Cincinnati Financial (CINF) Stock Price, News & Analysis

Company Overview

Cincinnati Financial Corporation is an insurance holding company headquartered in Fairfield, Ohio. Founded in 1950 by four independent insurance agents, the company markets its products primarily through a network of independent agencies.

The company’s principal business is property and casualty insurance. Its offerings include commercial insurance for businesses, personal insurance for individuals and families, and specialty coverage for risks that may require more customized underwriting. Through Cincinnati Life Insurance Company, it also provides life insurance and related financial protection products.

Cincinnati Financial serves policyholders across much of the United States through its insurance subsidiaries and independent-agent distribution model. The company also manages an investment portfolio associated with its insurance operations. Its business is organized around maintaining long-term relationships with independent agents and providing commercial, personal, specialty, and life insurance solutions.

Key Stats

• Today's Range: $180.57 to $185.17
• 50-Day Range: $159.37 to $181.87
• 52-Week Range: $151.99 to $194.81
• Volume: 1.11 million shs
• Average Volume: 616,209 shs
• Market Capitalization: $27.81 billion
• P/E Ratio: 10.63
• Dividend Yield: 2.08%
• Price Target: $191.60
• Consensus Rating: Moderate Buy

Cincinnati Financial Stock Analysis - MarketRank™

Cincinnati Financial scored higher than 83% of companies evaluated by MarketBeat, and ranked 306th out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Cincinnati Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on 1 strong buy rating, 1 buy rating, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Cincinnati Financial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Cincinnati Financial has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 0.66%

Earnings Growth

Earnings for Cincinnati Financial are expected to grow by 0.66% in the coming year, from $9.09 to $9.15 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Cincinnati Financial is 10.63, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of Cincinnati Financial is 10.63, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.98.

Price to Earnings Growth Ratio

Cincinnati Financial has a PEG Ratio of 2.91. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Cincinnati Financial has a P/B Ratio of 1.72. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.72% of the float of Cincinnati Financial has been sold short.

Short Interest Ratio / Days to Cover

Cincinnati Financial has a short interest ratio ("days to cover") of 7.78.

Change versus previous month

Short interest in Cincinnati Financial has recently decreased by 6.92%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Cincinnati Financial pays a meaningful dividend of 2.08%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Cincinnati Financial has been increasing its dividend for 65 years.

Dividend Coverage

The dividend payout ratio of Cincinnati Financial is 22.05%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Cincinnati Financial will have a dividend payout ratio of 41.09% next year. This indicates that Cincinnati Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.48

News Sentiment

Cincinnati Financial has a news sentiment score of 0.48. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 20 news articles for Cincinnati Financial this week, compared to 5 articles on an average week.

Search Interest

Only 4 people have searched for CINF on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

MarketBeat Follows

5 people have added Cincinnati Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 400% compared to the previous 30 days.

Company Ownership

• Score: 2.2 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Cincinnati Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $171,640.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

2.94% of the stock of Cincinnati Financial is held by insiders.

Percentage Held by Institutions

65.24% of the stock of Cincinnati Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 10/15 Dividend: 9/23/2026
• Ex-Dividend for 10/15 Dividend: 9/23/2026
• Dividend Payable: 10/15/2026
• Last Earnings: 10/26/2026
• Today: 11/01/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:CINF
• CIK: 20286
• Web: www.cinfin.com
• Phone: (513) 870-2000
• Fax: 513-870-2066
• Employees: 5,705
• Year Founded: 1950

Price Target and Rating

• Average Price Target for Cincinnati Financial: $191.60
• High Price Target: $200.00
• Low Price Target: $171.00
• Potential Upside/Downside: +5.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $17.05
• Trailing P/E Ratio: 10.63
• Forward P/E Ratio: 19.93
• P/E Growth: 2.91
• Net Income: $2.39 billion
• Net Margins: 20.07%
• Pretax Margin: 24.82%
• Return on Equity: 9.48%
• Return on Assets: 3.64%

Debt

• Debt-to-Equity Ratio: 0.05
• Current Ratio: 0.27
• Quick Ratio: 0.31

Sales & Book Value

• Annual Sales: $12.63 billion
• Price / Sales: 2.20
• Cash Flow: $9.11 per share
• Price / Cash Flow: 19.88
• Book Value: $105.41 per share
• Price / Book: 1.72

Miscellaneous

• Outstanding Shares: 153,510,000
• Free Float: 148,997,000
• Market Cap: $27.81 billion
• Optionable: Optionable
• Beta: 0.52