Michael Zaremski Analyst PerformanceResearch Analyst covering Property & Casualty Insurance, Insurance Brokerage, Life Ins. and InsureTe at BMO Capital MarketsMichael Zaremski is a stock analyst at BMO Capital Markets focused in the finance sector, covering 30 publicly traded companies. Over the past year, Michael Zaremski has issued 55 stock ratings, including buy, hold, and sell recommendations. While full access to Michael Zaremski's proprietary MarketBeat Analyst Ranking is reserved for MarketBeat All Access subscribers, the rating is updated daily to reflect the most recent analyst activity. This profile highlights Michael Zaremski's coverage history, rating activity, and performance tendencies — helping individual investors make more informed trading decisions. Analyst Rankings, Coverage, and Performance StatisticsAnalyst RankingSubscribe to MarketBeat All Access for the analyst's recommendation accuracy rating MarketBeatAverage Return00.00% 12-Month ROISuccess Rate00.00% Profitable RatingsTotal Ratings102 Last 7 YearsBuy Recommendations43.00% 43 Buy RatingsCompanies Covered30 Unique Companies Ratings Distribution100RatingsDistribution of strong buy, buy, hold, and sell ratings by Michael Zaremski.RatingPercentageCount Strong Buy0.0%0 ratings Buy43.0%43 ratings Hold51.0%51 ratings Sell6.0%6 ratingsOut of 100 total stock ratings issued by Michael Zaremski at BMO Capital Markets, the majority (51.0%) have been Hold recommendations, followed by 43.0% Buy and 6.0% Sell.Best & Worst CallsBest Call000.0%ALLDec 2018Subscribe to MarketBeat All Access to get analyst recommendation ROI.Worst Call000.0%TWFGMar 2025Subscribe to MarketBeat All Access to get analyst recommendation ROI.Exchange CoverageExchangePercentageCountNYSE80.0% of companies on NYSE24 companiesNASDAQ20.0% of companies on NASDAQ6 companiesMichael Zaremski, an analyst at BMO Capital Markets, currently covers 30 companies listed on NYSE and NASDAQ, with the majority traded on NYSE.Coverage FocusSector IconSectorPercentageFinance27 companies90.0%Basic Materials1 company3.3%Miscellaneous1 company3.3%Business Services1 company3.3%Michael Zaremski of BMO Capital Markets specializes in stock coverage within the Finance sector, with additional focus on Basic Materials and companies.Coverage IndustriesIndustryPercentageINS - PROP&CASLTY12 companies40.0%INS - MULTI LINE8 companies26.7%INS - BROKERS6 companies20.0%INSURANCE AGENTS, BROKERS & SERVICE1 company3.3%Miscellaneous1 company3.3%TECHNOLOGY SERVICES1 company3.3%INS - LIFE1 company3.3% Michael Zaremski's Ratings History at BMO Capital Markets Custom Range 1 Month 3 Months 6 Months Year-to-Date 1 Year 2 Years 3 Years 4 Years 5 Years All Time Timeframe Start Date End Date All Ratings Strong Buy Buy Hold Sell Rating Recommendation ROI is the percentage between the price on the Report Date to the price 12 months after the report date.Available with a MarketBeat All Access Subscription12-Month ROIUpgrade to All Access to use the All ROI Filter Export CompanyReport DateActionReport Date Price12-MonthPrice TargetRating12-MonthPrice & ROIDetailsEGEverest Group5/14/2026Boost Price Target$347.78$376.00Market Perform$0.0000.00% ROISIGISelective Insurance Group5/7/2026Upgrade$83.00$97.00Outperform$0.0000.00% ROIWTWWillis Towers Watson Public5/1/2026Upgrade$256.20$300.00Outperform$0.0000.00% ROIWRBW.R. Berkley4/23/2026Upgrade$67.53$68.00Market Perform$0.0000.00% ROIPRUPrudential Financial4/23/2026Lower Price Target$95.00$87.00Underperform$0.0000.00% ROITRVTravelers Companies4/20/2026Boost Price Target$305.78$314.00Outperform$0.0000.00% ROIPGRProgressive4/16/2026Boost Price Target$201.40$221.00Market Perform$0.0000.00% ROIAJGArthur J. Gallagher & Co.3/24/2026Upgrade$216.89$278.00Outperform$0.0000.00% ROIPGRProgressive3/11/2026Lower Price Target$203.28$208.00Market Perform$0.0000.00% ROIRYANRyan Specialty2/25/2026Downgrade$38.75$43.00Market Perform$0.0000.00% ROI Get the Latest News and Ratings for Your StocksEnter your email address below to receive the latest headlines and analysts' recommendations for your stocks with our free daily email newsletter. GSHDGoosehead Insurance2/18/2026Lower Price Target$44.15$55.00Market Perform$0.0000.00% ROINPNeptune Insurance2/13/2026Upgrade$17.27$20.00Outperform$0.0000.00% ROICBChubb2/10/2026Boost Price Target$326.25$326.00Market Perform$0.0000.00% ROIBROBrown & Brown1/29/2026Lower Price Target$72.14$81.00Market Perform$0.0000.00% ROIPGRProgressive1/29/2026Lower Price Target$212.94$232.00Market Perform$0.0000.00% ROIPGRProgressive1/15/2026Lower Price Target$205.46$239.00Market Perform$0.0000.00% ROIAJGArthur J. Gallagher & Co.1/13/2026Downgrade$264.87$275.00Market Perform$0.0000.00% ROIBROBrown & Brown12/30/2025Reiterated Rating$80.42Market Perform$0.0000.00% ROIHGHamilton Insurance Group12/23/2025Reiterated Rating$28.40$26.00Market Perform$0.0000.00% ROIBROBrown & Brown12/23/2025Downgrade$80.37$88.00Market Perform$0.0000.00% ROIPGRProgressive12/18/2025Lower Price Target$227.25$253.00Market Perform$0.0000.00% ROIPGRProgressive12/9/2025Set Price Target$225.70$256.00$0.0000.00% ROIPGRProgressive12/8/2025Lower Price Target$222.89$256.00Market Perform$0.0000.00% ROIRNRRenaissanceRe12/5/2025Reiterated Rating$267.78$303.00Outperform$0.0000.00% ROIGSHDGoosehead Insurance11/25/2025Lower Price Target$70.54$79.00Market Perform$0.0000.00% ROIPGRProgressive11/21/2025Boost Price Target$225.92$260.00Market Perform$0.0000.00% ROIALLAllstate11/7/2025Boost Price Target$197.91$244.00Outperform$0.0000.00% ROIPGRProgressive11/3/2025Reiterated Rating$203.74Market Perform$0.0000.00% ROIRYANRyan Specialty11/3/2025Lower Price Target$53.78$66.00Outperform$0.0000.00% ROISIGISelective Insurance Group10/28/2025Downgrade$76.87$81.00Market Perform$0.0000.00% ROINPNeptune Insurance10/27/2025Initiated Coverage$26.68$25.00Market Perform$0.0000.00% ROINPNeptune Insurance10/27/2025Initiated Coverage$25.68$25.00Market Perform$0.0000.00% ROICBChubb10/23/2025Reiterated Rating$280.23$283.00Market Perform$0.0000.00% ROIWRBW.R. Berkley10/22/2025Downgrade$74.93$64.00Underperform$0.0000.00% ROIPGRProgressive10/16/2025Lower Price Target$226.36$247.00Market Perform$0.0000.00% ROIHGTYHagerty9/22/2025Initiated Coverage$12.76$13.00Market Perform$0.0000.00% ROIHGTYHagerty9/22/2025Initiated Coverage$12.25$13.00Market Perform$0.0000.00% ROIPGRProgressive9/18/2025Set Price Target$243.82$252.00$0.0000.00% ROIPGRProgressive9/17/2025Downgrade$245.33$250.00Market Perform$0.0000.00% ROIARXAccelerant9/10/2025Lower Price Target$20.08$22.50Outperform$0.0000.00% ROII was right about SpaceX (Ad)Jeff Brown predicted