Ally Financial Inc. (NYSE:ALLY) Stock Has Average Price Target of $50.00

Key Points

• Analysts rate Ally Financial a “Moderate Buy.” Of 17 firms covering the stock, 11 recommend buying, with an average 12-month price target of $50 versus a recent price of $38.04.
• Ally exceeded quarterly expectations, reporting $1.34 in EPS and $2.35 billion in revenue; earnings rose from $1.15 per share a year earlier and revenue increased 6.1% year over year.
• The quarterly dividend was raised to $0.35 per share from $0.30, implying an annualized yield of about 3.7%, although higher loan-loss provisions—particularly in auto lending—signal ongoing credit risks.

Ally Financial Inc. (NYSE:ALLY - Get Free Report) has been assigned a consensus rating of "Moderate Buy" from the seventeen research firms that are presently covering the company, Marketbeat Ratings reports. One research analyst has rated the stock with a sell rating, four have assigned a hold rating, eleven have assigned a buy rating and one has issued a strong buy rating on the company. The average 12 month target price among analysts that have updated their coverage on the stock in the last year is $50.00.

Several brokerages have issued reports on ALLY. Raymond James Financial cut their price target on Ally Financial from $55.00 to $52.00 and set a "strong-buy" rating on the stock in a report on Tuesday, October 6th. Zacks Research downgraded Ally Financial from a "hold" rating to a "strong sell" rating in a report on Tuesday, October 13th. The Goldman Sachs Group set a $45.00 price objective on Ally Financial in a report on Tuesday, October 6th. UBS Group lowered their target price on Ally Financial from $54.00 to $50.00 and set a "buy" rating on the stock in a research report on Monday, October 5th. Finally, Citigroup cut their target price on Ally Financial from $58.00 to $50.00 and set a "buy" rating on the stock in a report on Friday, September 25th.

Ally Financial Stock Performance

Shares of ALLY opened at $38.04 on Wednesday. The company has a debt-to-equity ratio of 1.26, a current ratio of 0.92 and a quick ratio of 0.92. The stock has a 50-day moving average of $40.57 and a 200-day moving average of $42.68. The company has a market cap of $11.57 billion, a PE ratio of 8.97, a P/E/G ratio of 0.28 and a beta of 1.11. Ally Financial has a one year low of $35.92 and a one year high of $47.29.

Ally Financial (NYSE:ALLY - Get Free Report) last issued its earnings results on Tuesday, October 20th. The financial services provider reported $1.34 EPS for the quarter, beating analysts' consensus estimates of $1.33 by $0.01. Ally Financial had a return on equity of 11.75% and a net margin of 16.75%. The business had revenue of $2.35 billion during the quarter, compared to analyst estimates of $2.31 billion. During the same period in the previous year, the company posted $1.15 EPS. The firm's revenue was up 6.1% compared to the same quarter last year. On average, equities research analysts predict that Ally Financial will post 5.00 EPS for the current fiscal year.

Ally Financial Increases Dividend

The firm also recently declared a quarterly dividend, which will be paid on Monday, November 16th. Shareholders of record on Monday, November 2nd will be paid a dividend of $0.35 per share. This is a boost from Ally Financial's previous quarterly dividend of $0.30. The ex-dividend date is Monday, November 2nd. This represents a $1.40 dividend on an annualized basis and a yield of 3.7%. Ally Financial's dividend payout ratio (DPR) is presently 28.30%.

Insider Buying and Selling

In other Ally Financial news, insider Stephanie Richard sold 5,000 shares of the company's stock in a transaction on Tuesday, August 4th. The shares were sold at an average price of $44.23, for a total transaction of $221,150.00. Following the transaction, the insider owned 88,927 shares in the company, valued at approximately $3,933,241.21. This represents a 5.32% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is accessible through this hyperlink. Company insiders own 0.46% of the company's stock.

Institutional Inflows and Outflows

Large investors have recently made changes to their positions in the business. Pension & Wealth Management Advisors Inc. purchased a new stake in shares of Ally Financial in the third quarter worth approximately $27,000. Daytona Street Capital LLC boosted its position in shares of Ally Financial by 1.2% during the third quarter. Daytona Street Capital LLC now owns 81,416 shares of the financial services provider's stock valued at $3,085,000 after buying an additional 952 shares during the last quarter. Mather Group LLC. boosted its position in shares of Ally Financial by 54.4% during the third quarter. Mather Group LLC. now owns 1,192 shares of the financial services provider's stock valued at $45,000 after buying an additional 420 shares during the last quarter. Fortitude Family Office LLC boosted its position in shares of Ally Financial by 640.1% during the third quarter. Fortitude Family Office LLC now owns 1,384 shares of the financial services provider's stock valued at $52,000 after buying an additional 1,197 shares during the last quarter. Finally, Krilogy Financial LLC grew its holdings in Ally Financial by 14.0% during the third quarter. Krilogy Financial LLC now owns 7,325 shares of the financial services provider's stock worth $278,000 after buying an additional 897 shares in the last quarter. 88.76% of the stock is owned by institutional investors.

More Ally Financial News

Here are the key news stories impacting Ally Financial this week:

• Positive Sentiment: Quarterly earnings and revenue exceeded expectations. Ally reported adjusted earnings of $1.34 per share, above consensus estimates of $1.32–$1.33 and up from $1.15 a year earlier. Revenue reached $2.35 billion, surpassing the $2.30 billion estimate and increasing 6.1% year over year. Ally Financial reports third quarter 2026 financial results
• Positive Sentiment: Ally raised its common-stock dividend. The board declared a quarterly dividend of $0.35 per share, payable November 16 to shareholders of record November 2. The payment is approximately 17% higher than the previous $0.30 dividend and implies an annualized yield of about 3.7%, supporting the stock’s income appeal. Ally Financial declares dividend
• Neutral Sentiment: Management discussed the quarter and outlook with analysts. The earnings call focused on third-quarter performance, operating trends and investor questions, providing additional context for the results and the company’s expectations. Ally Financial Q3 2026 earnings call transcript
• Negative Sentiment: Higher loan-loss provisions highlighted continuing credit pressure. The earnings beat came even as Ally increased its provision for loan losses, a sign that deteriorating borrower performance—particularly in auto lending—could pressure future profitability. Analysts had also flagged rising credit risks and recent downgrades ahead of the report. Ally Financial Q3 earnings, revenue beat even as provision for loan losses rises

Ally Financial Company Profile

Ally Financial Inc is a digital financial services company headquartered in Detroit, Michigan, and traded on the New York Stock Exchange under the symbol ALLY. The company primarily serves consumers, automotive dealers and businesses in the United States through online and branchless banking and financing platforms.

Ally's automotive finance business provides retail installment loans and leases to consumers and floorplan financing and other services to automotive dealers. Its consumer banking operations, conducted through Ally Bank, offer deposit products such as savings accounts, money market accounts and certificates of deposit, along with consumer lending products.

The company also provides credit cards and commercial financing, and offers investment and brokerage services through Ally Invest.

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