Alkami Technology (ALKT) Stock Price, News & Analysis

Company Overview

Alkami Technology, Inc. is a provider of cloud-based digital banking and engagement solutions tailored for banks and credit unions. The company’s platform offers a comprehensive suite of online and mobile banking features, including bill payment, peer-to-peer transfers, card management, streamlined account opening and real-time alerts, all designed to enhance the end-user experience and drive customer loyalty.

Built on a multi-tenant, software-as-a-service (SaaS) architecture hosted in the cloud, Alkami’s platform leverages modern APIs and a partner ecosystem to integrate third-party fintech applications and services. Financial institutions can deploy configurable modules for personal financial management, fraud monitoring, marketing automation and analytics without the need for substantial internal infrastructure investment.

Founded in 2009 and headquartered in Plano, Texas, Alkami serves a broad base of community banks and credit unions across the United States. The company completed its initial public offering in February 2020 and trades on the Nasdaq under the ticker symbol ALKT. Since inception, Alkami has focused on continuous product innovation to address the evolving demands of retail and business customers for seamless, secure digital banking.

Alkami’s leadership team brings together seasoned professionals from the financial services and technology industries. With backgrounds in banking operations, cloud architecture and fintech integration, the team is focused on guiding the company’s growth strategy, expanding its platform capabilities and advancing the digital transformation initiatives of its institutional clients.

Key Stats

• Today's Range: $17.16 to $18.13
• 50-Day Range: $15.25 to $18.57
• 52-Week Range: $14.11 to $31.66
• Volume: 2.58 million shs
• Average Volume: 1.71 million shs
• Market Capitalization: $1.87 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $22.80
• Consensus Rating: Hold

Alkami Technology Stock Analysis - MarketRank™

Alkami Technology scored higher than 85% of companies evaluated by MarketBeat, and ranked 137th out of 624 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.9 / 5
• Analyst Rating: Hold

Consensus Rating

Alkami Technology has received a consensus rating of Hold. The company's average rating score is 2.29, and is based on no strong buy ratings, 3 buy ratings, 3 hold ratings, and 1 sell rating.

Upside Potential

Alkami Technology has a consensus price target of $22.80, representing about 30.8% upside from its current price of $17.43.

Amount of Analyst Coverage

Alkami Technology has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 161.11%

Earnings Growth

Earnings for Alkami Technology are expected to grow by 161.11% in the coming year, from $0.18 to $0.47 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Alkami Technology is -37.09, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Alkami Technology is -37.09, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Alkami Technology has a P/B Ratio of 5.04. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

10.04% of the float of Alkami Technology has been sold short.

Short Interest Ratio / Days to Cover

Alkami Technology has a short interest ratio ("days to cover") of 6.75.

Change versus previous month

Short interest in Alkami Technology has recently increased by 0.86%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Alkami Technology does not currently pay a dividend.

Dividend Growth

Alkami Technology does not have a long track record of dividend growth.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.94

News Sentiment

Alkami Technology has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.56 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 13 news articles for Alkami Technology this week, compared to 5 articles on an average week.

Search Interest

Only 3 people have searched for ALKT on MarketBeat in the last 30 days. This is a decrease of -40% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added Alkami Technology to their MarketBeat watchlist in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

Company Ownership

• Score: 4.8 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

3 insiders have purchased shares of Alkami Technology in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $94,262,147.00 in company stock, which represents 5.0533% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Alkami Technology insiders have bought 40,597.16% more of their company's stock than they have sold. Specifically, they have bought $94,494,336.00 in company stock and sold $232,189.00 in company stock.

Percentage Held by Insiders

17.10% of the stock of Alkami Technology is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

54.97% of the stock of Alkami Technology is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

ALKT Stock Analysis - Frequently Asked Questions

How have ALKT shares performed this year?

Alkami Technology's stock was trading at $23.07 at the beginning of 2026. Since then, ALKT stock has decreased by 24.4% and is now trading at $17.43.

How were Alkami Technology's earnings last quarter?

Alkami Technology, Inc. (NASDAQ:ALKT) posted its quarterly earnings results on Wednesday, April, 29th. The company reported ($0.09) EPS for the quarter, missing analysts' consensus estimates of $0.21 by $0.30. The business's revenue was up 28.9% on a year-over-year basis.
Read the conference call transcript.

When did Alkami Technology IPO?

Alkami Technology (ALKT) raised $162 million in an IPO on the week of April 12th 2021. The company issued 6,000,000 shares at $26.00-$28.00 per share. Goldman Sachs, J.P.Morgan, Barclays, Citigroup and William Blair served as the underwriters for the IPO and JMP Securities, KeyBanc Capital Markets and Needham & Co. were co-managers.

Who are Alkami Technology's major shareholders?

Top institutional investors of Alkami Technology include Riverbridge Partners LLC (0.64%), Bank of New York Mellon Corp (0.40%), Hodges Capital Management Inc. (0.32%) and Dimensional Fund Advisors LP (0.18%). Insiders that own company stock include Atlantic Genpar (Bermu General, Atlantic LP General, George B Kaiser, Alex Shootman, Brian R Smith, W Bryan Hill, Stephen Bohanon, Cassandra Hudson, Douglas A Linebarger, Prerna Sachdeva and Joseph P Payne.
View institutional ownership trends.

How do I buy shares of Alkami Technology?

Shares of ALKT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Alkami Technology own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Alkami Technology investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), AUO (AUOTY) and DiamondRock Hospitality (DRH).

Company Calendar

• Last Earnings: 4/29/2026
• Today: 5/07/2026
• J.P. Morgan 54th Annual Global Technology, Media and Communications Conference: 5/18/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Computer and Technology
• Industry: INTERNET SOFTWARE
• Sub-Industry: Computer Software
• Current Symbol: NASDAQ:ALKT
• CIK: 1529274
• Web: www.alkami.com
• Phone: 877-725-5264
• Fax: N/A
• Employees: 1,225
• Year Founded: 2009

Price Target and Rating

• Average Price Target for Alkami Technology: $22.80
• High Price Target: $26.00
• Low Price Target: $21.00
• Potential Upside/Downside: +30.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.29
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.47)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 96.83
• P/E Growth: N/A
• Net Income: -$47.65 million
• Net Margins: -10.55%
• Pretax Margin: -10.82%
• Return on Equity: -8.91%
• Return on Assets: -3.79%

Debt

• Debt-to-Equity Ratio: 0.96
• Current Ratio: 2.30
• Quick Ratio: 2.30

Sales & Book Value

• Annual Sales: $443.64 million
• Price / Sales: 4.20
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $3.46 per share
• Price / Book: 5.04

Miscellaneous

• Outstanding Shares: 107,020,000
• Free Float: 88,719,000
• Market Cap: $1.87 billion
• Optionable: Optionable
• Beta: 0.54