Moody's (NYSE:MCO) is a global provider of credit ratings, research, data and analytics that support financial decision-making and transparency in capital markets. The company traces its origins to the early 20th century when financial analyst John Moody began publishing credit information; today Moody's is headquartered in New York and serves a broad set of market participants including investors, issuers, financial institutions, corporations, governments and regulators.
Moody's operates primarily through two complementary businesses. Moody's Investors Service delivers credit ratings, credit research and commentary across public and private debt instruments, including corporate, sovereign and structured finance securities. Moody's Analytics provides software, data, quantitative models, advisory services and training for risk management, regulatory compliance, economic forecasting and portfolio analytics. Together these offerings span rating opinions, research products, risk-scoring tools, data platforms and scenario-analysis capabilities.
The company maintains a global footprint with operations and clients across the Americas, Europe, the Middle East and Africa, and the Asia-Pacific region. Its products are used across the financial ecosystem to inform lending and investment decisions, assist with regulatory and capital planning, and support valuation and credit risk assessment in both primary and secondary markets. Moody's also develops specialized services for sectors such as structured finance, corporate finance and sovereign credit analysis.
Headquartered in New York, Moody's is led by chief executive Robert F. Fauber and a management team focused on expanding data- and subscription-based services while enhancing analytical capabilities through technology and research. The firm emphasizes transparent methodologies and independent analysis as part of its role in supporting market functioning and helping clients manage credit and economic risk.
