NYSE:UVE Universal Insurance (UVE) Stock Price, News & Analysis $25.46 -0.18 (-0.70%) Closing price 07/23/2025 03:59 PM EasternExtended Trading$25.46 -0.01 (-0.02%) As of 07/23/2025 04:56 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Universal Insurance Stock (NYSE:UVE) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Universal Insurance alerts:Sign Up Key Stats Today's Range$25.13▼$25.7350-Day Range$23.68▼$28.2652-Week Range$16.50▼$28.49Volume183,636 shsAverage Volume202,475 shsMarket Capitalization$716.57 millionP/E Ratio11.12Dividend Yield2.51%Price TargetN/AConsensus RatingN/A Company Overview Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, a digital agency for various carrier partners and utilization of digital applications for adjusting claims. It offers its products through a network of independent agents, as well as direct-to-consumer online solutions, including digital insurance agency. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida. Read More Universal Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks73rd Percentile Overall ScoreUVE MarketRank™: Universal Insurance scored higher than 73% of companies evaluated by MarketBeat, and ranked 374th out of 916 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Universal Insurance. Earnings and Valuation3.1 / 5Proj. Earnings Growth59.64% Earnings GrowthEarnings for Universal Insurance are expected to grow by 59.64% in the coming year, from $1.66 to $2.65 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Universal Insurance is 11.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.64.Price to Earnings Ratio vs. SectorThe P/E ratio of Universal Insurance is 11.12, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.17.Price to Book Value per Share RatioUniversal Insurance has a P/B Ratio of 1.93. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Universal Insurance's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted148.38% of the float of Universal Insurance has been sold short.Short Interest Ratio / Days to CoverUniversal Insurance has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Universal Insurance has recently increased by 10,493.07%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldUniversal Insurance pays a meaningful dividend of 2.51%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUniversal Insurance does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Universal Insurance is 27.95%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Universal Insurance will have a dividend payout ratio of 24.15% next year. This indicates that Universal Insurance will be able to sustain or increase its dividend.Read more about Universal Insurance's dividend. Sustainability and ESG1.9 / 5Environmental Score-1.23 Percentage of Shares Shorted148.38% of the float of Universal Insurance has been sold short.Short Interest Ratio / Days to CoverUniversal Insurance has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Universal Insurance has recently increased by 10,493.07%, indicating that investor sentiment is decreasing significantly. News and Social Media2.0 / 5News Sentiment0.60 News SentimentUniversal Insurance has a news sentiment score of 0.60. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Universal Insurance this week, compared to 4 articles on an average week.Search Interest8 people have searched for UVE on MarketBeat in the last 30 days. This is an increase of 60% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Universal Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,687,275.00 in company stock.Percentage Held by Insiders16.60% of the stock of Universal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions66.61% of the stock of Universal Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Universal Insurance's insider trading history. Receive UVE Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Universal Insurance and its competitors with MarketBeat's FREE daily newsletter. Email Address UVE Stock News HeadlinesUNIVERSAL INSURANCE (UVE) Expected to Announce Earnings on ThursdayJuly 22 at 5:23 AM | americanbankingnews.comUniversal Declares Regular Cash Dividend & Announces Earnings DatesJuly 9, 2025 | businesswire.comThe End of Elon Musk…?The End of Elon Musk? Don't make him laugh. Jeff Brown has been hearing this same tired story for years, and he's been proven right time and time again. And now, while the media focuses on Tesla's "demise," he's uncovered an AI breakthrough that's about to make Elon's doubters eat their words yet again. According to his research, if you listen to the media and miss out on Elon's newest breakthrough, it's going to cost you the fortune of a lifetime. | Brownstone Research (Ad)Universal Insurance Holdings' (NYSE:UVE) three-year total shareholder returns outpace the underlying earnings growthJuly 8, 2025 | finance.yahoo.comUVE Universal Insurance Holdings, Inc. - Seeking AlphaJune 24, 2025 | seekingalpha.comDirector Jon Springer Sells 30,000 Shares of Universal Insurance Holdings Inc (UVE)May 31, 2025 | gurufocus.comUniversal's Insurance Subsidiaries Complete 2025-2026 Reinsurance ProgramMay 29, 2025 | finance.yahoo.comInsider Sell: Jon Springer Sells 26,393 Shares of Universal Insurance Holdings Inc (UVE)May 8, 2025 | gurufocus.comSee More Headlines UVE Stock Analysis - Frequently Asked Questions How have UVE shares performed this year? Universal Insurance's stock was trading at $21.06 at the beginning of 2025. Since then, UVE stock has increased by 20.9% and is now trading at $25.46. How were Universal Insurance's earnings last quarter? Universal Insurance Holdings Inc (NYSE:UVE) announced its quarterly earnings data on Thursday, April, 24th. The insurance provider reported $1.44 earnings per share for the quarter, beating the consensus estimate of $1.12 by $0.32. The insurance provider had revenue of $394.87 million for the quarter, compared to analyst estimates of $354.97 million. Universal Insurance had a net margin of 4.31% and a trailing twelve-month return on equity of 15.73%. Read the conference call transcript. Who are Universal Insurance's major shareholders? Universal Insurance's top institutional shareholders include A&I Financial Services LLC (0.07%), Mirae Asset Global Investments Co. Ltd. (0.07%) and Empirical Financial Services LLC d.b.a. Empirical Wealth Management (0.03%). Insiders that own company stock include Sean P Downes, Stephen Donaghy, Jon Springer, Michael Pietrangelo, Scott P Callahan, Francis Xavier Mccahill III and Gary Lloyd Ropiecki. View institutional ownership trends. How do I buy shares of Universal Insurance? Shares of UVE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Universal Insurance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Universal Insurance investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Netflix (NFLX), Palo Alto Networks (PANW) and Invesco QQQ (QQQ). Company Calendar Last Earnings4/24/2025Record date for 5/16 Dividend5/09/2025Ex-Dividend for 5/16 Dividend5/09/2025Dividend Payable5/16/2025Today7/24/2025Next Earnings (Estimated)7/24/2025Record date for 8/8 Dividend8/01/2025Ex-Dividend for 8/8 Dividend8/01/2025Dividend Payable8/08/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - PROP&CASLTY Sub-IndustryProperty & Casualty Insurance Current SymbolNYSE:UVE CIK891166 Webwww.universalinsuranceholdings.com Phone(954) 958-1200Fax302-636-5454Employees1,068Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.29 Trailing P/E Ratio11.12 Forward P/E Ratio15.34 P/E GrowthN/ANet Income$58.93 million Net Margins4.31% Pretax Margin5.98% Return on Equity15.73% Return on Assets2.30% Debt Debt-to-Equity Ratio0.24 Current Ratio0.50 Quick Ratio0.50 Sales & Book Value Annual Sales$1.55 billion Price / Sales0.46 Cash Flow$2.21 per share Price / Cash Flow11.51 Book Value$13.19 per share Price / Book1.93Miscellaneous Outstanding Shares28,145,000Free Float23,473,000Market Cap$716.57 million OptionableOptionable Beta0.86 Social Links Ten Starter Stocks For Beginners to Buy NowJust getting into the stock market? 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