NYSE:BFH Bread Financial Q3 2025 Earnings Report $58.04 -1.56 (-2.61%) As of 03:25 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. ProfileEarnings HistoryForecast Bread Financial EPS ResultsActual EPSN/AConsensus EPS $2.25Beat/MissN/AOne Year Ago EPSN/ABread Financial Revenue ResultsActual RevenueN/AExpected RevenueN/ABeat/MissN/AYoY Revenue GrowthN/ABread Financial Announcement DetailsQuarterQ3 2025Date10/23/2025TimeBefore Market OpensConference Call DateThursday, October 23, 2025Conference Call Time8:30AM ETConference Call ResourcesEarnings HistoryCompany Profile Bread Financial Earnings HeadlinesBrokerages Set Bread Financial Holdings, Inc. (NYSE:BFH) Target Price at $64.91September 18, 2025 | americanbankingnews.comBread Financial delinquency, net loss rates hold steady in AugustSeptember 9, 2025 | msn.comNvidia CEO Makes First Ever Tesla AnnouncementWhile headlines focus on Tesla’s car sales, tech analyst Jeff Brown says the real story is Tesla’s role in a $25 trillion AI revolution — one that Nvidia’s CEO himself has called a “multi-trillion-dollar future industry” — and he’s uncovered a little-known stock 168 times smaller than Nvidia that could be positioned to ride this breakthrough.September 29 at 2:00 AM | Brownstone Research (Ad)Why Bread Financial (BFH) Shares Are Trading Lower TodaySeptember 9, 2025 | msn.comBread Financial Holdings, Inc. (BFH) Presents At Barclays 23rd Annual Global Financial Services Conference TranscriptSeptember 9, 2025 | seekingalpha.comBread Financial Reports Improved August 2025 PerformanceSeptember 9, 2025 | tipranks.comSee More Bread Financial Headlines Get Earnings Announcements in your inboxWant to stay updated on the latest earnings announcements and upcoming reports for companies like Bread Financial? Sign up for Earnings360's daily newsletter to receive timely earnings updates on Bread Financial and other key companies, straight to your email. Email Address About Bread FinancialBread Financial (NYSE:BFH), formerly known as Alliance Data Systems, is a Columbus, Ohio–based financial services company that specializes in providing private label credit programs, co-brand credit cards and digital payment solutions for retail partners. The company designs, issues and services proprietary credit products, enabling merchants to offer branded financing options that drive customer loyalty and increase basket sizes at the point of sale. Through its Bread technology platform, Bread Financial delivers installment-based payment options that integrate directly into e-commerce and in-store checkout experiences. In addition to its core credit offerings, Bread Financial provides analytics, marketing and loyalty services to help merchants better understand consumer behavior and optimize promotional strategies. Its suite of data-driven tools includes customer segmentation, targeted campaigns and performance tracking, all aimed at enhancing the retailer-cardholder relationship. The company serves a diverse range of industries—including specialty apparel, home furnishings, automotive and pet care—across the United States, Canada and the United Kingdom. Since its inception as Alliance Data in the mid-1990s, the company has evolved through strategic acquisitions and divestitures, most notably spinning off its marketing services business in 2021 and rebranding to Bread Financial in 2022. Bread Financial continues to leverage its deep expertise in consumer credit and loyalty program management to support retail partners in an increasingly digital and omnichannel marketplace.View Bread Financial ProfileRead more More Earnings Resources from MarketBeat Earnings Tools Today's Earnings Tomorrow's Earnings Next Week's Earnings Upcoming Earnings Calls Earnings Newsletter Earnings Call Transcripts Earnings Beats & Misses Corporate Guidance Earnings Screener Earnings By Country U.S. Earnings Reports Canadian Earnings Reports U.K. Earnings Reports Latest Articles Spotify Could Surge Higher—Here’s the Hidden Earnings SignalBerkshire-Backed Lennar Slides After Weak Q3 EarningsWall Street Eyes +30% Upside in Synopsys After Huge Earnings FallRH Stock Slides After Mixed Earnings and Tariff ConcernsCelsius Stock Surges After Blowout Earnings and Pepsi DealWhy DocuSign Could Be a SaaS Value Play After Q2 EarningsWhy Broadcom's Q3 Earnings Were a Huge Win for AVGO Bulls Upcoming Earnings NIKE (9/30/2025)PepsiCo (10/9/2025)BlackRock (10/10/2025)Fastenal (10/13/2025)Citigroup (10/14/2025)The Goldman Sachs Group (10/14/2025)Johnson & Johnson (10/14/2025)JPMorgan Chase & Co. 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