Banco Santander Chile (BSAC) Stock Price, News & Analysis

Company Overview

Banco Santander Chile is a Chilean financial institution and a subsidiary of Spain-based Banco Santander. Listed on the New York Stock Exchange under the symbol BSAC, the bank provides banking and financial services to individuals, small and medium-sized businesses, middle-market companies, and large corporations throughout Chile.

Its principal offerings include consumer and commercial loans, mortgages, checking and savings accounts, credit and debit cards, insurance-related products, investment and wealth-management services, and payment and cash-management solutions. The bank also provides corporate and institutional customers with financing, treasury, and other financial services.

Banco Santander Chile traces its banking history to Banco Español-Chile, which was established in the late 19th century and later became part of the Santander group. Today, it serves customers through a nationwide branch and digital banking network and operates within Chile’s regulated financial system. Claudio Melandri has served as the bank’s chief executive officer.

Key Stats

• Today's Range: $31.96 to $32.92
• 50-Day Range: $31.93 to $36.23
• 52-Week Range: $26.03 to $37.72
• Volume: 969,911 shs
• Average Volume: 276,722 shs
• Market Capitalization: $15.40 billion
• P/E Ratio: 12.47
• Dividend Yield: 3.33%
• Price Target: $35.40
• Consensus Rating: Hold

Banco Santander Chile Stock Analysis - MarketRank™

Banco Santander Chile scored higher than 78% of companies evaluated by MarketBeat, and ranked 282nd out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Hold

Consensus Rating

Banco Santander Chile has received a consensus rating of Hold. The company's average rating score is 2.44, and is based on 1 strong buy rating, 3 buy ratings, 4 hold ratings, and 1 sell rating.

Upside/Downside

The consensus price target for Banco Santander Chile is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Banco Santander Chile has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 4.01%

Earnings Growth

Earnings for Banco Santander Chile are expected to grow by 4.01% in the coming year, from $2.99 to $3.11 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Banco Santander Chile is 12.47, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of Banco Santander Chile is 12.47, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.43.

Price to Earnings Growth Ratio

Banco Santander Chile has a PEG Ratio of 0.77. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Banco Santander Chile has a P/B Ratio of 2.44. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.15% of the float of Banco Santander Chile has been sold short.

Short Interest Ratio / Days to Cover

Banco Santander Chile has a short interest ratio ("days to cover") of 2.56, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco Santander Chile has recently decreased by 3.14%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Banco Santander Chile pays a meaningful dividend of 3.37%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Banco Santander Chile does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Banco Santander Chile is 41.60%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Banco Santander Chile will have a dividend payout ratio of 35.05% next year. This indicates that Banco Santander Chile will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: N/A

News Sentiment

Banco Santander Chile has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

MarketBeat Follows

1 people have added Banco Santander Chile to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Banco Santander Chile insiders have not sold or bought any company stock.

Percentage Held by Institutions

6.42% of the stock of Banco Santander Chile is held by institutions.

Company Calendar

• Last Earnings: 6/30/2026
• Today: 10/06/2026
• Next Earnings (Estimated): 10/30/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:BSAC
• CIK: 1027552
• Web: banco.santander.cl
• Phone: (562) 320-2000
• Fax: N/A
• Employees: 8,526
• Year Founded: 1857

Price Target and Rating

• Average Price Target for Banco Santander Chile: $35.40
• High Price Target: $40.00
• Low Price Target: $31.00
• Potential Upside/Downside: +8.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.44
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.62
• Trailing P/E Ratio: 12.47
• Forward P/E Ratio: 10.93
• P/E Growth: 0.77
• Net Income: $1.12 billion
• Net Margins: 27.04%
• Pretax Margin: 32.97%
• Return on Equity: 22.94%
• Return on Assets: 1.70%

Debt

• Debt-to-Equity Ratio: 2.06
• Current Ratio: 1.72
• Quick Ratio: 0.48

Sales & Book Value

• Annual Sales: $2.96 trillion
• Price / Sales: 0.01
• Cash Flow: $2.73 per share
• Price / Cash Flow: 11.99
• Book Value: $13.39 per share
• Price / Book: 2.44

Miscellaneous

• Outstanding Shares: 471,115,000
• Free Float: N/A
• Market Cap: $15.40 billion
• Optionable: Optionable
• Beta: 0.49