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BayFirst Financial (BAFN) Competitors

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$5.42 +0.19 (+3.61%)
As of 03:54 PM Eastern
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BAFN vs. NSTS, OPHC, FFBW, CLST, and HFBL

Should you buy BayFirst Financial stock or one of its competitors? MarketBeat compares BayFirst Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with BayFirst Financial include NSTS Bancorp (NSTS), OptimumBank (OPHC), FFBW (FFBW), Catalyst Bancorp (CLST), and Home Federal Bancorp, Inc. of Louisiana (HFBL). These companies are all part of the "banking" industry.

How does BayFirst Financial compare to NSTS Bancorp?

NSTS Bancorp (NASDAQ:NSTS) and BayFirst Financial (NASDAQ:BAFN) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, risk, valuation, earnings, dividends, institutional ownership, profitability and analyst recommendations.

NSTS Bancorp has a net margin of -0.72% compared to BayFirst Financial's net margin of -29.20%. NSTS Bancorp's return on equity of -0.12% beat BayFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
NSTS Bancorp-0.72% -0.12% -0.04%
BayFirst Financial -29.20%-37.66%-2.21%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
NSTS Bancorp
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
BayFirst Financial
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

NSTS Bancorp has higher earnings, but lower revenue than BayFirst Financial. NSTS Bancorp is trading at a lower price-to-earnings ratio than BayFirst Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
NSTS Bancorp$13.27M5.46-$390K-$0.02N/A
BayFirst Financial$104.19M0.21-$22.94M-$7.22N/A

23.7% of NSTS Bancorp shares are owned by institutional investors. Comparatively, 16.9% of BayFirst Financial shares are owned by institutional investors. 8.3% of NSTS Bancorp shares are owned by insiders. Comparatively, 14.3% of BayFirst Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

NSTS Bancorp has a beta of 0.22, meaning that its stock price is 78% less volatile than the broader market. Comparatively, BayFirst Financial has a beta of 0.57, meaning that its stock price is 43% less volatile than the broader market.

In the previous week, BayFirst Financial had 2 more articles in the media than NSTS Bancorp. MarketBeat recorded 3 mentions for BayFirst Financial and 1 mentions for NSTS Bancorp. NSTS Bancorp's average media sentiment score of 1.87 beat BayFirst Financial's score of 0.63 indicating that NSTS Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
NSTS Bancorp Very Positive
BayFirst Financial Positive

Summary

NSTS Bancorp beats BayFirst Financial on 8 of the 13 factors compared between the two stocks.

How does BayFirst Financial compare to OptimumBank?

BayFirst Financial (NASDAQ:BAFN) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, risk, institutional ownership, valuation, dividends, media sentiment and earnings.

OptimumBank has a consensus price target of $6.67, suggesting a potential upside of 15.34%. Given OptimumBank's stronger consensus rating and higher probable upside, analysts plainly believe OptimumBank is more favorable than BayFirst Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
BayFirst Financial
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
OptimumBank
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

16.9% of BayFirst Financial shares are held by institutional investors. Comparatively, 7.4% of OptimumBank shares are held by institutional investors. 14.3% of BayFirst Financial shares are held by insiders. Comparatively, 18.7% of OptimumBank shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

OptimumBank has lower revenue, but higher earnings than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than OptimumBank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
BayFirst Financial$104.19M0.21-$22.94M-$7.22N/A
OptimumBank$53.68M1.32$6.28M$0.886.57

In the previous week, BayFirst Financial had 1 more articles in the media than OptimumBank. MarketBeat recorded 3 mentions for BayFirst Financial and 2 mentions for OptimumBank. BayFirst Financial's average media sentiment score of 0.63 beat OptimumBank's score of 0.25 indicating that BayFirst Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
BayFirst Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OptimumBank
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

BayFirst Financial has a beta of 0.57, meaning that its share price is 43% less volatile than the broader market. Comparatively, OptimumBank has a beta of 0.33, meaning that its share price is 67% less volatile than the broader market.

OptimumBank has a net margin of 19.62% compared to BayFirst Financial's net margin of -29.20%. OptimumBank's return on equity of 14.10% beat BayFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
BayFirst Financial-29.20% -37.66% -2.21%
OptimumBank 19.62%14.10%1.31%

Summary

OptimumBank beats BayFirst Financial on 11 of the 16 factors compared between the two stocks.

How does BayFirst Financial compare to FFBW?

FFBW (NASDAQ:FFBW) and BayFirst Financial (NASDAQ:BAFN) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, dividends, institutional ownership, risk, media sentiment, profitability, analyst recommendations and earnings.

FFBW has a net margin of 0.00% compared to BayFirst Financial's net margin of -29.20%. FFBW's return on equity of 0.00% beat BayFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
FFBWN/A N/A N/A
BayFirst Financial -29.20%-37.66%-2.21%

16.9% of BayFirst Financial shares are owned by institutional investors. 4.8% of FFBW shares are owned by insiders. Comparatively, 14.3% of BayFirst Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

FFBW has a beta of 0.09, suggesting that its share price is 91% less volatile than the broader market. Comparatively, BayFirst Financial has a beta of 0.57, suggesting that its share price is 43% less volatile than the broader market.

FFBW has higher earnings, but lower revenue than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than FFBW, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
FFBW$11.90M5.73$1.51M$0.6923.86
BayFirst Financial$104.19M0.21-$22.94M-$7.22N/A

In the previous week, BayFirst Financial had 3 more articles in the media than FFBW. MarketBeat recorded 3 mentions for BayFirst Financial and 0 mentions for FFBW. BayFirst Financial's average media sentiment score of 0.63 beat FFBW's score of 0.00 indicating that BayFirst Financial is being referred to more favorably in the news media.

