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NASDAQ:BAFN

BayFirst Financial (BAFN) Stock Price, News & Analysis

BayFirst Financial logo
$6.24 +0.07 (+1.13%)
Closing price 04:00 PM Eastern
Extended Trading
$6.28 +0.04 (+0.64%)
As of 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About BayFirst Financial Stock (NASDAQ:BAFN)

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Key Stats

Today's Range
$6.06
$6.25
50-Day Range
$4.55
$6.63
52-Week Range
$4.26
$13.60
Volume
25,508 shs
Average Volume
20,762 shs
Market Capitalization
$25.65 million
P/E Ratio
N/A
Dividend Yield
N/A
Price Target
N/A
Consensus Rating
Sell

Company Overview

BayFirst Financial Corp (NASDAQ: BAFN) is the bank holding company for BayFirst National Bank, which operates as a Florida-chartered community bank. The company provides a range of commercial banking services, catering to both business and individual customers in the Tampa Bay region. BayFirst Financial emphasizes relationship-driven banking, offering personalized solutions tailored to the needs of local clients.

The company’s product suite includes deposit accounts such as checking, savings, money market accounts and certificates of deposit. On the lending side, BayFirst Financial offers commercial real estate financing, construction loans, land development financing and residential mortgage loans. It also provides consumer lending products, including home equity lines of credit and personal loans. Complementing these offerings are wealth management and trust services, aimed at helping clients preserve and grow their assets.

Headquartered in Largo, Florida, BayFirst Financial serves customers across Pinellas, Hillsborough and Pasco counties, with branch locations and digital banking platforms that support online and mobile transactions. Its treasury management solutions assist businesses with cash‐flow optimization, payment processing and fraud prevention. The company’s emphasis on local decision-making and community involvement helps differentiate it in a competitive regional banking market.

Founded in 2007, BayFirst Financial has grown through organic expansion and a focus on customer service. The company is led by President and Chief Executive Officer Kenneth A. Tucker, who brings decades of banking experience to the organization. Under his leadership, BayFirst Financial continues to pursue strategic growth initiatives while maintaining its commitment to community banking principles.

AI Generated. May Contain Errors.

BayFirst Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
1st Percentile Overall Score

BAFN MarketRank™: 

BayFirst Financial scored higher than 1% of companies evaluated by MarketBeat, and ranked 836th out of 842 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    BayFirst Financial has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.

  • Amount of Analyst Coverage

    BayFirst Financial has only been the subject of 1 research reports in the past 90 days.

  • Read more about BayFirst Financial's stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of BayFirst Financial is -0.86, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of BayFirst Financial is -0.86, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Book Value per Share Ratio

    BayFirst Financial has a P/B Ratio of 0.36. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about BayFirst Financial's valuation and earnings.
  • Percentage of Shares Shorted

    7.15% of the float of BayFirst Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    BayFirst Financial has a short interest ratio ("days to cover") of 19.17, which indicates bearish sentiment.
  • Change versus previous month

    Short interest in BayFirst Financial has recently increased by 7.08%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    BayFirst Financial does not currently pay a dividend.

  • Dividend Growth

    BayFirst Financial does not have a long track record of dividend growth.

    • Insider Buying vs. Insider Selling

      In the past three months, BayFirst Financial insiders have not sold or bought any company stock.

    • Percentage Held by Insiders

      14.29% of the stock of BayFirst Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

    • Percentage Held by Institutions

      16.88% of the stock of BayFirst Financial is held by institutions.

    • Read more about BayFirst Financial's insider trading history.
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    BAFN Stock News Headlines

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    BayFirst Schedules Release of Q2 2026 Results
    See More Headlines

    BAFN Stock Analysis - Frequently Asked Questions

    BayFirst Financial's stock was trading at $7.85 on January 1st, 2026. Since then, BAFN shares have decreased by 20.5% and is now trading at $6.24.

    BayFirst Financial Corp. (NASDAQ:BAFN) issued its quarterly earnings data on Thursday, October, 30th. The company reported ($4.66) earnings per share (EPS) for the quarter. The business earned $10.23 million during the quarter. BayFirst Financial had a negative trailing twelve-month return on equity of 37.66% and a negative net margin of 29.20%.
    Read the conference call transcript
    .

    Shares of BAFN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

    Based on aggregate information from My MarketBeat watchlists, some other companies that BayFirst Financial investors own include HubSpot (HUBS), Diamondback Energy (FANG), Netflix (NFLX), Sportradar Group (SRAD) and Bank of America (BAC).

    Company Calendar

    Last Earnings
    10/30/2025
    Today
    8/05/2026
    Next Earnings (Estimated)
    8/13/2026
    Fiscal Year End
    12/31/2026

    Industry, Sector and Symbol

    Stock Exchange
    NASDAQ
    Sector
    Finance
    Industry
    Banks
    Sub-Industry
    Regional Banks
    Current Symbol
    NASDAQ:BAFN
    CIK
    1649739
    Fax
    N/A
    Employees
    640
    Year Founded
    N/A

    Profitability

    EPS (Trailing Twelve Months)
    ($7.22)
    Trailing P/E Ratio
    N/A
    Forward P/E Ratio
    N/A
    P/E Growth
    N/A
    Net Income
    -$22.94 million
    Net Margins
    -29.20%
    Pretax Margin
    -38.71%
    Return on Equity
    -37.66%
    Return on Assets
    -2.21%

    Debt

    Debt-to-Equity Ratio
    0.11
    Current Ratio
    0.96
    Quick Ratio
    0.91

    Sales & Book Value

    Annual Sales
    $104.19 million
    Price / Sales
    0.25
    Cash Flow
    N/A
    Price / Cash Flow
    N/A
    Book Value
    $17.48 per share
    Price / Book
    0.36

    Miscellaneous

    Outstanding Shares
    4,110,000
    Free Float
    3,520,000
    Market Cap
    $25.65 million
    Optionable
    Not Optionable
    Beta
    0.53
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    This page (NASDAQ:BAFN) was last updated on 8/5/2026 by MarketBeat.com Staff.
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