Positive News SentimentPositive NewsNASDAQ:NAVI Navient (NAVI) Stock Price, News & Analysis $13.53 -0.06 (-0.44%) Closing price 05/30/2025 04:00 PM EasternExtended Trading$13.44 -0.09 (-0.70%) As of 05/30/2025 04:21 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Navient Stock (NASDAQ:NAVI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Navient alerts:Sign Up Key Stats Today's Range$13.39▼$13.6050-Day Range$10.76▼$13.8852-Week Range$10.53▼$16.97Volume1.00 million shsAverage Volume769,013 shsMarket Capitalization$1.37 billionP/E Ratio11.66Dividend Yield4.73%Price Target$12.93Consensus RatingReduce Company OverviewNavient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.Read More… Navient Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks95th Percentile Overall ScoreNAVI MarketRank™: Navient scored higher than 95% of companies evaluated by MarketBeat, and ranked 97th out of 931 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.9 / 5Analyst RatingReduce Consensus RatingNavient has received a consensus rating of Reduce. The company's average rating score is 1.88, and is based on no buy ratings, 4 hold ratings, and 3 sell ratings.Amount of Analyst CoverageNavient has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Navient's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth35.58% Earnings GrowthEarnings for Navient are expected to grow by 35.58% in the coming year, from $1.04 to $1.41 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Navient is 11.66, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.19.Price to Earnings Ratio vs. SectorThe P/E ratio of Navient is 11.66, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.30.Price to Book Value per Share RatioNavient has a P/B Ratio of 0.55. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Navient's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted7.87% of the float of Navient has been sold short.Short Interest Ratio / Days to CoverNavient has a short interest ratio ("days to cover") of 10.2, which indicates bearish sentiment.Change versus previous monthShort interest in Navient has recently decreased by 8.73%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipNavient is a leading dividend payer. It pays a dividend yield of 4.83%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthNavient does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Navient is 128.00%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on earnings estimates, Navient will have a dividend payout ratio of 45.39% next year. This indicates that Navient will be able to sustain or increase its dividend.Read more about Navient's dividend. Sustainability and ESG3.9 / 5Environmental Score-0.11 Percentage of Shares Shorted7.87% of the float of Navient has been sold short.Short Interest Ratio / Days to CoverNavient has a short interest ratio ("days to cover") of 10.2, which indicates bearish sentiment.Change versus previous monthShort interest in Navient has recently decreased by 8.73%, indicating that investor sentiment is improving significantly. News and Social Media3.1 / 5News Sentiment1.58 News SentimentNavient has a news sentiment score of 1.58. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.99 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 10 news articles for Navient this week, compared to 5 articles on an average week.Search InterestOnly 2 people have searched for NAVI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Navient insiders have not sold or bought any company stock.Percentage Held by Insiders31.17% of the stock of Navient is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions97.14% of the stock of Navient is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Navient's insider trading history. Receive NAVI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Navient and its competitors with MarketBeat's FREE daily newsletter. Email Address NAVI Stock News HeadlinesAnalysts Set Navient Co. (NASDAQ:NAVI) Target Price at $12.93May 27, 2025 | americanbankingnews.comNavient Completes $500 Million Senior Notes OfferingMay 19, 2025 | tipranks.comA grave, grave error.I thought what happened 25 years ago was a once- in-a-lifetime event… but how wrong I was. Because here we are, a quarter of a century later, almost to the exact day, and it’s happening again. May 31, 2025 | Porter & Company (Ad)'Just shocks the conscious' | Bibb County Sheriff says Macon mass shooting is one of the worst he's seenMay 18, 2025 | msn.comWho Will Protect Student Borrowers? The CFPB’s New Direction ExplainedMay 17, 2025 | msn.comNavient Baby Bond: Lock In 9.6% YTM With At Least 11% UpsideMay 14, 2025 | seekingalpha.comNavient declares second quarter common stock dividendMay 8, 2025 | globenewswire.comNavient First Quarter 2025 Earnings: Misses ExpectationsMay 6, 2025 | finance.yahoo.comSee More Headlines NAVI Stock Analysis - Frequently Asked Questions How have NAVI shares performed this year? Navient's stock was trading at $13.29 at the start of the year. Since then, NAVI stock has increased by 1.8% and is now trading at $13.53. View the best growth stocks for 2025 here. How were Navient's earnings last quarter? Navient Co. (NASDAQ:NAVI) posted its earnings results on Wednesday, April, 30th. The credit services provider reported $0.28 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.19 by $0.09. The credit services provider had revenue of $156 million for the quarter, compared to analyst estimates of $150.40 million. Navient had a trailing twelve-month return on equity of 6.69% and a net margin of 2.96%. Does Navient have any subsidiaries? The following companies are subsidiaries of Navient: Earnest, and Duncan Solutions. Who are Navient's major shareholders? Navient's top institutional shareholders include Vanguard Group Inc. (8.74%), Dimensional Fund Advisors LP (8.72%), LSV Asset Management (3.87%) and Orbis Allan Gray Ltd (2.29%). Insiders that own company stock include John M Kane, Mark L Heleen and Stephen M Hauber. View institutional ownership trends. How do I buy shares of Navient? Shares of NAVI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Navient own? Based on aggregate information from My MarketBeat watchlists, some other companies that Navient investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Tesla (TSLA), Meta Platforms (META), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Home Depot (HD). Company Calendar Record date for 3/21 Dividend3/07/2025Ex-Dividend for 3/21 Dividend3/07/2025Dividend Payable3/21/2025Last Earnings4/30/2025Today5/30/2025Record date for 6/20 Dividend6/06/2025Ex-Dividend for 6/20 Dividend6/06/2025Dividend Payable6/20/2025Next Earnings (Estimated)7/23/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Security brokers & dealers Sub-IndustryTrading Current SymbolNASDAQ:NAVI Previous SymbolNASDAQ:NAVIV CIK1593538 Webwww.navient.com Phone(302) 283-8000FaxN/AEmployees4,000Year Founded2014Price Target and Rating Average Stock Price Target$12.93 High Stock Price Target$16.00 Low Stock Price Target$11.00 Potential Upside/Downside-4.4%Consensus RatingReduce Rating Score (0-4)1.88 Research Coverage8 Analysts Profitability EPS (Most Recent Fiscal Year)$0.50 Trailing P/E Ratio11.66 Forward P/E Ratio13.01 P/E GrowthN/ANet Income$131 million Net Margins2.96% Pretax Margin3.93% Return on Equity6.69% Return on Assets0.33% Debt Debt-to-Equity Ratio16.35 Current Ratio9.48 Quick Ratio9.49 Sales & Book Value Annual Sales$830 million Price / Sales1.65 Cash Flow$2.93 per share Price / Cash Flow4.61 Book Value$24.60 per share Price / Book0.55Miscellaneous Outstanding Shares101,150,000Free Float77,312,000Market Cap$1.37 billion OptionableOptionable Beta1.38 Social Links 10 Stocks Set to Soar in Spring 2025Enter your email address and we'll send you MarketBeat's list of ten stocks that are set to soar in Spring 2025, despite the threat of tariffs and other economic uncertainty. 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