Do analysts prefer UBCP or BAFN?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score United Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 BayFirst Financial 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Do analysts recommend BAFN or FUSB?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score BayFirst Financial 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 First Us Bancsh 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Do analysts rate BAFN or AUBN?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score BayFirst Financial 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Auburn National Bancorporation 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Do analysts prefer BAFN or AURE?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score BayFirst Financial 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Prestige Wealth 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Do analysts prefer BAFN or CULL?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score BayFirst Financial 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Cullman Bancorp 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00

BayFirst Financial (BAFN) Competitors

$5.22 -0.06 (-1.21%)

As of 09:50 AM Eastern

Compare

BAFN vs. UBCP, FUSB, AUBN, AURE, and CULL

Should you buy BayFirst Financial stock or one of its competitors? MarketBeat compares BayFirst Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with BayFirst Financial include United Bancorp (UBCP), First Us Bancsh (FUSB), Auburn National Bancorporation (AUBN), Prestige Wealth (AURE), and Cullman Bancorp (CULL). These companies are all part of the "banking" industry.

How does BayFirst Financial compare to United Bancorp?

United Bancorp (NASDAQ:UBCP) and BayFirst Financial (NASDAQ:BAFN) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their profitability, valuation, risk, dividends, institutional ownership, media sentiment, analyst recommendations and earnings.

In the previous week, United Bancorp had 1 more articles in the media than BayFirst Financial. MarketBeat recorded 2 mentions for United Bancorp and 1 mentions for BayFirst Financial. BayFirst Financial's average media sentiment score of 1.87 beat United Bancorp's score of 0.45 indicating that BayFirst Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
United Bancorp	Neutral
BayFirst Financial	Very Positive

United Bancorp has a net margin of 16.29% compared to BayFirst Financial's net margin of -29.20%. United Bancorp's return on equity of 11.80% beat BayFirst Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
United Bancorp	16.29%	11.80%	0.91%
BayFirst Financial	-29.20%	-37.66%	-2.21%

United Bancorp has a beta of 0.33, indicating that its stock price is 67% less volatile than the broader market. Comparatively, BayFirst Financial has a beta of 0.54, indicating that its stock price is 46% less volatile than the broader market.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
United Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
BayFirst Financial	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

15.4% of United Bancorp shares are held by institutional investors. Comparatively, 16.9% of BayFirst Financial shares are held by institutional investors. 13.9% of United Bancorp shares are held by company insiders. Comparatively, 14.3% of BayFirst Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

United Bancorp has higher earnings, but lower revenue than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Bancorp	$32.89M	2.78	$7.75M	$1.35	11.70
BayFirst Financial	$104.19M	0.21	-$22.94M	-$7.22	N/A

Summary

United Bancorp beats BayFirst Financial on 10 of the 15 factors compared between the two stocks.

How does BayFirst Financial compare to First Us Bancsh?

BayFirst Financial (NASDAQ:BAFN) and First Us Bancsh (NASDAQ:FUSB) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, risk, earnings, institutional ownership, media sentiment, profitability, dividends and analyst recommendations.

In the previous week, BayFirst Financial and BayFirst Financial both had 1 articles in the media. BayFirst Financial's average media sentiment score of 1.87 equaled First Us Bancsh'saverage media sentiment score.

Company	Overall Sentiment
BayFirst Financial	Very Positive
First Us Bancsh	Very Positive

First Us Bancsh has lower revenue, but higher earnings than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than First Us Bancsh, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BayFirst Financial	$104.19M	0.21	-$22.94M	-$7.22	N/A
First Us Bancsh	$62.99M	1.44	$5.99M	$1.04	15.62

BayFirst Financial has a beta of 0.54, meaning that its share price is 46% less volatile than the broader market. Comparatively, First Us Bancsh has a beta of 0.24, meaning that its share price is 76% less volatile than the broader market.

First Us Bancsh has a net margin of 9.65% compared to BayFirst Financial's net margin of -29.20%. First Us Bancsh's return on equity of 5.92% beat BayFirst Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BayFirst Financial	-29.20%	-37.66%	-2.21%
First Us Bancsh	9.65%	5.92%	0.53%

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BayFirst Financial	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
First Us Bancsh	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

16.9% of BayFirst Financial shares are owned by institutional investors. Comparatively, 18.7% of First Us Bancsh shares are owned by institutional investors. 14.3% of BayFirst Financial shares are owned by company insiders. Comparatively, 12.1% of First Us Bancsh shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

First Us Bancsh beats BayFirst Financial on 9 of the 12 factors compared between the two stocks.

How does BayFirst Financial compare to Auburn National Bancorporation?