Company Overall Sentiment
FFBW Neutral
BayFirst Financial Positive

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
FFBW
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
BayFirst Financial
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Summary

FFBW and BayFirst Financial tied by winning 7 of the 14 factors compared between the two stocks.

How does BayFirst Financial compare to Catalyst Bancorp?

Catalyst Bancorp (NASDAQ:CLST) and BayFirst Financial (NASDAQ:BAFN) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, institutional ownership, profitability, analyst recommendations, risk, valuation, dividends and media sentiment.

In the previous week, BayFirst Financial had 1 more articles in the media than Catalyst Bancorp. MarketBeat recorded 3 mentions for BayFirst Financial and 2 mentions for Catalyst Bancorp. Catalyst Bancorp's average media sentiment score of 0.94 beat BayFirst Financial's score of 0.63 indicating that Catalyst Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Catalyst Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
BayFirst Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Catalyst Bancorp has higher earnings, but lower revenue than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than Catalyst Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Catalyst Bancorp$11.24M6.05$2.05M$0.5530.54
BayFirst Financial$104.19M0.21-$22.94M-$7.22N/A

33.1% of Catalyst Bancorp shares are held by institutional investors. Comparatively, 16.9% of BayFirst Financial shares are held by institutional investors. 10.1% of Catalyst Bancorp shares are held by insiders. Comparatively, 14.3% of BayFirst Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Catalyst Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
BayFirst Financial
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Catalyst Bancorp has a net margin of 13.09% compared to BayFirst Financial's net margin of -29.20%. Catalyst Bancorp's return on equity of 2.48% beat BayFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Catalyst Bancorp13.09% 2.48% 0.72%
BayFirst Financial -29.20%-37.66%-2.21%

Catalyst Bancorp has a beta of 0.11, suggesting that its stock price is 89% less volatile than the broader market. Comparatively, BayFirst Financial has a beta of 0.57, suggesting that its stock price is 43% less volatile than the broader market.

Summary

Catalyst Bancorp beats BayFirst Financial on 10 of the 14 factors compared between the two stocks.

How does BayFirst Financial compare to Home Federal Bancorp, Inc. of Louisiana?

Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL) and BayFirst Financial (NASDAQ:BAFN) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, dividends, earnings, media sentiment and risk.

Home Federal Bancorp, Inc. of Louisiana has a net margin of 17.27% compared to BayFirst Financial's net margin of -29.20%. Home Federal Bancorp, Inc. of Louisiana's return on equity of 10.42% beat BayFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Home Federal Bancorp, Inc. of Louisiana17.27% 10.42% 0.95%
BayFirst Financial -29.20%-37.66%-2.21%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Home Federal Bancorp, Inc. of Louisiana
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
BayFirst Financial
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

In the previous week, BayFirst Financial had 2 more articles in the media than Home Federal Bancorp, Inc. of Louisiana. MarketBeat recorded 3 mentions for BayFirst Financial and 1 mentions for Home Federal Bancorp, Inc. of Louisiana. Home Federal Bancorp, Inc. of Louisiana's average media sentiment score of 1.89 beat BayFirst Financial's score of 0.63 indicating that Home Federal Bancorp, Inc. of Louisiana is being referred to more favorably in the media.

Company Overall Sentiment
Home Federal Bancorp, Inc. of Louisiana Very Positive
BayFirst Financial Positive

21.1% of Home Federal Bancorp, Inc. of Louisiana shares are held by institutional investors. Comparatively, 16.9% of BayFirst Financial shares are held by institutional investors. 19.4% of Home Federal Bancorp, Inc. of Louisiana shares are held by company insiders. Comparatively, 14.3% of BayFirst Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Home Federal Bancorp, Inc. of Louisiana has a beta of 0.38, meaning that its stock price is 62% less volatile than the broader market. Comparatively, BayFirst Financial has a beta of 0.57, meaning that its stock price is 43% less volatile than the broader market.

Home Federal Bancorp, Inc. of Louisiana has higher earnings, but lower revenue than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than Home Federal Bancorp, Inc. of Louisiana, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Home Federal Bancorp, Inc. of Louisiana$32.47M1.89$3.89M$1.9210.51
BayFirst Financial$104.19M0.21-$22.94M-$7.22N/A

Summary

Home Federal Bancorp, Inc. of Louisiana beats BayFirst Financial on 11 of the 14 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BAFN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BAFN vs. The Competition

MetricBayFirst FinancialBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$22.27M$1.97B$14.05B$12.36B
Dividend YieldN/A2.38%5.69%6.14%
P/E Ratio-0.7517.1620.6824.92
Price / Sales0.212.97131.6799.21
Price / CashN/A12.9619.2959.26
Price / Book0.311.302.266.46
Net Income-$22.94M$146.81M$1.14B$336.81M
7 Day Performance17.55%1.33%1.43%2.38%
1 Month Performance-6.73%5.64%1.96%0.13%
1 Year Performance-63.11%23.67%12.63%25.34%

BayFirst Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BAFN
BayFirst Financial
0.5991 of 5 stars
$5.42
+3.6%
N/A-63.2%$22.27M$104.19MN/A640
NSTS
NSTS Bancorp
0.8666 of 5 stars
$13.75
-0.1%
N/A+12.8%$72.39M$13.27MN/A40
OPHC
OptimumBank
2.8049 of 5 stars
$5.76
-0.7%
$6.67
+15.7%
+31.0%$70.66M$53.68M4.3640
FFBW
FFBW
N/A$16.30
flat
N/AN/A$67.48M$11.90M23.6240
CLST
Catalyst Bancorp
1.855 of 5 stars
$16.50
-0.8%
N/A+37.4%$67.42M$23.69M30.0060

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This page (NASDAQ:BAFN) was last updated on 7/2/2026 by MarketBeat.com Staff.
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