Do analysts recommend BAFN or UBCP?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score BayFirst Financial 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 United Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00

Do analysts rate BAFN or DFDV?

DeFi Development has a consensus price target of $16.00, indicating a potential upside of 442.37%. Given DeFi Development's stronger consensus rating and higher possible upside, analysts plainly believe DeFi Development is more favorable than BayFirst Financial. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score BayFirst Financial 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 DeFi Development 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.67

Do analysts rate BAFN or AUBN?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score BayFirst Financial 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Auburn National Bancorporation 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Do analysts recommend BAFN or FUSB?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score BayFirst Financial 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 First Us Bancsh 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Do analysts recommend BAFN or BYFC?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score BayFirst Financial 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Broadway Financial 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

BayFirst Financial (BAFN) Competitors

$5.28 -0.37 (-6.55%)

Closing price 06/11/2026 04:00 PM Eastern

Extended Trading

$5.36 +0.08 (+1.57%)

As of 08:26 AM Eastern

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BAFN vs. UBCP, DFDV, AUBN, FUSB, and BYFC

Should you buy BayFirst Financial stock or one of its competitors? MarketBeat compares BayFirst Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with BayFirst Financial include United Bancorp (UBCP), DeFi Development (DFDV), Auburn National Bancorporation (AUBN), First Us Bancsh (FUSB), and Broadway Financial (BYFC). These companies are all part of the "banking" industry.

How does BayFirst Financial compare to United Bancorp?

BayFirst Financial (NASDAQ:BAFN) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, dividends, risk, institutional ownership, profitability, analyst recommendations, valuation and media sentiment.

BayFirst Financial has a beta of 0.54, indicating that its stock price is 46% less volatile than the broader market. Comparatively, United Bancorp has a beta of 0.33, indicating that its stock price is 67% less volatile than the broader market.

United Bancorp has a net margin of 16.29% compared to BayFirst Financial's net margin of -29.20%. United Bancorp's return on equity of 11.80% beat BayFirst Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BayFirst Financial	-29.20%	-37.66%	-2.21%
United Bancorp	16.29%	11.80%	0.91%

United Bancorp has lower revenue, but higher earnings than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BayFirst Financial	$104.19M	0.21	-$22.94M	-$7.22	N/A
United Bancorp	$47.51M	1.92	$7.75M	$1.35	11.70

16.9% of BayFirst Financial shares are owned by institutional investors. Comparatively, 15.4% of United Bancorp shares are owned by institutional investors. 14.3% of BayFirst Financial shares are owned by company insiders. Comparatively, 13.9% of United Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, United Bancorp had 1 more articles in the media than BayFirst Financial. MarketBeat recorded 2 mentions for United Bancorp and 1 mentions for BayFirst Financial. BayFirst Financial's average media sentiment score of 1.87 beat United Bancorp's score of 0.45 indicating that BayFirst Financial is being referred to more favorably in the media.

Company	Overall Sentiment
BayFirst Financial	Very Positive
United Bancorp	Neutral

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BayFirst Financial	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
United Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Summary

United Bancorp beats BayFirst Financial on 10 of the 15 factors compared between the two stocks.

How does BayFirst Financial compare to DeFi Development?

BayFirst Financial (NASDAQ:BAFN) and DeFi Development (NASDAQ:DFDV) are both small-cap banking companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, dividends, institutional ownership, earnings, profitability, risk, media sentiment and valuation.

BayFirst Financial has higher revenue and earnings than DeFi Development. BayFirst Financial is trading at a lower price-to-earnings ratio than DeFi Development, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BayFirst Financial	$104.19M	0.21	-$22.94M	-$7.22	N/A
DeFi Development	$11.39M	7.80	-$73.79M	-$8.14	N/A

In the previous week, DeFi Development had 2 more articles in the media than BayFirst Financial. MarketBeat recorded 3 mentions for DeFi Development and 1 mentions for BayFirst Financial. BayFirst Financial's average media sentiment score of 1.87 beat DeFi Development's score of 0.63 indicating that BayFirst Financial is being referred to more favorably in the media.

Company	Overall Sentiment
BayFirst Financial	Very Positive
DeFi Development	Positive

DeFi Development has a consensus price target of $16.00, indicating a potential upside of 442.37%. Given DeFi Development's stronger consensus rating and higher possible upside, analysts plainly believe DeFi Development is more favorable than BayFirst Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BayFirst Financial	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
DeFi Development	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

BayFirst Financial has a net margin of -29.20% compared to DeFi Development's net margin of -1,136.38%. DeFi Development's return on equity of 15.58% beat BayFirst Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BayFirst Financial	-29.20%	-37.66%	-2.21%
DeFi Development	-1,136.38%	15.58%	6.00%

16.9% of BayFirst Financial shares are owned by institutional investors. Comparatively, 0.5% of DeFi Development shares are owned by institutional investors. 14.3% of BayFirst Financial shares are owned by company insiders. Comparatively, 19.2% of DeFi Development shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

BayFirst Financial has a beta of 0.54, suggesting that its stock price is 46% less volatile than the broader market. Comparatively, DeFi Development has a beta of -4.5, suggesting that its stock price is 550% less volatile than the broader market.

