Capital One Financial (COF) Stock Price, News & Analysis

Company Overview

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and provides advisory, capital markets, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. The company was founded in 1988 and is headquartered in McLean, Virginia.

Key Stats

• Today's Range: $206.84 to $210.45
• 50-Day Range: $191.28 to $220.94
• 52-Week Range: $131.55 to $232.45
• Volume: 4.38 million shs
• Average Volume: 4.49 million shs
• Market Capitalization: $133.12 billion
• P/E Ratio: 106.75
• Dividend Yield: 1.15%
• Price Target: $238.81
• Consensus Rating: Moderate Buy

Capital One Financial Stock Analysis - MarketRank™

Capital One Financial scored higher than 98% of companies evaluated by MarketBeat, and ranked 34th out of 921 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Capital One Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.95, and is based on 13 buy ratings, 4 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Capital One Financial has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 16.10%

Earnings Growth

Earnings for Capital One Financial are expected to grow by 16.10% in the coming year, from $15.65 to $18.17 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Capital One Financial is 106.75, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 28.04.

Price to Earnings Ratio vs. Sector

The P/E ratio of Capital One Financial is 106.75, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.29.

Price to Earnings Growth Ratio

Capital One Financial has a PEG Ratio of 0.82. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Capital One Financial has a P/B Ratio of 1.31. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.32% of the outstanding shares of Capital One Financial have been sold short.

Short Interest Ratio / Days to Cover

Capital One Financial has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Capital One Financial has recently increased by 7.54%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Capital One Financial pays a meaningful dividend of 1.15%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Capital One Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Capital One Financial is 123.08%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Capital One Financial will have a dividend payout ratio of 13.21% next year. This indicates that Capital One Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.1 / 5
• Environmental Score: -0.45

Percentage of Shares Shorted

1.32% of the outstanding shares of Capital One Financial have been sold short.

Short Interest Ratio / Days to Cover

Capital One Financial has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Capital One Financial has recently increased by 7.54%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 4.0 / 5
• News Sentiment: 1.13

News Sentiment

Capital One Financial has a news sentiment score of 1.13. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.83 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 38 news articles for Capital One Financial this week, compared to 29 articles on an average week.

Search Interest

50 people have searched for COF on MarketBeat in the last 30 days. This is an increase of 52% compared to the previous 30 days.

MarketBeat Follows

27 people have added Capital One Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 35% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Capital One Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $5,696,173.00 in company stock.

Percentage Held by Insiders

Only 1.26% of the stock of Capital One Financial is held by insiders.

Percentage Held by Institutions

89.84% of the stock of Capital One Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

COF Stock Analysis - Frequently Asked Questions

How have COF shares performed this year?

Capital One Financial's stock was trading at $178.32 on January 1st, 2025. Since then, COF stock has increased by 16.7% and is now trading at $208.1530.

How were Capital One Financial's earnings last quarter?

Capital One Financial Corporation (NYSE:COF) released its quarterly earnings results on Tuesday, July, 22nd. The financial services provider reported $5.48 earnings per share for the quarter, topping the consensus estimate of $1.93 by $3.55. The firm's revenue was up 31.4% compared to the same quarter last year.
Read the conference call transcript.

Does Capital One Financial have any subsidiaries?

Capital One Financial subsidiaries include Lola.com, Freebird, Freebird, KippsDeSanto & Co, Capital One Investing, United Income, Capital One Trade Credit, and more.

Who are Capital One Financial's major shareholders?

Capital One Financial's top institutional shareholders include Kingstone Capital Partners Texas LLC (30.65%), Vanguard Group Inc. (8.82%), Geode Capital Management LLC (3.66%) and Davis Selected Advisers (2.34%). Insiders that own company stock include Richard D Fairbank, Robert M Alexander, Ann F Hackett, Celia Karam, Frank G LapradeIii, Kevin S Borgmann, Michael Zamsky, Mark Daniel Mouadeb, Kara West and Timothy P Golden.
View institutional ownership trends.

How do I buy shares of Capital One Financial?

Shares of COF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Capital One Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Capital One Financial investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Verizon Communications (VZ), The RMR Group (RMR), DiamondRock Hospitality (DRH) and Voyager Therapeutics (VYGR).

Company Calendar

• Record date for 6/5 Dividend: 5/23/2025
• Ex-Dividend for 6/5 Dividend: 5/23/2025
• Dividend Payable: 6/05/2025
• Last Earnings: 7/22/2025
• Today: 8/11/2025
• Record date for 9/2 Dividend: 8/15/2025
• Ex-Dividend for 9/2 Dividend: 8/15/2025
• Dividend Payable: 9/02/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - CONS LOANS
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:COF
• CIK: 927628
• Web: www.capitalone.com
• Phone: (703) 720-1000
• Fax: 302-636-5454
• Employees: 52,600
• Year Founded: 1994

Price Target and Rating

• Average Price Target for Capital One Financial: $238.81
• High Price Target: $290.00
• Low Price Target: $176.00
• Potential Upside/Downside: +14.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.95
• Research Coverage: 20 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.95
• Trailing P/E Ratio: 106.75
• Forward P/E Ratio: 13.30
• P/E Growth: 0.82
• Net Income: $4.75 billion
• Net Margins: N/A
• Pretax Margin: -0.91%
• Return on Equity: 10.01%
• Return on Assets: 1.40%

Debt

• Debt-to-Equity Ratio: 0.47
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $53.94 billion
• Price / Sales: 2.47
• Cash Flow: $23.31 per share
• Price / Cash Flow: 8.93
• Book Value: $159.44 per share
• Price / Book: 1.31

Miscellaneous

• Outstanding Shares: 639,520,000
• Free Float: 631,459,000
• Market Cap: $133.12 billion
• Optionable: Optionable
• Beta: 1.16