NASDAQ:AFRM Affirm (AFRM) Stock Price, News & Analysis $84.45 +2.52 (+3.08%) Closing price 04:00 PM EasternExtended Trading$84.39 -0.06 (-0.07%) As of 07:08 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Affirm Stock (NASDAQ:AFRM) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Affirm alerts:Sign Up Key Stats Today's Range$82.17▼$84.7550-Day Range$62.81▼$85.7852-Week Range$42.10▼$100.00Volume3.35 million shsAverage Volume5.65 million shsMarket Capitalization$28.28 billionP/E Ratio76.77Dividend YieldN/APrice Target$90.81Consensus RatingModerate Buy Company Overview Affirm Holdings, Inc. is a financial technology company that provides point-of-sale consumer lending and payments solutions for online and in-store purchases. Its core product is a buy-now-pay-later (BNPL) platform that enables consumers to split purchases into fixed, transparent installment loans with no hidden fees. Affirm offers a range of financing options through merchant integrations, a consumer-facing mobile app and virtual card capabilities, and tools for merchants to offer alternative payment methods at checkout. The company emphasizes transparent pricing and underwriting that leverages transaction- and credit-related data to assess borrower creditworthiness. Founded in 2012 and headquartered in San Francisco, California, Affirm has grown from a single-product startup into a broader payments and lending platform for consumers and retailers. The firm completed its initial public offering in January 2021 and has since pursued partnerships with large e-commerce platforms and retailers to expand the availability of its financing options. While Affirm’s primary market is the United States, it has worked to extend its services internationally through strategic partnerships and expansions with merchants that sell across borders. Affirm’s management and technology focus on combining underwriting, payment processing and user experience to drive higher conversion and purchase sizes for merchants while offering consumers predictable repayment terms. The company is led by founder and chief executive Max Levchin, who has been a public face of the business since its founding. Affirm competes with traditional credit-card issuers, other BNPL providers and fintech lenders by positioning its products as a transparent, easy-to-use alternative to revolving credit and payday-style options.AI Generated. May Contain Errors. Read More Affirm Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks68th Percentile Overall ScoreAFRM MarketRank™: Affirm scored higher than 68% of companies evaluated by MarketBeat, and ranked 272nd out of 631 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.0 / 5Analyst RatingModerate Buy Consensus RatingAffirm has received a consensus rating of Moderate Buy. The company's average rating score is 2.77, and is based on 1 strong buy rating, 21 buy ratings, 8 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Affirm is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageAffirm has been the subject of 25 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Affirm's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth41.46% Earnings GrowthEarnings for Affirm are expected to grow by 41.46% in the coming year, from $1.23 to $1.74 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Affirm is 76.77, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 40.23.Price to Earnings Ratio vs. SectorThe P/E ratio of Affirm is 76.77, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 78.72.Price to Earnings Growth RatioAffirm has a PEG Ratio of 3.37. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioAffirm has a P/B Ratio of 8.95. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Affirm's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted6.48% of the float of Affirm has been sold short.Short Interest Ratio / Days to CoverAffirm has a short interest ratio ("days to cover") of 4.Change versus previous monthShort interest in Affirm has recently increased by 4.55%, indicating that investor sentiment is decreasing. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldAffirm does not currently pay a dividend.Dividend GrowthAffirm does not have a long track record of dividend growth. News and Social Media3.8 / 5News Sentiment1.02 News SentimentAffirm has a news sentiment score of 1.02. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.77 average news sentiment score of Computer and Technology companies.News Coverage This WeekMarketBeat has tracked 11 news articles for Affirm this week, compared to 10 articles on an average week.Search InterestOnly 21 people have searched for AFRM on MarketBeat in the last 30 days. This is a decrease of -28% compared to the previous 30 days.MarketBeat Follows19 people have added Affirm to their MarketBeat watchlist in the last 30 days. This is an increase of 111% compared to the previous 30 days. Company Ownership1.8 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Affirm insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $8,244,000.00 in company stock.Percentage Held by Insiders11.01% of the stock of Affirm is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions69.29% of the stock of Affirm is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Affirm's insider trading history. Receive AFRM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Affirm