BayFirst Financial (NASDAQ:BAFN) and Auburn National Bancorporation (NASDAQ:AUBN) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, valuation, institutional ownership, media sentiment, analyst recommendations, dividends, earnings and profitability.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BayFirst Financial	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Auburn National Bancorporation	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Auburn National Bancorporation has lower revenue, but higher earnings than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than Auburn National Bancorporation, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BayFirst Financial	$104.19M	0.21	-$22.94M	-$7.22	N/A
Auburn National Bancorporation	$43.89M	1.96	$7.26M	$2.27	10.84

In the previous week, Auburn National Bancorporation had 1 more articles in the media than BayFirst Financial. MarketBeat recorded 2 mentions for Auburn National Bancorporation and 1 mentions for BayFirst Financial. Auburn National Bancorporation's average media sentiment score of 1.89 beat BayFirst Financial's score of 1.87 indicating that Auburn National Bancorporation is being referred to more favorably in the news media.

Company	Overall Sentiment
BayFirst Financial	Very Positive
Auburn National Bancorporation	Very Positive

16.9% of BayFirst Financial shares are held by institutional investors. Comparatively, 39.5% of Auburn National Bancorporation shares are held by institutional investors. 14.3% of BayFirst Financial shares are held by company insiders. Comparatively, 18.7% of Auburn National Bancorporation shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

BayFirst Financial has a beta of 0.54, indicating that its share price is 46% less volatile than the broader market. Comparatively, Auburn National Bancorporation has a beta of 0.43, indicating that its share price is 57% less volatile than the broader market.

Auburn National Bancorporation has a net margin of 17.79% compared to BayFirst Financial's net margin of -29.20%. Auburn National Bancorporation's return on equity of 8.78% beat BayFirst Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BayFirst Financial	-29.20%	-37.66%	-2.21%
Auburn National Bancorporation	17.79%	8.78%	0.78%

Summary

Auburn National Bancorporation beats BayFirst Financial on 12 of the 14 factors compared between the two stocks.

How does BayFirst Financial compare to Prestige Wealth?

BayFirst Financial (NASDAQ:BAFN) and Prestige Wealth (NASDAQ:AURE) are both small-cap banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, profitability, earnings, risk, analyst recommendations, institutional ownership, media sentiment and dividends.

BayFirst Financial has a beta of 0.54, suggesting that its stock price is 46% less volatile than the broader market. Comparatively, Prestige Wealth has a beta of 2.36, suggesting that its stock price is 136% more volatile than the broader market.

In the previous week, Prestige Wealth had 1 more articles in the media than BayFirst Financial. MarketBeat recorded 2 mentions for Prestige Wealth and 1 mentions for BayFirst Financial. BayFirst Financial's average media sentiment score of 1.87 beat Prestige Wealth's score of 1.46 indicating that BayFirst Financial is being referred to more favorably in the media.

Company	Overall Sentiment
BayFirst Financial	Very Positive
Prestige Wealth	Positive

Prestige Wealth has a net margin of 0.00% compared to BayFirst Financial's net margin of -29.20%. Prestige Wealth's return on equity of 0.00% beat BayFirst Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BayFirst Financial	-29.20%	-37.66%	-2.21%
Prestige Wealth	N/A	N/A	N/A

16.9% of BayFirst Financial shares are held by institutional investors. Comparatively, 7.7% of Prestige Wealth shares are held by institutional investors. 14.3% of BayFirst Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Prestige Wealth has lower revenue, but higher earnings than BayFirst Financial. Prestige Wealth is trading at a lower price-to-earnings ratio than BayFirst Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BayFirst Financial	$104.19M	0.21	-$22.94M	-$7.22	N/A
Prestige Wealth	$1.79M	49.89	-$22.73M	-$0.90	N/A

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BayFirst Financial	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Prestige Wealth	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

Summary

Prestige Wealth beats BayFirst Financial on 8 of the 13 factors compared between the two stocks.

How does BayFirst Financial compare to Cullman Bancorp?

BayFirst Financial (NASDAQ:BAFN) and Cullman Bancorp (NASDAQ:CULL) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, analyst recommendations, institutional ownership, dividends, earnings, risk, valuation and profitability.

16.9% of BayFirst Financial shares are owned by institutional investors. Comparatively, 25.7% of Cullman Bancorp shares are owned by institutional investors. 14.3% of BayFirst Financial shares are owned by insiders. Comparatively, 16.8% of Cullman Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, BayFirst Financial had 1 more articles in the media than Cullman Bancorp. MarketBeat recorded 1 mentions for BayFirst Financial and 0 mentions for Cullman Bancorp. BayFirst Financial's average media sentiment score of 1.87 beat Cullman Bancorp's score of 0.00 indicating that BayFirst Financial is being referred to more favorably in the media.

Company	Overall Sentiment
BayFirst Financial	Very Positive
Cullman Bancorp	Neutral

Cullman Bancorp has a net margin of 0.00% compared to BayFirst Financial's net margin of -29.20%. Cullman Bancorp's return on equity of 0.00% beat BayFirst Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BayFirst Financial	-29.20%	-37.66%	-2.21%
Cullman Bancorp	N/A	N/A	N/A

Cullman Bancorp has lower revenue, but higher earnings than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BayFirst Financial	$104.19M	0.21	-$22.94M	-$7.22	N/A
Cullman Bancorp	$16.54M	5.13	$3.95M	$0.50	30.40

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BayFirst Financial	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Cullman Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

BayFirst Financial has a beta of 0.54, suggesting that its stock price is 46% less volatile than the broader market. Comparatively, Cullman Bancorp has a beta of 0.11, suggesting that its stock price is 89% less volatile than the broader market.