Bitcoin before it climbed as high as 52,400%, Tesla before 2,150%, and Nvidia before 32,000%. Now he says SpaceX is shaping up to be the biggest IPO of the decade - and three key milestones just confirmed it. In the past 21 days: SpaceX crossed 10,000 active satellites, Elon filed confidential IPO paperwork with the SEC, and another rocket launched 25 more satellites. Two-thirds of every satellite in orbit now belongs to one company. The public filing could drop any day.See how to claim your stake in SpaceX before the public canSKWDSkyward Specialty Insurance Group9/8/2025Boost Price Target$50.23$55.00Market Perform$0.0000.00% ROIPGRProgressive8/21/2025Lower Price Target$251.28$279.00Outperform$0.0000.00% ROIALLAllstate8/20/2025Boost Price Target$210.28$235.00Outperform$0.0000.00% ROIARXAccelerant8/18/2025Initiated Coverage$28.33$34.00Outperform$0.0000.00% ROIARXAccelerant8/18/2025Initiated Coverage$28.55$34.00Outperform$0.0000.00% ROISIGISelective Insurance Group8/5/2025Set Price Target$79.09$88.00Outperform$0.0000.00% ROIBROBrown & Brown7/30/2025Lower Price Target$92.66$106.00Outperform$0.0000.00% ROIKNSLKinsale Capital Group7/29/2025Boost Price Target$472.04$474.00Market Perform$0.0000.00% ROIHMNHorace Mann Educators7/28/2025Set Price Target$40.61$48.00Outperform$0.0000.00% ROIHMNHorace Mann Educators7/28/2025Initiated Coverage$41.64$48.00Outperform$0.0000.00% ROIGSHDGoosehead Insurance7/25/2025Lower Price Target$88.09$110.00Market Perform$0.0000.00% ROIPGRProgressive7/18/2025Lower Price Target$247.20$281.00Outperform$0.0000.00% ROIBROBrown & Brown6/12/2025Reiterated Rating$105.90$122.00Outperform$0.0000.00% ROIHGHamilton Insurance Group6/5/2025Reiterated Rating$22.09$23.00Market Perform$0.0000.00% ROIAHLAspen Insurance6/2/2025Initiated Coverage$34.30$38.00Outperform$0.0000.00% ROIGSHDGoosehead Insurance4/28/2025Lower Price Target$92.05$142.00Market Perform$00.0000.00% ROIPGRProgressive4/17/2025Boost Price Target$269.11$288.00Outperform$000.0000.00% ROIMAXMediaAlpha4/3/2025Lower Price Target$8.42$23.00Outperform$0.0000.00% ROITWFGTWFG3/4/2025Boost Price Target$32.35$32.00Outperform$00.0000.00% ROITRVTravelers Companies1/24/2025Boost Price Target$241.39$297.00Outperform$000.0000.00% ROI Stock Forecasts and Research Tools Today's Analyst Ratings U.S. Ratings U.K. Ratings Canadian Ratings All Upgrades All Downgrades All Initiations All Price Target Changes Top-Rated Stocks Top Rated Stocks Top-Rated Dividend Stocks Top-Rated Small-Cap Stocks Top-Rated Tech Stocks Most-Upgraded Stocks Most-Downgraded Stocks Lowest-Rated Stocks More Ratings Tools Stock Ratings by Issuer Top-Rated Analysts Top-Rated Brokerages Stock Ratings Screener Free Ratings Newsletter Price Forecasts for Popular Stocks Alphabet (Google) Stock ForecastAmazon Stock ForecastApple Stock ForecastMeta (Facebook) Stock ForecastMicrosoft Stock ForecastNetflix Stock ForecastNvidia Stock ForecastTesla Stock Forecast Top Stock Recommendations by BrokerageWall Street ZenWeiss RatingsUBS GroupCitigroupBarclaysWells Fargo & CompanyMorgan StanleyRoyal Bank Of CanadaJPMorgan Chase & Co.Jefferies Financial GroupThe Goldman Sachs GroupTD CowenTruist FinancialPiper SandlerStifel Nicolaus Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. 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