Summary

DeFi Development beats BayFirst Financial on 9 of the 16 factors compared between the two stocks.

How does BayFirst Financial compare to Auburn National Bancorporation?

BayFirst Financial (NASDAQ:BAFN) and Auburn National Bancorporation (NASDAQ:AUBN) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, valuation, dividends, earnings, risk, media sentiment, analyst recommendations and institutional ownership.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BayFirst Financial	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Auburn National Bancorporation	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Auburn National Bancorporation has lower revenue, but higher earnings than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than Auburn National Bancorporation, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BayFirst Financial	$104.19M	0.21	-$22.94M	-$7.22	N/A
Auburn National Bancorporation	$43.89M	1.98	$7.26M	$2.27	10.96

16.9% of BayFirst Financial shares are held by institutional investors. Comparatively, 39.5% of Auburn National Bancorporation shares are held by institutional investors. 14.3% of BayFirst Financial shares are held by company insiders. Comparatively, 18.7% of Auburn National Bancorporation shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Auburn National Bancorporation has a net margin of 17.79% compared to BayFirst Financial's net margin of -29.20%. Auburn National Bancorporation's return on equity of 8.78% beat BayFirst Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BayFirst Financial	-29.20%	-37.66%	-2.21%
Auburn National Bancorporation	17.79%	8.78%	0.78%

BayFirst Financial has a beta of 0.54, suggesting that its stock price is 46% less volatile than the broader market. Comparatively, Auburn National Bancorporation has a beta of 0.43, suggesting that its stock price is 57% less volatile than the broader market.

In the previous week, Auburn National Bancorporation had 1 more articles in the media than BayFirst Financial. MarketBeat recorded 2 mentions for Auburn National Bancorporation and 1 mentions for BayFirst Financial. Auburn National Bancorporation's average media sentiment score of 1.89 beat BayFirst Financial's score of 1.87 indicating that Auburn National Bancorporation is being referred to more favorably in the news media.

Company	Overall Sentiment
BayFirst Financial	Very Positive
Auburn National Bancorporation	Very Positive

Summary

Auburn National Bancorporation beats BayFirst Financial on 12 of the 14 factors compared between the two stocks.

How does BayFirst Financial compare to First Us Bancsh?

BayFirst Financial (NASDAQ:BAFN) and First Us Bancsh (NASDAQ:FUSB) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, valuation, analyst recommendations, media sentiment, earnings, profitability, risk and dividends.

First Us Bancsh has a net margin of 9.65% compared to BayFirst Financial's net margin of -29.20%. First Us Bancsh's return on equity of 5.92% beat BayFirst Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BayFirst Financial	-29.20%	-37.66%	-2.21%
First Us Bancsh	9.65%	5.92%	0.53%

BayFirst Financial has a beta of 0.54, indicating that its share price is 46% less volatile than the broader market. Comparatively, First Us Bancsh has a beta of 0.24, indicating that its share price is 76% less volatile than the broader market.

In the previous week, BayFirst Financial and BayFirst Financial both had 1 articles in the media. BayFirst Financial's average media sentiment score of 1.87 equaled First Us Bancsh'saverage media sentiment score.

Company	Overall Sentiment
BayFirst Financial	Very Positive
First Us Bancsh	Very Positive

First Us Bancsh has lower revenue, but higher earnings than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than First Us Bancsh, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BayFirst Financial	$104.19M	0.21	-$22.94M	-$7.22	N/A
First Us Bancsh	$62.99M	1.44	$5.99M	$1.04	15.67

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BayFirst Financial	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
First Us Bancsh	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

16.9% of BayFirst Financial shares are owned by institutional investors. Comparatively, 18.7% of First Us Bancsh shares are owned by institutional investors. 14.3% of BayFirst Financial shares are owned by insiders. Comparatively, 12.1% of First Us Bancsh shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

First Us Bancsh beats BayFirst Financial on 9 of the 12 factors compared between the two stocks.

How does BayFirst Financial compare to Broadway Financial?

BayFirst Financial (NASDAQ:BAFN) and Broadway Financial (NASDAQ:BYFC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, dividends, risk, institutional ownership, earnings, media sentiment, analyst recommendations and profitability.

BayFirst Financial has a net margin of -29.20% compared to Broadway Financial's net margin of -31.80%. Broadway Financial's return on equity of 3.01% beat BayFirst Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BayFirst Financial	-29.20%	-37.66%	-2.21%
Broadway Financial	-31.80%	3.01%	0.27%

16.9% of BayFirst Financial shares are held by institutional investors. Comparatively, 12.1% of Broadway Financial shares are held by institutional investors. 14.3% of BayFirst Financial shares are held by insiders. Comparatively, 4.1% of Broadway Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

In the previous week, BayFirst Financial and BayFirst Financial both had 1 articles in the media. Broadway Financial's average media sentiment score of 1.89 beat BayFirst Financial's score of 1.87 indicating that Broadway Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
BayFirst Financial	Very Positive
Broadway Financial	Very Positive

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BayFirst Financial	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Broadway Financial	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

BayFirst Financial has higher revenue and earnings than Broadway Financial. Broadway Financial is trading at a lower price-to-earnings ratio than BayFirst Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BayFirst Financial	$104.19M	0.21	-$22.94M	-$7.22	N/A
Broadway Financial	$63.03M	1.46	-$24.80M	-$2.75	N/A

BayFirst Financial has a beta of 0.54, indicating that its share price is 46% less volatile than the broader market. Comparatively, Broadway Financial has a beta of 0.82, indicating that its share price is 18% less volatile than the broader market.