Summary

Cullman Bancorp beats BayFirst Financial on 9 of the 14 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BAFN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

BAFN vs. The Competition

Export

Metric	BayFirst Financial	BANKS Industry	Finance Sector	NASDAQ Exchange
Market Cap	$21.45M	$1.91B	$13.54B	$11.73B
Dividend Yield	N/A	2.45%	5.78%	5.56%
P/E Ratio	-0.72	16.50	20.07	24.35
Price / Sales	0.21	2.65	141.55	122.29
Price / Cash	N/A	12.61	19.27	54.62
Price / Book	0.30	1.27	2.22	6.82
Net Income	-$22.94M	$146.81M	$1.14B	$337.41M
7 Day Performance	-3.41%	1.97%	1.05%	2.49%
1 Month Performance	-24.95%	4.57%	1.16%	3.69%
1 Year Performance	-65.23%	26.70%	10.97%	27.72%

BayFirst Financial Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
BAFN BayFirst Financial	0.3556 of 5 stars	$5.22 -1.2%	N/A	-64.6%	$21.45M	$104.19M	N/A	640	Positive News Gap Up
UBCP United Bancorp	3.6469 of 5 stars	$15.80 -0.1%	N/A	+20.3%	$91.40M	$47.51M	11.70	120	Short Interest Increase
FUSB First Us Bancsh	2.0149 of 5 stars	$16.30 flat	N/A	+29.0%	$90.75M	$62.99M	15.67	180	Positive News
AUBN Auburn National Bancorporation	3.4754 of 5 stars	$24.88 -1.0%	N/A	+13.5%	$87.79M	$43.89M	10.96	150	News Coverage Positive News
AURE Prestige Wealth	0.8615 of 5 stars	$2.56 +2.8%	N/A	N/A	$86.15M	$1.79M	N/A	N/A	Positive News Short Interest Decrease High Trading Volume

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This page (NASDAQ:BAFN) was last updated on 6/12/2026 by MarketBeat.com Staff.

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BayFirst Financial (BAFN) Competitors

BAFN vs. UBCP, FUSB, AUBN, AURE, and CULL

How does BayFirst Financial compare to United Bancorp?

Summary

How does BayFirst Financial compare to First Us Bancsh?

Summary

How does BayFirst Financial compare to Auburn National Bancorporation?

Summary

How does BayFirst Financial compare to Prestige Wealth?

Summary

How does BayFirst Financial compare to Cullman Bancorp?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

BAFN vs. The Competition

BayFirst Financial Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

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BayFirst Financial (BAFN) Competitors

BAFN vs. UBCP, FUSB, AUBN, AURE, and CULL

How does BayFirst Financial compare to United Bancorp?

Does the media prefer UBCP or BAFN?

Is UBCP or BAFN more profitable?

Which has more risk & volatility, UBCP or BAFN?

Do analysts prefer UBCP or BAFN?

Do insiders and institutionals believe in UBCP or BAFN?

Which has preferable valuation and earnings, UBCP or BAFN?

Summary

How does BayFirst Financial compare to First Us Bancsh?

Does the media refer more to BAFN or FUSB?

Which has stronger valuation & earnings, BAFN or FUSB?

Which has more risk and volatility, BAFN or FUSB?

Is BAFN or FUSB more profitable?

Do analysts recommend BAFN or FUSB?

Do insiders and institutionals have more ownership in BAFN or FUSB?

Summary

How does BayFirst Financial compare to Auburn National Bancorporation?

Do analysts rate BAFN or AUBN?

Which has stronger earnings & valuation, BAFN or AUBN?

Does the media favor BAFN or AUBN?

Do insiders & institutionals believe in BAFN or AUBN?

Which has more risk and volatility, BAFN or AUBN?

Is BAFN or AUBN more profitable?

Summary

How does BayFirst Financial compare to Prestige Wealth?

Which has more volatility & risk, BAFN or AURE?

Does the media favor BAFN or AURE?

Is BAFN or AURE more profitable?

Do insiders and institutionals believe in BAFN or AURE?

Which has stronger valuation and earnings, BAFN or AURE?

Do analysts prefer BAFN or AURE?

Summary

How does BayFirst Financial compare to Cullman Bancorp?

Do insiders & institutionals have more ownership in BAFN or CULL?

Does the media favor BAFN or CULL?

Is BAFN or CULL more profitable?

Which has higher earnings and valuation, BAFN or CULL?

Do analysts prefer BAFN or CULL?

Which has more volatility and risk, BAFN or CULL?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

BAFN vs. The Competition

BayFirst Financial Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools