NASDAQ:ASRV AmeriServ Financial (ASRV) Stock Price, News & Analysis $4.47 +0.28 (+6.68%) Closing price 07/28/2026 04:00 PM EasternExtended Trading$4.45 -0.02 (-0.45%) As of 07/28/2026 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsTrendsBuy This Stock About AmeriServ Financial Stock (NASDAQ:ASRV) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get AmeriServ Financial alerts:Sign Up Key Stats Today's Range$4.08▼$4.4750-Day Range$3.68▼$4.4752-Week Range$2.64▼$4.49Volume53,298 shsAverage Volume14,386 shsMarket Capitalization$75.81 millionP/E Ratio8.76Dividend Yield2.68%Price TargetN/AConsensus RatingBuy Company Overview AmeriServ Financial, Inc. is a holding company, which engages in the provision of consumer, mortgage and commercial financial products and services through its subsidiary. It operates through the following segments: Community Banking, Wealth Management, and Investment or Parent. The Community Banking segment includes both retail and commercial banking activities. The Wealth Management segment involves in the operations of a Trust Company, West Chester Capital Advisors an investment advisory firm, and Financial Services. The Investment or Parent segment offers investment securities, borrowing activities, and general corporate expenses. The company was founded in January 1983 and is headquartered in Johnstown, PA. Read More AmeriServ Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks60th Percentile Overall ScoreASRV MarketRank™: AmeriServ Financial scored higher than 60% of companies evaluated by MarketBeat, and ranked 529th out of 874 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.7 / 5Analyst RatingBuy Consensus RatingAmeriServ Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.Amount of Analyst CoverageAmeriServ Financial has only been the subject of 1 research reports in the past 90 days.Read more about AmeriServ Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of AmeriServ Financial is 8.76, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.02.Price to Earnings Ratio vs. SectorThe P/E ratio of AmeriServ Financial is 8.76, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.83.Price to Book Value per Share RatioAmeriServ Financial has a P/B Ratio of 0.62. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.52% of the float of AmeriServ Financial has been sold short.Short Interest Ratio / Days to CoverAmeriServ Financial has a short interest ratio ("days to cover") of 11.36, which indicates bearish sentiment.Change versus previous monthShort interest in AmeriServ Financial has recently decreased by 7.67%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldAmeriServ Financial pays a meaningful dividend of 2.86%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthAmeriServ Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of AmeriServ Financial is 23.53%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about AmeriServ Financial's dividend. News and Social Media2.4 / 5News Sentiment0.84 News SentimentAmeriServ Financial has a news sentiment score of 0.84. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for AmeriServ Financial this week, compared to 1 article on an average week. Company Ownership3.5 / 5Insider TradingAcquiring Shares Net Insider BuyingOver the last three months, insiders have purchased a net $11,550.00 in company stock, which represents 0.0152% of the company's market cap.Insider Buying vs. Insider SellingIn the past three months, AmeriServ Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $11,550.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders7.90% of the stock of AmeriServ Financial is held by insiders.Percentage Held by Institutions31.52% of the stock of AmeriServ Financial is held by institutions.Read more about AmeriServ Financial's insider trading history. Receive ASRV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for AmeriServ Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. 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You get the plain English blueprint behind the strategy and the very same "rinse and repeat" ticker he's traded nearly 900 times with a 95.3% success rate. It's so simple to understand, you could trade it tomorrow.July 29 at 1:00 AM | Base Camp Trading (Ad)AMERISERV FINANCIAL REPORTS INCREASED EARNINGS FOR THE SECOND QUARTER AND FIRST SIX MONTHS OF 2026 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDENDJuly 21, 2026 | prnewswire.comAmeriServ Financial Announces CFO Retirement and Succession SearchApril 24, 2026 | theglobeandmail.comAmeriServ Financial, Inc.: Ameriserv Financial Reports Earnings For The First Quarter Of 2026 And Announces Quarterly Common Stock Cash DividendApril 21, 2026 | finanznachrichten.deAMERISERV FINANCIAL REPORTS EARNINGS FOR THE FIRST QUARTER OF 2026 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDENDApril 21, 2026 | prnewswire.comTop research reports for Apple, Meta & ChevronMarch 24, 2026 | msn.comSee More Headlines ASRV Stock Analysis - Frequently Asked Questions How have ASRV shares performed this year? AmeriServ Financial's stock was trading at $3.1690 at the beginning of the year. Since then, ASRV stock has increased by 41.1% and is now trading at $4.47. How were AmeriServ Financial's earnings last quarter? AmeriServ Financial Inc. (NASDAQ:ASRV) announced its earnings results on Tuesday, July, 21st. The financial services provider reported $0.16 earnings per share for the quarter. The financial services provider earned $15.90 million during the quarter. AmeriServ Financial had a net margin of 9.51% and a trailing twelve-month return on equity of 7.21%. How do I buy shares of AmeriServ Financial? Shares of ASRV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of AmeriServ Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that AmeriServ Financial investors own include Franklin Resources (BEN), Walgreens Boots Alliance (WBA), Consolidated Edison (ED), Huntington Bancshares (HBAN), International Business Machines (IBM), Leggett & Platt (LEG) and Wells Fargo & Company (WFC). Company Calendar Record date for 5/18 Dividend5/04/2026Ex-Dividend for 5/18 Dividend5/04/2026Dividend Payable5/18/2026Last Earnings7/21/2026Today7/28/2026Record date for 8/17 Dividend8/03/2026Ex-Dividend for 8/17 Dividend8/03/2026Dividend Payable8/17/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (12m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 ASRV's financial health is in the Green zone, according to TradeSmith. ASRV has been in this zone for over 12 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - NORTHEAST Sub-IndustryN/A Current SymbolNASDAQ:ASRV CIK707605 Webwww.ameriserv.com Phone(814) 533-5300Fax814-533-5427Employees1,224Year Founded1901Profitability EPS (Trailing Twelve Months)$0.51 Trailing P/E Ratio8.76 Forward P/E RatioN/A P/E GrowthN/ANet Income$5.61 million Net Margins9.51% Pretax Margin7.48% Return on Equity7.21% Return on Assets0.58% Debt Debt-to-Equity Ratio0.58 Current Ratio0.85 Quick Ratio0.85 Sales & Book Value Annual Sales$88.34 million Price / Sales0.86 Cash Flow$0.48 per share Price / Cash Flow9.38 Book Value$7.22 per share Price / Book0.62Miscellaneous Outstanding Shares16,960,000Free Float15,624,000Market Cap$75.81 million OptionableOptionable Beta0.44 Social Links 7 Stocks That Will Be Magnificent in 2026Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2026. Explore companies poised to replicate the growth, innovation, and value creation of the tech giants dominating today's markets.Get This Free Report This page (NASDAQ:ASRV) was last updated on 7/29/2026 by MarketBeat.com Staff. From Our PartnersALERT: Drop these 5 stocks before the market opens tomorrow!The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings researc...Weiss Ratings | SponsoredLouis Navellier: My #1 AI stock for 2026 (name & ticker inside)Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top...InvestorPlace | SponsoredTrump Takes Emergency Action - Plus Elon Musk's New VentureElon Musk has quietly launched a new venture - one that has nothing to do with rockets, EVs, or Neuralink. Tru...Altimetry | SponsoredYour $29.97 book is free todayWhy Some Traders Skip Stocks Entirely You don't need a big account to trade options. 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