OptionableNot Optionable Beta0.40 5G Stocks: The Path Forward is ProfitableClick the link below and we'll send you MarketBeat's guide to investing in 5G and which 5G stocks show the most promise. Get This Free Report Key ExecutivesMr. Andres L. Collazo (Age 60)Executive VP and Director of Operations & Information Technology Systems Mr. Roberto Diaz CPASenior VP, Controller & Chief Accounting OfficerMs. Martha Guerra-Kattou (Age 55)Executive VP & Director of Sales & Marketing Ms. Jessica GoldbergSenior VP & Human Resources DirectorMr. Oscar Gomez (Age 69)Executive VP & Head of Global Banking Division Mr. Nicholas G. Bustle (Age 61)Executive VP & Chief Lending Officer Comp: $457.98kMore ExecutivesKey CompetitorsPeoples BancorpNASDAQ:PEBOOrigin BancorpNASDAQ:OBKOrigin BancorpNASDAQ:OBNKAmalgamated FinancialNASDAQ:AMALSouthside BancsharesNASDAQ:SBSIView All CompetitorsInsiders & InstitutionsBank of New York Mellon CorpBought 690 shares on 7/26/2024Ownership: 0.153%Ramon A RodriguezBought 1,600 shares on 5/29/2024Total: $19,136.00 ($11.96/share)Robert B AndersonBought 7,000 shares on 5/23/2024Total: $84,840.00 ($12.12/share)Jacobs Levy Equity Management Inc.Bought 31,426 shares on 5/16/2024Ownership: 0.160%Robert B AndersonBought 5,000 shares on 5/15/2024Total: $60,650.00 ($12.13/share)View All Insider TransactionsView All Institutional Transactions USCB Stock Analysis - Frequently Asked Questions How have USCB shares performed this year? USCB Financial's stock was trading at $12.25 on January 1st, 2024. Since then, USCB stock has increased by 26.0% and is now trading at $15.43. View the best growth stocks for 2024 here. How were USCB Financial's earnings last quarter? USCB Financial Holdings, Inc. (NASDAQ:USCB) issued its quarterly earnings data on Wednesday, October, 27th. The company reported $0.37 earnings per share for the quarter, topping analysts' consensus estimates of $0.26 by $0.11. The company earned $17.69 million during the quarter, compared to analyst estimates of $15.19 million. USCB Financial had a trailing twelve-month return on equity of 8.50% and a net margin of 13.08%. When did USCB Financial IPO? USCB Financial (USCB) raised $40 million in an IPO on Friday, July 23rd 2021. The company issued 3,600,000 shares at $10.00-$12.50 per share. Keefe, Bruyette & Woods (a Stifel company) acted as the underwriter for the IPO and Raymond James & Associates and Piper Sandler & Co. ar were co-managers. Who are USCB Financial's major shareholders? Top institutional investors of USCB Financial include Bank of New York Mellon Corp (0.15%). Insiders that own company stock include Howard Feinglass, Robert B Anderson and Ramon A Rodriguez. View institutional ownership trends. How do I buy shares of USCB Financial? Shares of USCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:USCB) was last updated on 7/27/2024 by MarketBeat.com Staff From Our Partners625,000% GainImagine swapping your daily coffee expense for a future free of financial worries. It might seem far-fetche...Crypto Swap Profits | Sponsored“Generational Bull Run” IncomingLIVE Cash Flow Workshop Event / Hosted Virtually Weds @ 7PM EST Everyone who attends will also receive 3 sp...Unstoppable Prosperity | SponsoredNext opportunity for crypto millionsThe Bitcoin halving is the #1 creator of "crypto millionaires". 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