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NASDAQ:CIZN

Citizens (CIZN) Stock Price, News & Analysis

Citizens logo
$7.10 -0.10 (-1.39%)
As of 03:30 PM Eastern

About Citizens Stock (NASDAQ:CIZN)

Key Stats

Today's Range
$7.10
$7.18
50-Day Range
$7.10
$8.48
52-Week Range
$7.00
$11.00
Volume
4,290 shs
Average Volume
3,877 shs
Market Capitalization
$40.14 million
P/E Ratio
7.24
Dividend Yield
1.13%
Price Target
$26.00
Consensus Rating
Buy

Company Overview

Citizens Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
66th Percentile Overall Score

CIZN MarketRank™: 

Citizens scored higher than 66% of companies evaluated by MarketBeat, and ranked 483rd out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Citizens has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    Citizens has only been the subject of 1 research reports in the past 90 days.

  • Read more about Citizens' stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Citizens is 7.24, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.18.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Citizens is 7.24, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.77.

  • Price to Book Value per Share Ratio

    Citizens has a P/B Ratio of 0.93. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    0.36% of the float of Citizens has been sold short.
  • Short Interest Ratio / Days to Cover

    Citizens has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Citizens has recently increased by 1.10%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    Citizens pays a meaningful dividend of 1.11%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Citizens has only been increasing its dividend for 1 years.

  • Dividend Coverage

    The dividend payout ratio of Citizens is 8.42%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about Citizens' dividend.
  • Percentage of Shares Shorted

    0.36% of the float of Citizens has been sold short.
  • Short Interest Ratio / Days to Cover

    Citizens has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Citizens has recently increased by 1.10%, indicating that investor sentiment is decreasing.
    • Insider Buying vs. Insider Selling

      In the past three months, Citizens insiders have not sold or bought any company stock.

    • Percentage Held by Insiders

      Only 8.90% of the stock of Citizens is held by insiders.

    • Percentage Held by Institutions

      Only 9.74% of the stock of Citizens is held by institutions.

    • Read more about Citizens' insider trading history.
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    CIZN Stock News Headlines

    Citizens Holding Company Reports Earnings
    A New Way to Double Your Retirement Income?
    Bloomberg reports that a new class of investments is “entering a golden era,” with yields fueling a retail boom. For retirees, that could mean a way to generate reliable monthly income—without the outdated 4% withdrawal rule, risky trading, or high-fee annuities. If you’re ready to stop worrying about money running out and start enjoying the freedom to cover expenses, treat loved ones, and live life on your terms, this may be exactly what you’ve been waiting for.tc pixel
    Teck Named to 2025 Best 50 Corporate Citizens in Canada
    See More Headlines

    CIZN Stock Analysis - Frequently Asked Questions

    Citizens' stock was trading at $9.06 at the start of the year. Since then, CIZN shares have decreased by 21.6% and is now trading at $7.10.

    Citizens Holding (NASDAQ:CIZN) posted its earnings results on Friday, July, 24th. The bank reported $0.26 earnings per share for the quarter. The bank earned $10.82 million during the quarter. Citizens had a net margin of 7.00% and a trailing twelve-month return on equity of 11.28%.

    Shares of CIZN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

    Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), e.l.f. Beauty (ELF), Jabil (JBL), Meta Platforms (META) and Adobe (ADBE).

    Company Calendar

    Last Earnings
    7/24/2020
    Record date for 6/30 Dividend
    6/16/2025
    Dividend Payable
    6/30/2025
    Today
    8/28/2025
    Fiscal Year End
    12/31/2025

    Industry, Sector and Symbol

    Stock Exchange
    NASDAQ
    Sector
    Finance
    Industry
    State commercial banks
    Sub-Industry
    Banking
    Current Symbol
    NASDAQ:CIZN
    CIK
    1075706
    Employees
    250
    Year Founded
    N/A

    Price Target and Rating

    High Price Target
    $26.00
    Low Price Target
    $26.00
    Potential Upside/Downside
    +266.2%
    Consensus Rating
    Buy
    Rating Score (0-4)
    3.00
    Research Coverage
    1 Analysts

    Profitability

    EPS (Trailing Twelve Months)
    $0.95
    Trailing P/E Ratio
    7.24
    Forward P/E Ratio
    N/A
    P/E Growth
    N/A
    Net Income
    $5.49 million
    Net Margins
    7.00%
    Pretax Margin
    N/A
    Return on Equity
    11.28%
    Return on Assets
    0.37%

    Debt

    Debt-to-Equity Ratio
    N/A
    Current Ratio
    0.58
    Quick Ratio
    0.58

    Sales & Book Value

    Annual Sales
    $40.95 million
    Price / Sales
    0.98
    Cash Flow
    $0.77 per share
    Price / Cash Flow
    9.25
    Book Value
    $7.63 per share
    Price / Book
    0.93

    Miscellaneous

    Outstanding Shares
    5,654,000
    Free Float
    5,135,000
    Market Cap
    $40.14 million
    Optionable
    Not Optionable
    Beta
    -0.02

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    This page (NASDAQ:CIZN) was last updated on 8/28/2025 by MarketBeat.com Staff
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