Better Money Decisions, LLC Top Holdings and 13F Report (2024)

About Better Money Decisions, LLC

Investment Activity

Better Money Decisions, LLC has $132.92 million in total holdings as of June 30, 2024.
Better Money Decisions, LLC owns shares of 65 different stocks, but just 19 companies or ETFs make up 80% of its holdings.
Approximately 5.88% of the portfolio was purchased this quarter.
About 0.86% of the portfolio was sold this quarter.
This quarter, Better Money Decisions, LLC has purchased 66 new stocks and bought additional shares in 43 stocks.
Better Money Decisions, LLC sold shares of 18 stocks and completely divested from 2 stocks this quarter.

Largest Holdings

iShares Core MSCI EAFE ETF: $15,670,304
iShares 1-5 Year Investment Grade Corporate Bond ETF: $12,939,584
SPDR Portfolio Short Term Treasury ETF: $11,751,928
iShares Core S&P Mid-Cap ETF: $8,555,068
SPDR Portfolio Emerging Markets ETF: $8,225,736

Largest New Holdings this Quarter

iShares ESG Advanced High Yield Corporate Bond ETF: $213,881 Holding

Largest Purchases this Quarter

NVIDIA: 8,336 shares (about $1.03M)
Vanguard S&P 500 ETF: 1,716 shares (about $858.20K)
iShares Core MSCI EAFE ETF: 9,723 shares (about $706.28K)
SPDR Portfolio Short Term Treasury ETF: 23,801 shares (about $687.13K)
iShares 1-5 Year Investment Grade Corporate Bond ETF: 13,175 shares (about $675.09K)

Largest Sales this Quarter

Apple: 563 shares (about $118.58K)
Vanguard Dividend Appreciation ETF: 491 shares (about $89.64K)
Amazon.com: 320 shares (about $61.84K)
Costco Wholesale: 65 shares (about $55.25K)
Netflix: 74 shares (about $49.94K)

Sector Allocation Over Time

Selling

Neutral

Buying

Latest 13F Holdings and Changes Since Previous Quarterly Filing

Issuer Name	Holdings Value	Approximate Purchase/Sale	Change in Shares	Shares Held	% of Portfolio	Sector
IEFA iShares Core MSCI EAFE ETF	$15,670,304	$706,277 ▲	4.7%	215,726	11.8%	ETF
IGSB iShares 1-5 Year Investment Grade Corporate Bond ETF	$12,939,584	$675,087 ▲	5.5%	252,529	9.7%	Manufacturing
SPTS SPDR Portfolio Short Term Treasury ETF	$11,751,928	$687,134 ▲	6.2%	407,064	8.8%	ETF
IJH iShares Core S&P Mid-Cap ETF	$8,555,068	$399,164 ▲	4.9%	146,191	6.4%	ETF
SPEM SPDR Portfolio Emerging Markets ETF	$8,225,736	$564,899 ▲	7.4%	218,363	6.2%	ETF
DFAT Dimensional U.S. Targeted Value ETF	$7,615,178	$407,698 ▲	5.7%	146,813	5.7%	ETF
VOO Vanguard S&P 500 ETF	$7,068,669	$858,203 ▲	13.8%	14,134	5.3%	ETF
VB Vanguard Small-Cap ETF	$5,896,428	$64,540 ▲	1.1%	27,043	4.4%	ETF
XVV iShares ESG Screened S&P 500 ETF	$4,171,643	$116,991 ▲	2.9%	99,200	3.1%	ETF
AAPL Apple	$3,716,501	$118,576 ▼	-3.1%	17,646	2.8%	Computer and Technology
NUDM NuShares ESG International Developed Markets Equity ETF	$3,269,085	$173,145 ▲	5.6%	105,014	2.5%	ETF
VCIT Vanguard Intermediate-Term Corporate Bond ETF	$3,240,255	$236,111 ▲	7.9%	40,539	2.4%	ETF
SPAB SPDR Portfolio Aggregate Bond ETF	$3,165,868	$403,599 ▲	14.6%	126,180	2.4%	ETF
FLRN SPDR Bloomberg Barclays Investment Grade Floating Rate ETF	$3,128,267	$198,519 ▲	6.8%	101,403	2.4%	ETF
SUSB iShares ESG Aware 1-5 Year USD Corporate Bond ETF	$2,008,735	$45,674 ▲	2.3%	82,023	1.5%	Manufacturing
EAGG iShares ESG Aware U.S. Aggregate Bond ETF	$1,689,730	$95,969 ▲	6.0%	36,253	1.3%	ETF
SPYV SPDR Portfolio S&P 500 Value ETF	$1,631,739	$168,009 ▲	11.5%	33,478	1.2%	ETF
AMZN Amazon.com	$1,570,929	$61,840 ▼	-3.8%	8,129	1.2%	Retail/Wholesale
SPYG SPDR Portfolio S&P 500 Growth ETF	$1,565,085	$16,987 ▼	-1.1%	19,532	1.2%	ETF
HYG iShares iBoxx $ High Yield Corporate Bond ETF	$1,366,043	$184,515 ▲	15.6%	17,709	1.0%	ETF
SPTM SPDR Portfolio S&P 1500 Composite Stock Market ETF	$1,302,535	$29,460 ▲	2.3%	19,631	1.0%	ETF
IAGG iShares Core International Aggregate Bond ETF	$1,290,238	$98,143 ▲	8.2%	25,846	1.0%	ETF
SPDW SPDR Portfolio Developed World ex-US ETF	$1,180,696	$41,500 ▲	3.6%	33,657	0.9%	ETF
NVDA NVIDIA	$1,119,643	$1,029,829 ▲	1,146.6%	9,063	0.8%	Computer and Technology
MSFT Microsoft	$1,116,131	$22,349 ▼	-2.0%	2,497	0.8%	Computer and Technology
XJR iShares ESG Screened S&P Small-Cap ETF	$1,071,639	$182,728 ▲	20.6%	28,297	0.8%	ETF
IVV iShares Core S&P 500 ETF	$1,013,292	$12,037 ▲	1.2%	1,852	0.8%	ETF
VHT Vanguard Health Care ETF	$1,004,023	$798 ▲	0.1%	3,775	0.8%	ETF
IJR iShares Core S&P Small-Cap ETF	$997,793	$9,493 ▼	-0.9%	9,355	0.8%	ETF
IYW iShares U.S. Technology ETF	$923,881	$451 ▲	0.0%	6,139	0.7%	Manufacturing
BGRN iShares USD Green Bond ETF	$728,361	$31,461 ▲	4.5%	15,650	0.5%	Manufacturing
GOOGL Alphabet	$694,733	$12,751 ▼	-1.8%	3,814	0.5%	Computer and Technology
DFAC Dimensional U.S. Core Equity 2 ETF	$684,735	$10,478 ▼	-1.5%	21,239	0.5%	ETF
XJH iShares ESG Screened S&P Mid-Cap ETF	$638,937	$57,456 ▲	9.9%	16,147	0.5%	ETF
VIG Vanguard Dividend Appreciation ETF	$624,402	$89,644 ▼	-12.6%	3,420	0.5%	ETF
JPM JPMorgan Chase & Co.	$573,003	$43,486 ▼	-7.1%	2,833	0.4%	Finance
SPY SPDR S&P 500 ETF Trust	$565,447	$25,578 ▼	-4.3%	1,039	0.4%	Finance
NUEM Nuveen ESG Emerging Markets Equity ETF	$553,552	$53,641 ▲	10.7%	19,308	0.4%	ETF
NULV Nuveen ESG Large-Cap Value ETF	$515,539	$54,985 ▲	11.9%	13,642	0.4%	ETF
CVX Chevron	$484,746	$7,977 ▼	-1.6%	3,099	0.4%	Oils/Energy
ESGV Vanguard ESG US Stock ETF	$480,280	$1,546 ▲	0.3%	4,971	0.4%	ETF
NFLX Netflix	$467,692	$49,941 ▼	-9.6%	693	0.4%	Consumer Discretionary
IYJ iShares U.S. Industrials ETF	$416,426	$836 ▲	0.2%	3,486	0.3%	ETF
BRK.B Berkshire Hathaway	$412,495		0.0%	1,014	0.3%	Finance
SUSL iShares ESG MSCI USA Leaders ETF	$386,394	$877 ▲	0.2%	3,966	0.3%	Manufacturing
ESG FlexShares STOXX US ESG Select Index Fund	$386,110	$1,283 ▲	0.3%	3,010	0.3%	ETF
KO Coca-Cola	$331,507		0.0%	5,208	0.2%	Consumer Staples
VO Vanguard Mid-Cap ETF	$328,551	$3,874 ▼	-1.2%	1,357	0.2%	ETF
VTI Vanguard Total Stock Market ETF	$326,529	$47,067 ▼	-12.6%	1,221	0.2%	ETF
COST Costco Wholesale	$308,546	$55,249 ▼	-15.2%	363	0.2%	Retail/Wholesale
DFAX Dimensional World ex U.S. Core Equity 2 ETF	$278,486	$2,822 ▲	1.0%	10,955	0.2%	ETF
SPSB SPDR Portfolio Short Term Corporate Bond ETF	$276,694	$3,327 ▲	1.2%	9,316	0.2%	ETF
IWB iShares Russell 1000 ETF	$274,850	$7,139 ▲	2.7%	924	0.2%	ETF
META Meta Platforms	$269,890	$20,683 ▼	-7.1%	535	0.2%	Computer and Technology
IDEV iShares Core MSCI International Developed Markets ETF	$269,478	$4,595 ▲	1.7%	4,105	0.2%	ETF
QQQ Invesco QQQ	$266,171	$1,436 ▲	0.5%	556	0.2%	Finance
XLK Technology Select Sector SPDR Fund	$262,433	$226 ▲	0.1%	1,160	0.2%	ETF
VYM Vanguard High Dividend Yield ETF	$255,915	$2,135 ▲	0.8%	2,158	0.2%	ETF
VGT Vanguard Information Technology ETF	$248,602	$5,768 ▼	-2.3%	431	0.2%	ETF
VV Vanguard Large-Cap ETF	$243,907		0.0%	977	0.2%	ETF
VSGX Vanguard ESG International Stock ETF	$241,017	$2,291 ▲	1.0%	4,208	0.2%	ETF
KKR KKR & Co. Inc.	$217,215	$526 ▼	-0.2%	2,064	0.2%	Finance
SIMS SPDR S&P Kensho Intelligent Structures ETF	$214,919	$666 ▲	0.3%	6,458	0.2%	ETF
HYXF iShares ESG Advanced High Yield Corporate Bond ETF	$213,881	$213,881 ▲	New Holding	4,735	0.2%	ETF
SCHM Schwab U.S. Mid-Cap ETF	$208,293	$234 ▲	0.1%	2,676	0.2%	ETF
IJT iShares S&P Small-Cap 600 Growth ETF	$0	$325,623 ▼	-100.0%	0	0.0%	ETF
CNRG SPDR S&P Kensho Clean Power ETF	$0	$211,437 ▼	-100.0%	0	0.0%	ETF