Summary

BayFirst Financial and Broadway Financial tied by winning 6 of the 12 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BAFN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

BAFN vs. The Competition

Export

Metric	BayFirst Financial	BANKS Industry	Finance Sector	NASDAQ Exchange
Market Cap	$23.20M	$1.90B	$13.54B	$11.73B
Dividend Yield	N/A	2.45%	5.78%	5.56%
P/E Ratio	-0.73	16.50	20.06	24.35
Price / Sales	0.21	2.62	140.75	122.62
Price / Cash	N/A	12.61	19.27	54.62
Price / Book	0.30	1.27	2.22	6.82
Net Income	-$22.94M	$146.81M	$1.14B	$337.41M
7 Day Performance	-2.22%	1.97%	1.05%	2.49%
1 Month Performance	-24.03%	4.57%	1.16%	3.69%
1 Year Performance	-64.80%	26.70%	10.97%	27.72%

BayFirst Financial Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
BAFN BayFirst Financial	0.3584 of 5 stars	$5.28 -6.5%	N/A	-64.6%	$23.20M	$104.19M	N/A	640	Positive News Gap Down
UBCP United Bancorp	3.6469 of 5 stars	$16.08 +1.1%	N/A	+20.3%	$91.92M	$47.51M	11.91	120	Short Interest Increase
DFDV DeFi Development	2.1747 of 5 stars	$3.01 -0.3%	$16.00 +431.6%	-88.8%	$90.81M	$11.39M	N/A	N/A
AUBN Auburn National Bancorporation	3.4754 of 5 stars	$25.31 -2.5%	N/A	+13.5%	$90.68M	$43.89M	11.15	150	News Coverage Positive News
FUSB First Us Bancsh	2.0149 of 5 stars	$16.05 -0.9%	N/A	+29.0%	$90.13M	$41.32M	15.43	180	Positive News

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This page (NASDAQ:BAFN) was last updated on 6/12/2026 by MarketBeat.com Staff.

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BayFirst Financial (BAFN) Competitors

BAFN vs. UBCP, DFDV, AUBN, FUSB, and BYFC

How does BayFirst Financial compare to United Bancorp?

Summary

How does BayFirst Financial compare to DeFi Development?

Summary

How does BayFirst Financial compare to Auburn National Bancorporation?

Summary

How does BayFirst Financial compare to First Us Bancsh?

Summary

How does BayFirst Financial compare to Broadway Financial?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

BAFN vs. The Competition

BayFirst Financial Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

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BayFirst Financial (BAFN) Competitors

BAFN vs. UBCP, DFDV, AUBN, FUSB, and BYFC

How does BayFirst Financial compare to United Bancorp?

Which has more risk & volatility, BAFN or UBCP?

Is BAFN or UBCP more profitable?

Which has stronger earnings and valuation, BAFN or UBCP?

Do insiders and institutionals believe in BAFN or UBCP?

Does the media favor BAFN or UBCP?

Do analysts recommend BAFN or UBCP?

Summary

How does BayFirst Financial compare to DeFi Development?

Which has higher valuation and earnings, BAFN or DFDV?

Does the media favor BAFN or DFDV?

Do analysts rate BAFN or DFDV?

Is BAFN or DFDV more profitable?

Do institutionals & insiders believe in BAFN or DFDV?

Which has more volatility and risk, BAFN or DFDV?

Summary

How does BayFirst Financial compare to Auburn National Bancorporation?

Do analysts rate BAFN or AUBN?

Which has preferable earnings and valuation, BAFN or AUBN?

Do insiders & institutionals have more ownership in BAFN or AUBN?

Is BAFN or AUBN more profitable?

Which has more volatility and risk, BAFN or AUBN?

Does the media favor BAFN or AUBN?

Summary

How does BayFirst Financial compare to First Us Bancsh?

Is BAFN or FUSB more profitable?

Which has more risk & volatility, BAFN or FUSB?

Does the media favor BAFN or FUSB?

Which has stronger earnings & valuation, BAFN or FUSB?

Do analysts recommend BAFN or FUSB?

Do institutionals and insiders have more ownership in BAFN or FUSB?

Summary

How does BayFirst Financial compare to Broadway Financial?

Is BAFN or BYFC more profitable?

Do insiders and institutionals hold more shares of BAFN or BYFC?

Does the media favor BAFN or BYFC?

Do analysts recommend BAFN or BYFC?

Which has stronger earnings and valuation, BAFN or BYFC?

Which has more volatility & risk, BAFN or BYFC?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

BAFN vs. The Competition

BayFirst Financial Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools