Michael Zaremski Analyst PerformanceResearch Analyst covering Property & Casualty Insurance, Insurance Brokerage, Life Ins. and InsureTe at BMO Capital MarketsMichael Zaremski is a stock analyst at BMO Capital Markets focused in the finance sector, covering 31 publicly traded companies. Over the past year, Michael Zaremski has issued 55 stock ratings, including buy, hold, and sell recommendations. While full access to Michael Zaremski's proprietary MarketBeat Analyst Ranking is reserved for MarketBeat All Access subscribers, the rating is updated daily to reflect the most recent analyst activity. This profile highlights Michael Zaremski's coverage history, rating activity, and performance tendencies — helping individual investors make more informed trading decisions. Analyst Rankings, Coverage, and Performance StatisticsAnalyst RankingSubscribe to MarketBeat All Access for the analyst's recommendation accuracy rating MarketBeatAverage Return00.00% 12-Month ROISuccess Rate00.00% Profitable RatingsTotal Ratings105 Last 7 YearsBuy Recommendations42.72% 44 Buy RatingsCompanies Covered31 Unique Companies Ratings Distribution103RatingsDistribution of strong buy, buy, hold, and sell ratings by Michael Zaremski.RatingPercentageCount Strong Buy0.0%0 ratings Buy42.7%44 ratings Hold51.5%53 ratings Sell5.8%6 ratingsOut of 103 total stock ratings issued by Michael Zaremski at BMO Capital Markets, the majority (51.5%) have been Hold recommendations, followed by 42.7% Buy and 5.8% Sell.Best & Worst CallsBest Call000.0%ALLDec 2018Subscribe to MarketBeat All Access to get analyst recommendation ROI.Worst Call000.0%BROJun 2025Subscribe to MarketBeat All Access to get analyst recommendation ROI.Exchange CoverageExchangePercentageCountNYSE80.6% of companies on NYSE25 companiesNASDAQ19.4% of companies on NASDAQ6 companiesMichael Zaremski, an analyst at BMO Capital Markets, currently covers 31 companies listed on NYSE and NASDAQ, with the majority traded on NYSE.Coverage FocusSector IconSectorPercentageFinance28 companies90.3%Miscellaneous1 company3.2%Basic Materials1 company3.2%Business Services1 company3.2%Michael Zaremski of BMO Capital Markets specializes in stock coverage within the Finance sector, with additional focus on and Basic Materials companies.Coverage IndustriesIndustryPercentageINS - PROP&CASLTY13 companies41.9%INS - MULTI LINE8 companies25.8%INS - BROKERS6 companies19.4%Miscellaneous1 company3.2%INSURANCE AGENTS, BROKERS & SERVICE1 company3.2%TECHNOLOGY SERVICES1 company3.2%INS - LIFE1 company3.2% Michael Zaremski's Ratings History at BMO Capital Markets Custom Range 1 Month 3 Months 6 Months Year-to-Date 1 Year 2 Years 3 Years 4 Years 5 Years All Time Timeframe Start Date End Date All Ratings Strong Buy Buy Hold Sell Rating Recommendation ROI is the percentage between the price on the Report Date to the price 12 months after the report date.Available with a MarketBeat All Access Subscription12-Month ROIUpgrade to All Access to use the All ROI Filter Export CompanyReport DateActionReport Date Price12-MonthPrice TargetRating12-MonthPrice & ROIDetailsARXAccelerant6/16/2026Boost Price Target$12.96$17.00Outperform$0.0000.00% ROIPGRProgressive5/20/2026Reiterated Rating$202.54$220.00Market Perform$0.0000.00% ROITHGThe Hanover Insurance Group5/19/2026Downgrade$197.18$203.00Market Perform$0.0000.00% ROIEGEverest Group5/14/2026Boost Price Target$347.78$376.00Market Perform$0.0000.00% ROISIGISelective Insurance Group5/7/2026Upgrade$83.00$97.00Outperform$0.0000.00% ROIWTWWillis Towers Watson Public5/1/2026Upgrade$256.20$300.00Outperform$0.0000.00% ROIWRBW.R. Berkley4/23/2026Upgrade$67.53$68.00Market Perform$0.0000.00% ROIPRUPrudential Financial4/23/2026Lower Price Target$95.00$87.00Underperform$0.0000.00% ROITRVTravelers Companies4/20/2026Boost Price Target$305.78$314.00Outperform$0.0000.00% ROIPGRProgressive4/16/2026Boost Price Target$201.40$221.00Market Perform$0.0000.00% ROI Get the Latest News and Ratings for Your StocksEnter your email address below to receive the latest headlines and analysts' recommendations for your stocks with our free daily email newsletter. AJGArthur J. Gallagher & Co.3/24/2026Upgrade$216.89$278.00Outperform$0.0000.00% ROIPGRProgressive3/11/2026Lower Price Target$203.28$208.00Market Perform$0.0000.00% ROIRYANRyan Specialty2/25/2026Downgrade$38.75$43.00Market Perform$0.0000.00% ROIGSHDGoosehead Insurance2/18/2026Lower Price Target$44.15$55.00Market Perform$0.0000.00% ROINPNeptune Insurance2/13/2026Upgrade$17.27$20.00Outperform$0.0000.00% ROICBChubb2/10/2026Boost Price Target$326.25$326.00Market Perform$0.0000.00% ROIBROBrown & Brown1/29/2026Lower Price Target$72.14$81.00Market Perform$0.0000.00% ROIPGRProgressive1/29/2026Lower Price Target$212.94$232.00Market Perform$0.0000.00% ROIPGRProgressive1/15/2026Lower Price Target$205.46$239.00Market Perform$0.0000.00% ROIAJGArthur J. Gallagher & Co.1/13/2026Downgrade$264.87$275.00Market Perform$0.0000.00% ROIBROBrown & Brown12/30/2025Reiterated Rating$80.42Market Perform$0.0000.00% ROIHGHamilton Insurance Group12/23/2025Reiterated Rating$28.40$26.00Market Perform$0.0000.00% ROIBROBrown & Brown12/23/2025Downgrade$80.37$88.00Market Perform$0.0000.00% ROIPGRProgressive12/18/2025Lower Price Target$227.25$253.00Market Perform$0.0000.00% ROIPGRProgressive12/9/2025Set Price Target$225.70$256.00$0.0000.00% ROIPGRProgressive12/8/2025Lower Price Target$222.89$256.00Market Perform$0.0000.00% ROIRNRRenaissanceRe12/5/2025Reiterated Rating$267.78$303.00Outperform$0.0000.00% ROIGSHDGoosehead Insurance11/25/2025Lower Price Target$70.54$79.00Market Perform$0.0000.00% ROIPGRProgressive11/21/2025Boost Price Target$225.92$260.00Market Perform$0.0000.00% ROIALLAllstate11/7/2025Boost Price Target$197.91$244.00Outperform$0.0000.00% ROIPGRProgressive11/3/2025Reiterated Rating$203.74Market Perform$0.0000.00% ROIRYANRyan Specialty11/3/2025Lower Price Target$53.78$66.00Outperform$0.0000.00% ROISIGISelective Insurance Group10/28/2025Downgrade$76.87$81.00Market Perform$0.0000.00% ROINPNeptune Insurance10/27/2025Initiated Coverage$26.68$25.00Market Perform$0.0000.00% ROINPNeptune Insurance10/27/2025Initiated Coverage$25.68$25.00Market Perform$0.0000.00% ROICBChubb10/23/2025Reiterated Rating$280.23$283.00Market Perform$0.0000.00% ROIWRBW.R. Berkley10/22/2025Downgrade$74.93$64.00Underperform$0.0000.00% ROIPGRProgressive10/16/2025Lower Price Target$226.36$247.00Market Perform$0.0000.00% ROIHGTYHagerty9/22/2025Initiated Coverage$12.76$13.00Market Perform$0.0000.00% ROIHGTYHagerty9/22/2025Initiated Coverage$12.25$13.00Market Perform$0.0000.00% ROIALERT: Drop these 5 stocks before the market opens tomorrow! (Ad)The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings research points to the first half of 2026 as a