Fair Isaac (NYSE:FICO) Stock Price Target Lowered at Barclays

Key Points

• Barclays cut its Fair Isaac price target to $800 from $875 but maintained an “overweight” rating; its target implied 14.17% upside from the stock’s current price.
• Analyst views were mixed: nine rated FICO a Buy, six a Hold and two a Sell, with a consensus “Hold” rating and average target of $929. RBC also lowered its target and downgraded the stock to “sector perform.”
• Fair Isaac beat quarterly expectations, reporting EPS of $11.10 versus $10.69 expected and revenue of $657.05 million versus $651.73 million; revenue rose 27.4% year over year.

Fair Isaac (NYSE:FICO - Get Free Report) had its price target decreased by research analysts at Barclays from $875.00 to $800.00 in a research report issued on Thursday, Benzinga reports. The firm presently has an "overweight" rating on the technology company's stock. Barclays's price objective suggests a potential upside of 14.17% from the company's current price.

A number of other equities analysts also recently weighed in on the stock. Griffin Securities set a $897.00 target price on shares of Fair Isaac in a research note on Monday, October 26th. Susquehanna set a $700.00 target price on Fair Isaac in a report on Wednesday, September 30th. Citigroup reissued a "neutral" rating on shares of Fair Isaac in a report on Tuesday, October 27th. Weiss Ratings downgraded Fair Isaac from a "hold (c)" rating to a "hold (c-)" rating in a report on Friday, October 23rd. Finally, Royal Bank Of Canada downgraded Fair Isaac from an "outperform" rating to a "sector perform" rating and reduced their price target for the company from $1,045.00 to $770.00 in a report on Thursday. Nine analysts have rated the stock with a Buy rating, six have issued a Hold rating and two have issued a Sell rating to the stock. According to MarketBeat, Fair Isaac has an average rating of "Hold" and a consensus target price of $929.00.

Fair Isaac Price Performance

FICO stock traded down $0.29 during trading on Thursday, reaching $700.74. The company had a trading volume of 754,477 shares, compared to its average volume of 470,772. Fair Isaac has a 52 week low of $586.05 and a 52 week high of $1,858.91. The company has a market cap of $15.13 billion, a P/E ratio of 20.32, a PEG ratio of 0.88 and a beta of 1.36. The business has a 50 day moving average of $845.21 and a 200 day moving average of $1,115.37.

Fair Isaac (NYSE:FICO - Get Free Report) last released its earnings results on Wednesday, November 4th. The technology company reported $11.10 EPS for the quarter, beating analysts' consensus estimates of $10.69 by $0.41. The company had revenue of $657.05 million during the quarter, compared to analysts' expectations of $651.73 million. Fair Isaac had a negative return on equity of 32.51% and a net margin of 34.05%. The firm's revenue for the quarter was up 27.4% compared to the same quarter last year. During the same quarter last year, the business posted $7.74 EPS. Research analysts expect that Fair Isaac will post 36.77 earnings per share for the current year.

Hedge Funds Weigh In On Fair Isaac

Institutional investors have recently modified their holdings of the business. BlackRock Inc. purchased a new stake in Fair Isaac in the 2nd quarter valued at approximately $2,491,517,000. Primecap Management Co. CA purchased a new position in Fair Isaac during the 2nd quarter valued at about $433,508,000. Van ECK Associates Corp lifted its stake in Fair Isaac by 95.0% in the 2nd quarter. Van ECK Associates Corp now owns 223,798 shares of the technology company's stock valued at $267,389,000 after buying an additional 109,027 shares in the last quarter. Arrowstreet Capital Limited Partnership boosted its stake in shares of Fair Isaac by 9.2% during the first quarter. Arrowstreet Capital Limited Partnership now owns 175,917 shares of the technology company's stock valued at $187,798,000 after acquiring an additional 14,792 shares during the last quarter. Finally, Legal & General Group Plc purchased a new stake in shares of Fair Isaac during the second quarter worth about $173,157,000. Institutional investors and hedge funds own 85.75% of the company's stock.

Fair Isaac News Summary

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: FICO reported Q4 adjusted earnings of $11.10 per share, above the $10.69 consensus, and revenue of $657.05 million versus expectations of $651.73 million. Revenue grew 27.4% year over year. Management also pointed to growth in its software platform, broader score adoption and strong cash flow. FICO Q4 earnings beat
• Positive Sentiment: Several lenders joined FICO’s Preferred program, while a regional lender upgraded to FICO Score 10 for auto lending—potential signs of continued adoption. Lenders join FICO Preferred program
• Neutral Sentiment: Autonomous Research raised its price target to $580 from $560, though the revised target remains cautious. Autonomous Research target adjustment
• Negative Sentiment: FICO withheld FY2027 guidance while changing mortgage-origination pricing from a flat fee to customer-specific pricing. The transition makes future mortgage revenue harder to estimate, especially amid competition from a much cheaper score alternative. FICO call highlights pricing uncertainty
• Negative Sentiment: Needham cut its price target to $925 from $1,100, while Barclays lowered its target to $800 from $875 and JPMorgan to $800 from $900. These reductions add to concerns about visibility and valuation despite the earnings beat. Needham target cut

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, develops analytics and decision-management software used by businesses to assess risk, detect fraud and make customer-related decisions. The company is best known for the FICO Score, a credit-risk scoring system used by lenders and other financial institutions to evaluate consumer creditworthiness.

FICO's offerings include credit scoring solutions, decisioning platforms, fraud-detection tools, customer management software and predictive analytics.

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