JPMorgan Chase & Co. Issues Pessimistic Forecast for Fair Isaac (NYSE:FICO) Stock Price

Key Points

• JPMorgan cut its Fair Isaac price target to $800 from $900 and kept a neutral rating; the target implied 12.96% upside from the prior close.
• Analyst views remain mixed: MarketBeat reported a consensus “Hold” rating and an average price target of $922.75, while several firms had recently reduced their targets.
• Fair Isaac beat quarterly expectations, reporting EPS of $11.10 versus $10.69 expected and revenue of $657.05 million, up 27.4% year over year.

Fair Isaac (NYSE:FICO - Get Free Report) had its target price reduced by analysts at JPMorgan Chase & Co. from $900.00 to $800.00 in a report released on Thursday, Benzinga reports. The firm currently has a "neutral" rating on the technology company's stock. JPMorgan Chase & Co.'s price objective points to a potential upside of 12.96% from the stock's previous close.

FICO has been the subject of several other reports. The Goldman Sachs Group set a $1,322.00 target price on Fair Isaac in a research note on Tuesday, September 29th. Royal Bank Of Canada cut Fair Isaac from an "outperform" rating to a "sector perform" rating and decreased their price objective for the company from $1,045.00 to $770.00 in a research note on Thursday. Robert W. Baird decreased their price objective on Fair Isaac from $1,549.00 to $1,070.00 and set an "outperform" rating for the company in a research note on Friday, October 2nd. Mizuho set a $986.00 target price on shares of Fair Isaac in a research note on Monday, October 26th. Finally, Weiss Ratings downgraded shares of Fair Isaac from a "hold (c)" rating to a "hold (c-)" rating in a research note on Friday, October 23rd. Nine investment analysts have rated the stock with a Buy rating, six have assigned a Hold rating and two have given a Sell rating to the company's stock. According to data from MarketBeat, the stock has a consensus rating of "Hold" and an average target price of $922.75.

Fair Isaac Trading Up 1.0%

FICO traded up $7.22 during trading hours on Thursday, hitting $708.25. 1,332,660 shares of the company's stock were exchanged, compared to its average volume of 473,643. The firm has a 50 day moving average of $845.21 and a 200 day moving average of $1,115.37. The firm has a market cap of $15.30 billion, a P/E ratio of 20.46, a price-to-earnings-growth ratio of 0.88 and a beta of 1.36. Fair Isaac has a 12-month low of $586.05 and a 12-month high of $1,858.91.

Fair Isaac (NYSE:FICO - Get Free Report) last posted its quarterly earnings data on Wednesday, November 4th. The technology company reported $11.10 earnings per share for the quarter, topping analysts' consensus estimates of $10.69 by $0.41. The business had revenue of $657.05 million for the quarter, compared to analyst estimates of $651.73 million. Fair Isaac had a negative return on equity of 32.51% and a net margin of 34.05%. The company's revenue was up 27.4% on a year-over-year basis. During the same quarter in the prior year, the company earned $7.74 earnings per share. As a group, research analysts expect that Fair Isaac will post 36.77 EPS for the current fiscal year.

Hedge Funds Weigh In On Fair Isaac

A number of institutional investors and hedge funds have recently added to or reduced their stakes in the business. XXEC Inc. purchased a new position in shares of Fair Isaac in the second quarter valued at $33,189,000. BlackRock Inc. acquired a new position in shares of Fair Isaac during the 2nd quarter worth $2,491,517,000. Primecap Management Co. CA acquired a new position in shares of Fair Isaac during the 2nd quarter worth $433,508,000. Van ECK Associates Corp boosted its position in shares of Fair Isaac by 95.0% in the 2nd quarter. Van ECK Associates Corp now owns 223,798 shares of the technology company's stock worth $267,389,000 after buying an additional 109,027 shares in the last quarter. Finally, Arrowstreet Capital Limited Partnership boosted its position in shares of Fair Isaac by 9.2% in the 1st quarter. Arrowstreet Capital Limited Partnership now owns 175,917 shares of the technology company's stock worth $187,798,000 after buying an additional 14,792 shares in the last quarter. 85.75% of the stock is owned by institutional investors and hedge funds.

Fair Isaac News Roundup

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Q4 adjusted earnings were $11.10 per share, ahead of the $10.69 consensus, while revenue of $657.05 million also beat estimates and rose 27.4% year over year. Score demand, pricing and software growth supported the results. FICO Q4 Earnings Beat on Scores, Pricing and Software Growth
• Positive Sentiment: Management highlighted software-platform growth, score adoption and strong cash flow, and additional lenders joined FICO’s Preferred Program—potential supports for continued adoption. FICO Q4'26 Earnings Call Highlights Pricing Uncertainty for FY27
• Negative Sentiment: FICO declined to provide FY2027 guidance while changing mortgage-origination fees from a flat price to customer-specific pricing. Weak mortgage volumes and uncertainty about the new pricing structure—including competition from a low-cost alternative—make the outlook harder to assess. FICO Declines to Share Guidance Amid Price Structure Change
• Negative Sentiment: Several firms lowered their price targets, including Wells Fargo to $650, Barclays and JPMorgan to $800, and Needham to $925. Most cited targets remain above the referenced share price, but the reductions signal more cautious expectations; Autonomous Research’s new $580 target is below it. Wells Fargo Adjusts Price Target JPMorgan Adjusts Price Target Autonomous Research Adjusts Price Target

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, develops analytics and decision-management software used by businesses to assess risk, detect fraud and make customer-related decisions. The company is best known for the FICO Score, a credit-risk scoring system used by lenders and other financial institutions to evaluate consumer creditworthiness.

FICO's offerings include credit scoring solutions, decisioning platforms, fraud-detection tools, customer management software and predictive analytics.

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