particularly rough stretch for certain holdings. Some of America's most popular stocks could take serious damage as a radical market shift plays out. Analysts at Weiss Ratings have identified five names you may want to remove from your portfolio before this unfolds. If any of these are in your portfolio, now is the time to review your positions.See the 5 stocks to avoidPGRProgressive9/18/2025Set Price Target$243.82$252.00$0.0000.00% ROIPGRProgressive9/17/2025Downgrade$245.33$250.00Market Perform$0.0000.00% ROIARXAccelerant9/10/2025Lower Price Target$20.08$22.50Outperform$0.0000.00% ROISKWDSkyward Specialty Insurance Group9/8/2025Boost Price Target$50.23$55.00Market Perform$0.0000.00% ROIPGRProgressive8/21/2025Lower Price Target$251.28$279.00Outperform$0.0000.00% ROIALLAllstate8/20/2025Boost Price Target$210.28$235.00Outperform$0.0000.00% ROIARXAccelerant8/18/2025Initiated Coverage$28.33$34.00Outperform$0.0000.00% ROIARXAccelerant8/18/2025Initiated Coverage$28.55$34.00Outperform$0.0000.00% ROISIGISelective Insurance Group8/5/2025Set Price Target$79.09$88.00Outperform$0.0000.00% ROIBROBrown & Brown7/30/2025Lower Price Target$92.66$106.00Outperform$0.0000.00% ROIKNSLKinsale Capital Group7/29/2025Boost Price Target$472.04$474.00Market Perform$0.0000.00% ROIHMNHorace Mann Educators7/28/2025Set Price Target$40.61$48.00Outperform$0.0000.00% ROIHMNHorace Mann Educators7/28/2025Initiated Coverage$41.64$48.00Outperform$0.0000.00% ROIGSHDGoosehead Insurance7/25/2025Lower Price Target$88.09$110.00Market Perform$0.0000.00% ROIPGRProgressive7/18/2025Lower Price Target$247.20$281.00Outperform$0.0000.00% ROIBROBrown & Brown6/12/2025Reiterated Rating$105.90$122.00Outperform$00.0000.00% ROIHGHamilton Insurance Group6/5/2025Reiterated Rating$22.09$23.00Market Perform$00.0000.00% ROIAHLAspen Insurance6/2/2025Initiated Coverage$34.30$38.00Outperform$0.0000.00% ROIGSHDGoosehead Insurance4/28/2025Lower Price Target$92.05$142.00Market Perform$00.0000.00% ROIPGRProgressive4/17/2025Boost Price Target$269.11$288.00Outperform$000.0000.00% ROIMAXMediaAlpha4/3/2025Lower Price Target$8.42$23.00Outperform$0.0000.00% ROITWFGTWFG3/4/2025Boost Price Target$32.35$32.00Outperform$00.0000.00% ROITRVTravelers Companies1/24/2025Boost Price Target$241.39$297.00Outperform$000.0000.00% ROI Stock Forecasts and Research Tools Today's Analyst Ratings U.S. Ratings U.K. Ratings Canadian Ratings All Upgrades All Downgrades All Initiations All Price Target Changes Top-Rated Stocks Top Rated Stocks Top-Rated Dividend Stocks Top-Rated Small-Cap Stocks Top-Rated Tech Stocks Most-Upgraded Stocks Most-Downgraded Stocks Lowest-Rated Stocks More Ratings Tools Stock Ratings by Issuer Top-Rated Analysts Top-Rated Brokerages Stock Ratings Screener Free Ratings Newsletter Price Forecasts for Popular Stocks Alphabet (Google) Stock ForecastAmazon Stock ForecastApple Stock ForecastMeta (Facebook) Stock ForecastMicrosoft Stock ForecastNetflix Stock ForecastNvidia Stock ForecastTesla Stock Forecast Top Stock Recommendations by BrokerageWall Street ZenUBS GroupCitigroupBarclaysMorgan StanleyWells Fargo & CompanyRoyal Bank Of CanadaJPMorgan Chase & Co.Jefferies Financial GroupThe Goldman Sachs GroupTD CowenTruist FinancialPiper SandlerStifel NicolausDeutsche Bank Aktiengesellschaft Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. 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