Compare Stocks: CVNA, AFRM, and UPST

Comparative Price Performance Over Time

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
AFRM Affirm	$71.52 -0.1%	$73.72	$42.10 ▼ $90.44	$24.13B	3.61	4.69 million shs	2.57 million shs
CVNA Carvana	$64.97 +1.2%	$69.01	$54.46 ▼ $97.38	$71.60B	3.49	6.38 million shs	4.22 million shs
UPST Upstart	$23.81 -3.4%	$28.02	$23.72 ▼ $57.95	$2.32B	2.16	4.17 million shs	4.58 million shs

The 7 Hottest IPO Stories of 2026

MarketBeat just released its list of the 7 hottest IPOs expected to hit Wall Street in 2026. See which companies are preparing to go public and why investors are watching closely.

Get This Free Report

Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
AFRM Affirm	0.00%	+0.44%	-7.70%	-10.03%	-12.28%
CVNA Carvana	0.00%	-0.25%	-12.37%	+4.26%	-13.25%
UPST Upstart	0.00%	-4.76%	-21.83%	-29.26%	-60.72%

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
AFRM Affirm	$71.52 -0.1%	$73.72	$42.10 ▼ $90.44	$24.13B	3.61	4.69 million shs	2.57 million shs
CVNA Carvana	$64.97 +1.2%	$69.01	$54.46 ▼ $97.38	$71.60B	3.49	6.38 million shs	4.22 million shs
UPST Upstart	$23.81 -3.4%	$28.02	$23.72 ▼ $57.95	$2.32B	2.16	4.17 million shs	4.58 million shs

The 7 Hottest IPO Stories of 2026

MarketBeat just released its list of the 7 hottest IPOs expected to hit Wall Street in 2026. See which companies are preparing to go public and why investors are watching closely.

Get This Free Report

Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
AFRM Affirm	0.00%	+0.44%	-7.70%	-10.03%	-12.28%
CVNA Carvana	0.00%	-0.25%	-12.37%	+4.26%	-13.25%
UPST Upstart	0.00%	-4.76%	-21.83%	-29.26%	-60.72%

Compare Analyst Forecasts

Company	Consensus Rating Score	Consensus Rating	Consensus Price Target	% Upside from Current Price
AFRM Affirm	2.75	Moderate Buy	$98.78	38.11% Upside
CVNA Carvana	2.71	Moderate Buy	$84.14	29.51% Upside
UPST Upstart	2.41	Hold	$43.75	83.75% Upside

Current Analyst Ratings Breakdown

Latest AFRM, UPST, and CVNA Analyst Ratings

Date	Company	Brokerage	Action	Rating	Price Target
9/22/2026	CVNA Carvana	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Downgrade	Buy (B-) ➝ Hold (C+)
9/22/2026	UPST Upstart	BTIG Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Buy	$43.00
9/16/2026	AFRM Affirm	Needham & Company LLC Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Set Price Target		$85.00
9/16/2026	AFRM Affirm	Citizens Jmp Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Market Outperform	$85.00
9/14/2026	UPST Upstart	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Upgrade	Sell (D+) ➝ Hold (C-)
9/9/2026	AFRM Affirm	BMO Capital Markets Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Outperform
9/9/2026	AFRM Affirm	Loop Capital Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Initiated Coverage	Buy	$105.00
9/8/2026	UPST Upstart	Loop Capital Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Initiated Coverage	Buy ➝ Hold	$34.00
9/8/2026	AFRM Affirm	Loop Capital Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Initiated Coverage	Buy	$105.00
9/3/2026	AFRM Affirm	Truist Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Buy	$83.00 ➝ $85.00
9/2/2026	AFRM Affirm	Scotiabank Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Initiated Coverage	Sector Outperform	$95.00

(Data available from 9/27/2023 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Compare Sales & Book Value

Company	Annual Revenue	Price/Sales	Cashflow	Price/Cash	Book Value	Price/Book
AFRM Affirm	$4.26B	5.66	$5.75 per share	12.43	$16.26 per share	4.40
CVNA Carvana	$20.32B	3.52	$1.55 per share	41.98	$3.85 per share	16.87
UPST Upstart	$1.04B	2.22	$0.81 per share	29.53	$8.21 per share	2.90