and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. AFRM Stock News HeadlinesBank of America Securities Remains a Buy on Affirm Holdings (AFRM)58 minutes ago | theglobeandmail.comWhy Affirm Holdings (AFRM) Dipped More Than Broader Market TodayJuly 13 at 8:21 PM | finance.yahoo.comTrump’s emergency dollar resetBloomberg research shows the U.S. dollar's share of global reserves has fallen to the lowest level this century — and the consequences for your savings and investments could be severe. President Trump has signed executive order 14241 to initiate the first full reset of the American dollar in 50 years. A new monetary anchor is being established — one that's not gold or crypto, but something far more unexpected that Vladimir Putin once called the key to world leadership.July 14 at 1:00 AM | Porter & Company (Ad)Affirm: Easy Money Will Be Gone By The Time It Feels SafeJuly 13 at 10:15 AM | seekingalpha.comAnalysts Set Affirm Holdings, Inc. (NASDAQ:AFRM) PT at $88.20July 12 at 10:58 AM | americanbankingnews.comAffirm Holdings, Inc. (AFRM) is Attracting Investor Attention: Here is What You Should KnowJuly 10, 2026 | finance.yahoo.comJPMorgan Chase & Co. Issues Positive Forecast for Affirm (NASDAQ:AFRM) Stock PriceJuly 9, 2026 | americanbankingnews.comMichael Linford Sells 100,000 Shares of Affirm (NASDAQ:AFRM) StockJuly 1, 2026 | insidertrades.comSee More Headlines AFRM Stock Analysis - Frequently Asked Questions How have AFRM shares performed this year? Affirm's stock was trading at $74.43 at the beginning of 2026. Since then, AFRM stock has increased by 13.5% and is now trading at $84.45. How were Affirm's earnings last quarter? Affirm Holdings, Inc. (NASDAQ:AFRM) issued its earnings results on Thursday, May, 7th. The company reported $0.30 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.17 by $0.13. The company's quarterly revenue was up 32.7% compared to the same quarter last year. Read the conference call transcript. When did Affirm IPO? Affirm (AFRM) raised $1 billion in an initial public offering on Wednesday, January 13th 2021. The company issued 24,600,000 shares at $41.00-$44.00 per share. Morgan Stanley, Goldman Sachs and Allen & Company acted as the underwriters for the IPO and RBC Capital Markets, Credit Suisse, Barclays, Truist Securities, Siebert Williams Shank and Deutsche Bank Securities were co-managers. Who are Affirm's major shareholders? Affirm's top institutional shareholders include Handelsbanken Fonder AB (0.02%), PensionDanmark Pensionsforsikringsaktieselskab (0.01%), Herbst Group LLC (0.01%) and Avior Wealth Management LLC. Insiders that own company stock include Private Ltd Gic, Siphelele Jiyane, Libor Michalek, Christa S Quarles, Michael Linford, Katherine Adkins, Noel Bertram Watson, Keith Rabois, Robert O'hare and Max R Levchin. View institutional ownership trends. How do I buy shares of Affirm? Shares of AFRM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Affirm own? Based on aggregate information from My MarketBeat watchlists, some other companies that Affirm investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), CrowdStrike (CRWD), Salesforce (CRM) and Adobe (ADBE). Company Calendar Last Earnings5/07/2026Today7/14/2026Next Earnings (Estimated)8/27/2026Fiscal Year End6/30/2027Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (2m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 AFRM's financial health is in the Green zone, according to TradeSmith. AFRM has been in this zone for over 2 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorComputer and Technology Industry INTERNET SOFTWARE Sub-IndustryBanking Current SymbolNASDAQ:AFRM CIK1820953 Webwww.affirm.com Phone415-984-0490FaxN/AEmployees2,206Year Founded2012Price Target and Rating Average Price Target for Affirm$90.81 High Price Target$117.00 Low Price Target$68.00 Potential Upside/Downside+7.5%Consensus RatingModerate Buy Rating Score (0-4)2.77 Research Coverage30 Analysts Profitability EPS (Trailing Twelve Months)$1.10 Trailing P/E Ratio76.77 Forward P/E Ratio68.66 P/E Growth3.37Net Income$52.19 million Net Margins9.63% Pretax Margin9.95% Return on Equity11.17% Return on Assets3.14% Debt Debt-to-Equity Ratio2.39 Current Ratio11.32 Quick Ratio11.32 Sales & Book Value Annual Sales$3.24 billion Price / Sales8.72 Cash Flow$0.24 per share Price / Cash Flow351.25 Book Value$9.44 per share Price / Book8.95Miscellaneous Outstanding Shares334,900,000Free Float298,027,000Market Cap$28.28 billion OptionableOptionable Beta3.67 Social Links 7 Stocks to Buy Before the Robotics RevolutionRobotics and automation are rapidly becoming essential infrastructure across healthcare, manufacturing, logistics, and many other industries. "Physical AI" is coming to the United States, and there are four ways that investors can gain exposure to this new robotics revolution. Plus, learn which seven companies are most positioned to benefit as intelligent robots enter the workforce.Get This Free Report This page (NASDAQ:AFRM) was last updated on 7/14/2026 by MarketBeat.com Staff. From Our PartnersTrump's gold order: the announcement they won't put on the front pageOn August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...Reagan Gold Group | SponsoredWhen I found Rolls-Royce under $2, most people thought I was crazyIn 2022, Karim Rahemtulla recommended Rolls-Royce when it traded under $2. 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