Enova International (NYSE:ENVA) Stock Gets Price Target Bump from Citizens Jmp

Key Points

• Citizens JMP raised Enova International’s price target to $220 from $215 while maintaining a “market outperform” rating, implying roughly 25% upside from the prior close. Analysts broadly remain positive, with a consensus “Moderate Buy” rating and $235 average target.
• Enova reported quarterly revenue of $1.01 billion, up 25.7% year over year, and EPS of $4.48, topping analyst expectations. Net margin was 10.31% and return on equity reached 26.66%.
• Shares opened at $176.02 after declining 2.2%, while insiders sold $8.2 million of stock during the last quarter. The planned Grasshopper Bank transaction was also terminated, potentially complicating the company’s funding and banking strategy.

Enova International (NYSE:ENVA - Get Free Report) had its price target raised by investment analysts at Citizens Jmp from $215.00 to $220.00 in a research note issued to investors on Friday, Benzinga reports. The firm presently has a "market outperform" rating on the credit services provider's stock. Citizens Jmp's price target would suggest a potential upside of 24.99% from the company's previous close.

Several other research firms also recently commented on ENVA. Weiss Ratings reaffirmed a "buy (b-)" rating on shares of Enova International in a report on Thursday, October 15th. BTIG Research boosted their target price on shares of Enova International from $199.00 to $270.00 and gave the company a "buy" rating in a research report on Tuesday, June 30th. Wall Street Zen lowered shares of Enova International from a "strong-buy" rating to a "buy" rating in a report on Saturday, August 22nd. TD Cowen lowered their price target on shares of Enova International from $257.00 to $220.00 and set a "buy" rating on the stock in a report on Tuesday, September 15th. Finally, Zacks Research downgraded Enova International from a "strong-buy" rating to a "hold" rating in a research report on Wednesday, September 16th. Eight equities research analysts have rated the stock with a Buy rating and one has given a Hold rating to the company's stock. Based on data from MarketBeat, the stock currently has a consensus rating of "Moderate Buy" and an average price target of $235.00.

Enova International Trading Down 2.2%

Shares of Enova International stock opened at $176.02 on Friday. The company has a current ratio of 18.42, a quick ratio of 18.42 and a debt-to-equity ratio of 3.35. Enova International has a 12-month low of $111.93 and a 12-month high of $267.45. The firm has a market capitalization of $4.38 billion, a price-to-earnings ratio of 13.05 and a beta of 1.28. The firm's 50 day simple moving average is $202.49 and its two-hundred day simple moving average is $199.36.

Enova International (NYSE:ENVA - Get Free Report) last issued its earnings results on Thursday, October 22nd. The credit services provider reported $4.48 EPS for the quarter, beating analysts' consensus estimates of $4.42 by $0.06. Enova International had a return on equity of 26.66% and a net margin of 10.31%. The firm had revenue of $1.01 billion for the quarter, compared to analyst estimates of $1 billion. During the same quarter in the prior year, the firm earned $3.36 earnings per share. Enova International's revenue for the quarter was up 25.7% on a year-over-year basis. Analysts predict that Enova International will post 16.33 EPS for the current year.

Insider Buying and Selling

In other Enova International news, Chairman David Fisher sold 20,750 shares of the company's stock in a transaction on Thursday, September 17th. The stock was sold at an average price of $178.24, for a total value of $3,698,480.00. Following the completion of the sale, the chairman directly owned 306,444 shares in the company, valued at $54,620,578.56. This represents a 6.34% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through the SEC website. Insiders sold a total of 39,319 shares of company stock worth $8,185,473 in the last quarter. Company insiders own 8.40% of the company's stock.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently modified their holdings of ENVA. USA Financial Formulas purchased a new stake in shares of Enova International in the third quarter valued at about $30,000. Integrated Wealth Concepts LLC purchased a new stake in shares of Enova International in the 2nd quarter valued at approximately $52,000. McIlrath & Eck LLC purchased a new stake in shares of Enova International in the 1st quarter valued at approximately $34,000. Pacer Advisors Inc. increased its holdings in shares of Enova International by 58.5% during the 1st quarter. Pacer Advisors Inc. now owns 412 shares of the credit services provider's stock worth $56,000 after buying an additional 152 shares during the last quarter. Finally, Parallel Advisors LLC increased its holdings in shares of Enova International by 1,503.3% during the 1st quarter. Parallel Advisors LLC now owns 481 shares of the credit services provider's stock worth $65,000 after buying an additional 451 shares during the last quarter. Institutional investors and hedge funds own 89.43% of the company's stock.

More Enova International News

Here are the key news stories impacting Enova International this week:

• Positive Sentiment: Enova delivered record quarterly revenue above $1 billion, up 25.7% year over year, while originations increased 31%. Adjusted EPS rose 33% to $4.48, exceeding analysts’ estimates near $4.42–$4.46. Enova Reports Third Quarter 2026 Results
• Positive Sentiment: Management highlighted broad portfolio growth and a record loan book, indicating continued demand for Enova’s online lending products. Revenue growth, higher originations and improved earnings support the company’s near-term operating momentum. Enova Tops $1 Billion Quarterly Revenue as Online Lending Surges
• Neutral Sentiment: The quarterly report showed diluted EPS of $4.06 and adjusted EPS of $4.48, with return on equity of 26.66% and a 10.31% net margin. Investors will likely focus on future credit performance and loan growth as the lending platform expands. Enova International Q3 Adjusted Earnings, Revenue Rise
• Negative Sentiment: Enova’s planned Grasshopper Bank transaction was terminated, removing a potential strategic benefit from the company’s plans and likely raising questions about its future funding and banking strategy. This setback may be overshadowing the earnings beat. Blue Tower on Enova International’s Grasshopper Bank Deal Termination

Enova International Company Profile

Enova International, Inc is a financial technology company that provides online financial services to consumers and small businesses. Its offerings include consumer installment loans and lines of credit, as well as small-business financing products designed to provide access to working capital. The company serves customers who may have limited access to traditional bank credit and uses data-driven underwriting and technology-enabled platforms in its lending operations.

Enova markets its products through brands including CashNetUSA and NetCredit, which provide consumer financial services, and OnDeck, which focuses on lending to small businesses.

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