Compare Profitability & Earnings

Company	Net Income	EPS	Trailing P/E Ratio	Forward P/E Ratio	P/E Growth	Net Margins	Return on Equity (ROE)	Return on Assets (ROA)	Next Earnings Date
AFRM Affirm	$1.93B	$5.52	12.96	24.92	2.93	45.29%	47.91%	14.46%	11/5/2026 (Estimated)
CVNA Carvana	$1.41B	$1.81	35.99	27.76	1.87	6.26%	37.06%	12.21%	10/28/2026 (Estimated)
UPST Upstart	$53.60M	$0.49	49.60	13.68	0.84	4.84%	7.13%	1.82%	11/3/2026 (Estimated)

Latest AFRM, UPST, and CVNA Earnings

Date	Quarter	Company	Consensus Estimate	Reported EPS	Beat/Miss	Gap EPS	Revenue Estimate	Actual Revenue
8/27/2026	Q4 2026	AFRM Affirm	$0.3473	$4.62	+$4.2727	$4.62	$1.11 billion	$1.07 billion
8/4/2026	Q2 2026	UPST Upstart	$0.1782	$0.16	-$0.0182	$0.16	$354.74 million	$364.71 million
7/29/2026	Q2 2026	CVNA Carvana	$0.3867	$0.42	+$0.0333	$0.42	$6.90 billion	$7.38 billion

Compare Dividends

Company	Annual Payout	Dividend Yield	5-Year Annualized Dividend Growth	Payout Ratio	Years of Consecutive Growth
AFRM Affirm	N/A	N/A	N/A	N/A	N/A
CVNA Carvana	N/A	N/A	N/A	N/A	N/A
UPST Upstart	N/A	N/A	N/A	N/A	N/A

Compare Debt

Company	Debt-to-Equity Ratio	Current Ratio	Quick Ratio
AFRM Affirm	1.82	11.80	11.80
CVNA Carvana	0.94	3.93	2.33
UPST Upstart	N/A	0.49	0.49

Compare Ownership

Institutional Ownership

Company	Institutional Ownership
AFRM Affirm	69.29%
CVNA Carvana	56.71%
UPST Upstart	63.01%

Insider Ownership

Company	Insider Ownership
AFRM Affirm	11.01%
CVNA Carvana	15.19%
UPST Upstart	17.29%

Compare Miscellaneous Stats

Company	Employees	Shares Outstanding	Free Float	Optionable
AFRM Affirm	2,358	337.42 million	300.27 million	Optionable
CVNA Carvana	23,100	1.10 billion	933.30 million	Optionable
UPST Upstart	1,405	97.31 million	80.49 million	Optionable

CVNA, AFRM, and UPST Headlines

Recent News About These Companies

Upstart Lends Money It Doesn't Hold. What Does That Do to the Stock in a Downturn?

September 26 at 3:05 PM | fool.com

Upstart Holdings, Inc. (UPST) Stock Dips While Market Gains: Key Facts

September 25 at 6:51 PM | zacks.com

Upstart Holdings, Inc. (UPST) Stock Dips While Market Gains: Key Facts

September 25 at 6:05 PM | finance.yahoo.com

Can AI Upstart Lemonade Topple Berkshire Hathaway?

September 25 at 8:12 AM | fool.com

Upstart Expands Partnership With Commonwealth Credit Union

September 24 at 2:36 PM | zacks.com

Upstart Stock Reverses Higher After Hitting 52-Week Low

September 24 at 12:46 PM | benzinga.com

Corient Private Wealth LP Acquires New Holdings in Upstart Holdings, Inc. $UPST

September 24 at 3:11 AM | marketbeat.com

Upstart Stock Just Returned to Profit and Hit a Record Quarter. Why Is the Stock Near Its Lows?

September 23, 2026 | tikr.comT

Consumer Lending Stocks Slide While Financials Barely Budge: Upstart and Affirm Drop 4%, SoFi Eases

September 23, 2026 | 247wallst.com

Upstart (UPST) Stock Looks About Right As Earnings Questions Persist

September 20, 2026 | finance.yahoo.com

Upstart Holdings (UPST) Nears Earnings, Is The Stock Trading At A Discount?

September 20, 2026 | finance.yahoo.com

Upstart, Affirm, and SoFi All Lend to the Same Borrowers. Only One of Them Funds With Deposits.

