City (CHCO) Stock Price, News & Analysis

Company Overview

City Holding Company (NASDAQ: CHCO) is a bank holding company headquartered in Charleston, West Virginia. Through its principal subsidiary, City National Bank, the company provides banking and financial services to individuals, businesses and institutions.

City National Bank offers deposit accounts, consumer and commercial loans, residential mortgages, credit cards, cash-management services, investment products and trust services. Its activities also include wealth management and related financial services designed for retail, business and institutional customers.

The company serves communities primarily in West Virginia, Virginia, eastern Kentucky and southeastern Ohio through a network of branches and other delivery channels. City National Bank traces its history to 1957, while City Holding Company was established as the bank’s holding company in the 1980s. Charles R. Hageboeck serves as the company’s president and chief executive officer.

Key Stats

• Today's Range: $142.13 to $145.20
• 50-Day Range: $139.12 to $145.57
• 52-Week Range: $113.21 to $148.99
• Volume: 164,976 shs
• Average Volume: 113,063 shs
• Market Capitalization: $2.00 billion
• P/E Ratio: 15.58
• Dividend Yield: 2.80%
• Price Target: $140.00
• Consensus Rating: Moderate Buy

City Stock Analysis - MarketRank™

City scored higher than 66% of companies evaluated by MarketBeat, and ranked 453rd out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

City has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 strong buy rating, no buy ratings, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for City is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

City has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.40%

Earnings Growth

Earnings for City are expected to grow by 4.40% in the coming year, from $9.32 to $9.73 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of City is 15.58, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of City is 15.58, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.98.

Price to Book Value per Share Ratio

City has a P/B Ratio of 2.54. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

7.06% of the float of City has been sold short.

Short Interest Ratio / Days to Cover

City has a short interest ratio ("days to cover") of 9.24.

Change versus previous month

Short interest in City has recently decreased by 8.17%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

City pays a meaningful dividend of 2.80%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

City has been increasing its dividend for 6 years.

Dividend Coverage

The dividend payout ratio of City is 43.67%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, City will have a dividend payout ratio of 41.11% next year. This indicates that City will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 0.75

News Sentiment

City has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 15 news articles for City this week, compared to 3 articles on an average week.

Company Ownership

• Score: 2.9 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

4 insiders have purchased shares of City in the last three months. Multiple insiders buying is a strong bullish signal.

Insider Buying vs. Insider Selling

In the past three months, City insiders have bought 18.47% more of their company's stock than they have sold. Specifically, they have bought $68,222.00 in company stock and sold $57,584.00 in company stock.

Percentage Held by Insiders

1.75% of the stock of City is held by insiders.

Percentage Held by Institutions

72.43% of the stock of City is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 10/30 Dividend: 10/15/2026
• Ex-Dividend for 10/30 Dividend: 10/15/2026
• Last Earnings: 10/26/2026
• Dividend Payable: 10/30/2026
• Today: 11/01/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/20/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CHCO
• CIK: 726854
• Web: www.bankatcity.com
• Phone: (304) 769-1100
• Fax: 304-769-1111
• Employees: 950
• Year Founded: 1957

Price Target and Rating

• Average Price Target for City: $140.00
• High Price Target: $147.00
• Low Price Target: $130.00
• Potential Upside/Downside: -1.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $9.16
• Trailing P/E Ratio: 15.58
• Forward P/E Ratio: 15.31
• P/E Growth: N/A
• Net Income: $130.49 million
• Net Margins: 32.31%
• Pretax Margin: 40.72%
• Return on Equity: 16.22%
• Return on Assets: 1.93%

Debt

• Debt-to-Equity Ratio: 0.19
• Current Ratio: 0.83
• Quick Ratio: 0.83

Sales & Book Value

• Annual Sales: $398.98 million
• Price / Sales: 5.02
• Cash Flow: $9.83 per share
• Price / Cash Flow: 14.51
• Book Value: $56.19 per share
• Price / Book: 2.54

Miscellaneous

• Outstanding Shares: 14,050,000
• Free Float: 13,799,000
• Market Cap: $2.00 billion
• Optionable: Optionable
• Beta: 0.49