SmartFinancial (SMBK) Stock Price, News & Analysis

Company Overview

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, Leases, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans and leases; commercial business and mortgage loans; and direct consumer installment, educational, agriculture, and other revolving credit loans; equipment financing, heavy equipment, semis, and trailers loans and leases to small and mid-size companies; letters of credit; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.

Key Stats

• Today's Range: $31.61 to $31.90
• 50-Day Range: $27.07 to $32.58
• 52-Week Range: $21.40 to $37.72
• Volume: 53,566 shs
• Average Volume: 53,356 shs
• Market Capitalization: $540.15 million
• P/E Ratio: 14.83
• Dividend Yield: 1.01%
• Price Target: $33.70
• Consensus Rating: Hold

SMBK Stock Analysis - Frequently Asked Questions

How have SMBK shares performed this year?

SmartFinancial's stock was trading at $30.98 at the beginning of 2025. Since then, SMBK stock has increased by 2.5% and is now trading at $31.74.
View the best growth stocks for 2025 here.

How were SmartFinancial's earnings last quarter?

SmartFinancial, Inc. (NASDAQ:SMBK) issued its quarterly earnings data on Monday, October, 21st. The bank reported $0.54 earnings per share for the quarter, beating analysts' consensus estimates of $0.49 by $0.05. The bank had revenue of $73.10 million for the quarter, compared to the consensus estimate of $42.32 million. SmartFinancial had a net margin of 12.67% and a trailing twelve-month return on equity of 7.33%.

Who are SmartFinancial's major shareholders?

Top institutional investors of SmartFinancial include Vanguard Group Inc. (4.67%), Wellington Management Group LLP (2.47%), American Century Companies Inc. (1.62%) and Salzhauer Michael (1.41%). Insiders that own company stock include David Austin Ogle, William Young Jr Carroll, Geoffrey Alan Wolpert, Wesley Miller Welborn, Keith Edward Whaley, Gary Wayne Petty Jr, Cathy G Ackermann, Rhett D Jordan and John M Presley.
View institutional ownership trends.

How do I buy shares of SmartFinancial?

Shares of SMBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of SmartFinancial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that SmartFinancial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), Broadcom (AVGO) and First Solar (FSLR).

Company Calendar

• Last Earnings: 10/21/2024
• Record date for 5/19 Dividend: 5/02/2025
• Ex-Dividend for 5/19 Dividend: 5/02/2025
• Dividend Payable: 5/19/2025
• Today: 5/31/2025
• Next Earnings (Estimated): 7/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:SMBK
• Previous Symbol: OTCMKTS:CSBQ
• CIK: 1038773
• Web: www.smartfinancialinc.com
• Phone: (865) 437-5700
• Fax: N/A
• Employees: 550
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $33.70
• High Stock Price Target: $42.00
• Low Stock Price Target: $28.00
• Potential Upside/Downside: +6.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.40
• Research Coverage: 5 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $2.26
• Trailing P/E Ratio: 14.83
• Forward P/E Ratio: 12.96
• P/E Growth: N/A
• Net Income: $36.14 million
• Net Margins: 12.67%
• Pretax Margin: 14.86%
• Return on Equity: 7.33%
• Return on Assets: 0.71%

Debt

• Debt-to-Equity Ratio: 0.10
• Current Ratio: 0.90
• Quick Ratio: 0.90

Sales & Book Value

• Annual Sales: $178.24 million
• Price / Sales: 3.03
• Cash Flow: $2.52 per share
• Price / Cash Flow: 12.60
• Book Value: $27.06 per share
• Price / Book: 1.17

Miscellaneous

• Outstanding Shares: 17,018,000
• Free Float: 15,626,000
• Market Cap: $540.15 million
• Optionable: Optionable
• Beta: 0.71