September 19, 2026 | fool.com

Upstart Holdings, Inc. (UPST) Laps the Stock Market: Here's Why

September 18, 2026 | finance.yahoo.com

Upstart Holdings, Inc. (UPST) Laps the Stock Market: Here's Why

September 18, 2026 | zacks.com

Kuehn Law Encourages Investors of Upstart Holdings, Inc. to Contact Law Firm

September 17, 2026 | prnewswire.com

Upstart Holdings, Inc. (NASDAQ:UPST) Receives Consensus Recommendation of "Hold" from Analysts

September 17, 2026 | americanbankingnews.com

Upstart Holdings, Inc. (NASDAQ:UPST) Receives Average Recommendation of "Hold" from Analysts

September 17, 2026 | marketbeat.com

Upstart Holdings, Inc. (UPST) Sees a More Significant Dip Than Broader Market: Some Facts to Know

September 15, 2026 | finance.yahoo.com

Upstart Holdings, Inc. (UPST) Sees a More Significant Dip Than Broader Market: Some Facts to Know

September 15, 2026 | zacks.com

Upstart Holdings, Inc. (UPST) Is a Trending Stock: Facts to Know Before Betting on It

September 15, 2026 | zacks.com

WINTON GROUP Ltd Has $659,000 Position in Upstart Holdings, Inc. $UPST

September 15, 2026 | marketbeat.com

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

View All

CVNA, AFRM, and UPST Company Descriptions

Affirm NASDAQ:AFRM

$71.52 -0.05 (-0.07%)

Closing price 09/25/2026 04:00 PM Eastern

Extended Trading

$71.61 +0.09 (+0.13%)

As of 09/25/2026 07:58 PM Eastern

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Carvana NYSE:CVNA

$64.96 +0.79 (+1.22%)

Closing price 09/25/2026 03:59 PM Eastern

Extended Trading

$65.10 +0.14 (+0.21%)

As of 09/25/2026 07:55 PM Eastern

Carvana Co., together with its subsidiaries, operates an e-commerce platform for buying and selling used cars in the United States. Its platform allows customers to research and identify a vehicle; inspect it using company's 360-degree vehicle imaging technology; obtain financing and warranty coverage; purchase the vehicle; and schedule delivery or pick-up from their desktop or mobile devices. The company also operates auction sites. The company was founded in 2012 and is based in Tempe, Arizona.

Upstart NASDAQ:UPST

$23.81 -0.83 (-3.37%)

Closing price 09/25/2026 04:00 PM Eastern

Extended Trading

$23.88 +0.07 (+0.30%)

As of 09/25/2026 07:59 PM Eastern

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

More Stock Comparisions from MarketBeat

More Stock Ideas from MarketBeat

Stock Lists

Low Priced Stocks

Stocks By Exchange

Latest Stock Ideas

Unlock superior investment research and tools.

Get MarketBeat All Access

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Compare Stocks

Comparative Price Performance Over Time

Compare Price & Volume

Compare Price Performance

Compare Price & Volume

Compare Price Performance

Compare Analyst Forecasts

Current Analyst Ratings Breakdown

Latest AFRM, UPST, and CVNA Analyst Ratings

Compare Sales & Book Value

Compare Profitability & Earnings

Latest AFRM, UPST, and CVNA Earnings

Compare Dividends

Compare Debt

Compare Ownership

Institutional Ownership

Insider Ownership

Compare Miscellaneous Stats

CVNA, AFRM, and UPST Headlines

Recent News About These Companies

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

CVNA, AFRM, and UPST Company Descriptions

Affirm NASDAQ:AFRM

Carvana NYSE:CVNA

Upstart NASDAQ:UPST

More Stock Comparisions from MarketBeat

Stock Comparison Ideas (A-K)

Stock Comparison Ideas (L-Z)

More Stock Ideas from MarketBeat

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

MarketBeat Products

Popular Tools

Financial Calendars

Terms & Info

Compare Stocks

Comparative Price Performance Over Time

Compare Price & Volume

Compare Price Performance

Compare Price & Volume

Compare Price Performance

Compare Analyst Forecasts

Current Analyst Ratings Breakdown

Latest AFRM, UPST, and CVNA Analyst Ratings

Compare Sales & Book Value

Compare Profitability & Earnings

Latest AFRM, UPST, and CVNA Earnings

Compare Dividends

Compare Debt

Compare Ownership

Institutional Ownership

Insider Ownership

Compare Miscellaneous Stats

CVNA, AFRM, and UPST Headlines

Recent News About These Companies

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

CVNA, AFRM, and UPST Company Descriptions

Affirm NASDAQ:AFRM

Carvana NYSE:CVNA

Upstart NASDAQ:UPST

More Stock Comparisions from MarketBeat

Stock Comparison Ideas (A-K)

Stock Comparison Ideas (L-Z)

More Stock Ideas from MarketBeat

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools