Qfin Holdings Inc. - Sponsored ADR (QFIN) - What Are Analysts Thinking About This Stock?

Key Points

• Analysts remain bearish on QFIN: Eight firms give the stock a consensus “Reduce” rating, including four sells, three holds, and one buy. The average 12-month price target is $12.29, though JPMorgan recently cut its target to $9.00 and downgraded the shares to underweight.
• The stock has fallen sharply: QFIN opened at $5.26, near its 12-month low of $5.23, versus a high of $27.58. The company reported $0.55 in quarterly EPS on $524.96 million in revenue, while analysts expect $2.43 in full-year EPS.
• Investor risks are increasing: Insiders sold 657,550 shares over the past three months, while several law firms are soliciting investors for proposed securities-fraud class actions alleging that QFIN understated the impact of Chinese regulatory developments.

Qfin Holdings Inc. - Sponsored ADR (NASDAQ:QFIN - Get Free Report) has earned a consensus recommendation of "Reduce" from the eight research firms that are presently covering the stock, MarketBeat.com reports. Four analysts have rated the stock with a sell recommendation, three have given a hold recommendation and one has given a buy recommendation to the company. The average 12 month price objective among brokers that have issued a report on the stock in the last year is $12.29.

Several equities research analysts recently weighed in on QFIN shares. Deutsche Bank Aktiengesellschaft set a $13.00 target price on shares of Qfin in a research note on Wednesday, August 12th. JPMorgan Chase & Co. downgraded Qfin from a "neutral" rating to an "underweight" rating and cut their price objective for the stock from $13.50 to $9.00 in a report on Wednesday, August 26th. Zacks Research downgraded Qfin from a "hold" rating to a "strong sell" rating in a report on Friday, August 28th. Bank of America restated a "neutral" rating on shares of Qfin in a report on Thursday, September 10th. Finally, Weiss Ratings reiterated a "sell (d+)" rating on shares of Qfin in a report on Friday, October 9th.

Insiders Place Their Bets

In related news, Director Andrew Yan sold 330,000 shares of Qfin stock in a transaction dated Thursday, September 24th. The stock was sold at an average price of $7.52, for a total value of $2,481,600.00. Following the sale, the director owned 326,700 shares of the company's stock, valued at approximately $2,456,784. The trade was a 50.25% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Over the last three months, insiders sold 657,550 shares of company stock worth $4,889,121. Corporate insiders own 17.10% of the company's stock.

Hedge Funds Weigh In On Qfin

Several hedge funds have recently bought and sold shares of QFIN. FountainVest China Capital Partners GP3 Ltd. purchased a new position in shares of Qfin during the second quarter valued at approximately $95,483,341. Bank of America Corp DE raised its position in Qfin by 48.5% during the first quarter. Bank of America Corp DE now owns 1,987,457 shares of the company's stock valued at $25,658,000 after purchasing an additional 649,492 shares in the last quarter. Wellington Management Group LLP boosted its stake in shares of Qfin by 128.0% in the 2nd quarter. Wellington Management Group LLP now owns 1,034,463 shares of the company's stock valued at $16,355,000 after purchasing an additional 580,772 shares in the last quarter. Arrowstreet Capital Limited Partnership purchased a new position in shares of Qfin in the first quarter worth about $5,612,000. Finally, Renaissance Technologies LLC bought a new stake in Qfin in the 1st quarter worth $5,032,000. 74.81% of the stock is owned by institutional investors.

Qfin Trading Down 3.8%

NASDAQ QFIN opened at $5.26 on Friday. Qfin has a 12 month low of $5.23 and a 12 month high of $27.58. The stock has a market cap of $640.40 million, a PE ratio of 1.26 and a beta of 0.55. The company's 50-day moving average price is $7.91 and its 200-day moving average price is $11.80. The company has a current ratio of 2.17, a quick ratio of 2.17 and a debt-to-equity ratio of 0.03.

Qfin (NASDAQ:QFIN - Get Free Report) last issued its earnings results on Friday, August 14th. The company reported $0.55 earnings per share (EPS) for the quarter. Qfin had a return on equity of 15.23% and a net margin of 22.23%. The company had revenue of $524.96 million during the quarter. Equities research analysts forecast that Qfin will post 2.43 earnings per share for the current year.

Qfin Cuts Dividend

The business also recently disclosed a dividend, which was paid on Thursday, October 1st. Investors of record on Wednesday, September 9th were given a $0.46 dividend. The ex-dividend date of this dividend was Wednesday, September 9th. This represents a yield of 1,070.0%. This is a decrease from Qfin's previous dividend of $0.78. Qfin's payout ratio is presently 21.63%.

Key Headlines Impacting Qfin

Here are the key news stories impacting Qfin this week:

• Negative Sentiment: Several firms, including SBS, Bleichmar Fonti & Auld, Robbins, Pomerantz, and others, are soliciting investors to participate in or lead a class action covering purchases made from March 18 through August 25, 2026. The volume of announcements increases reputational and potential litigation risk for QFIN. SBS Qfin securities lawsuit announcement
• Negative Sentiment: The lawsuits allege that Qfin misrepresented the scope and severity of adverse PRC regulatory developments and their impact on its business and financial results. One notice says ADS holders suffered an 18.91% single-session loss after the alleged disclosures, intensifying investor concerns about regulatory exposure and management credibility. SueWallSt Qfin shareholder notice
• Negative Sentiment: Investors face lead-plaintiff deadlines of November 27 or November 30, depending on the case notice. The class action filed in the Eastern District of New York names Qfin and certain officers under federal securities laws, creating possible legal costs, damages, and management distraction. Pomerantz Qfin class action filing

Qfin Company Profile

Qifu Technology, Inc NASDAQ: QFIN, formerly known as 360 DigiTech, Inc, is a China-based financial technology company. It operates a technology platform that connects individual borrowers with financial institution partners and supports the origination, underwriting, servicing and management of consumer credit products.

The company uses data analytics, artificial intelligence and other digital tools to assess credit risk and improve lending efficiency. Its platform supports products and services designed to provide personal loans and other consumer financing options, primarily through online and mobile channels.

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