BayFirst Financial Corp is a Florida-based bank holding company and the parent of BayFirst Bank, a community-oriented institution offering a comprehensive suite of personal and commercial banking products. The company’s core business activities include deposit-taking services, commercial and consumer lending, treasury management, and wealth management solutions. BayFirst Bank’s product portfolio spans checking, savings and money market accounts; traditional mortgage and home equity lending; business credit lines; and equipment financing for small and medium-sized enterprises.
In addition to standard banking offerings, BayFirst Financial provides specialty services such as merchant card processing, cash management, and digital banking platforms designed to streamline transactions and enhance customer experience. Wealth management and trust services deliver financial planning, asset management, and fiduciary solutions to individuals, families, and institutions. The company emphasizes personalized service, leveraging its community focus to tailor offerings and foster long-term client relationships.
Headquartered in Jacksonville, Florida, BayFirst Bank operates a network of branches across Northeast Florida and Southeast Georgia, including markets such as St. Augustine, Ponte Vedra Beach, Jacksonville Beach, Orange Park, and Palatka. The company combines its physical branch presence with robust online and mobile banking capabilities, enabling clients to access accounts, perform transactions, and manage finances remotely. This multi-channel approach supports both urban and suburban communities, reflecting BayFirst’s commitment to regional economic development.
Established by a group of local banking professionals, BayFirst commenced operations in 2020 with a mission to deliver community-centric financial solutions. Since its founding, the company has focused on leveraging local market expertise and cultivating strong community ties. BayFirst Financial is governed by a board of directors comprised of civic and business leaders, and its executive leadership team brings extensive experience in community banking. This governance structure supports the company’s strategic growth objectives while maintaining a commitment to personalized service and community reinvestment.
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