CVB Financial (CVBF) Stock Price, News & Analysis

Company Overview

CVB Financial Corp. is the bank holding company for Citizens Business Bank, a California-based financial institution serving businesses, professionals, individuals and nonprofit organizations. The company provides relationship-focused banking through a network of branches and commercial banking offices across Southern and Central California.

Citizens Business Bank offers a range of products and services, including commercial and small-business loans, commercial real estate financing, construction lending, agricultural lending, lines of credit, deposit accounts, cash-management and treasury services, online and mobile banking, and personal banking products. The bank also provides wealth management and trust services through affiliated or specialized business lines.

Founded in 1974, CVB Financial has built its business around local decision-making and long-term customer relationships. Its primary service area is California, with a particular focus on the state’s business, professional, agricultural and commercial communities. David A. Brager serves as president and chief executive officer.

Key Stats

• Today's Range: $22.03 to $22.33
• 50-Day Range: $21.61 to $23.25
• 52-Week Range: $17.94 to $23.41
• Volume: 1.78 million shs
• Average Volume: 1.47 million shs
• Market Capitalization: $3.89 billion
• P/E Ratio: 15.26
• Dividend Yield: 3.62%
• Price Target: $26.25
• Consensus Rating: Moderate Buy

CVB Financial Stock Analysis - MarketRank™

CVB Financial scored higher than 88% of companies evaluated by MarketBeat, and ranked 197th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

CVB Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on no strong buy ratings, 4 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

CVB Financial has a consensus price target of $26.25, representing about 18.7% upside from its current price of $22.12.

Amount of Analyst Coverage

CVB Financial has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 14.94%

Earnings Growth

Earnings for CVB Financial are expected to grow by 14.94% in the coming year, from $1.74 to $2.00 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of CVB Financial is 15.26, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of CVB Financial is 15.26, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.43.

Price to Book Value per Share Ratio

CVB Financial has a P/B Ratio of 1.32. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.92% of the float of CVB Financial has been sold short.

Short Interest Ratio / Days to Cover

CVB Financial has a short interest ratio ("days to cover") of 8.76.

Change versus previous month

Short interest in CVB Financial has recently increased by 14.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

CVB Financial is a leading dividend payer. It pays a dividend yield of 3.59%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

CVB Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of CVB Financial is 55.17%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, CVB Financial will have a dividend payout ratio of 40.00% next year. This indicates that CVB Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.4 / 5
• News Sentiment: 0.19

News Sentiment

CVB Financial has a news sentiment score of 0.19. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.60 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for CVB Financial this week, compared to 3 articles on an average week.

MarketBeat Follows

Only 1 people have added CVB Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

Company Ownership

• Score: 3.1 / 5
• Insider Trading: Selling Shares

Cluster Insider Buying

2 insiders have purchased shares of CVB Financial in the last three months. Multiple insiders buying is a strong bullish signal.

Insider Buying vs. Insider Selling

In the past three months, CVB Financial insiders have sold 35.80% more of their company's stock than they have bought. Specifically, they have bought $675,700.00 in company stock and sold $917,600.00 in company stock.

Percentage Held by Insiders

6.40% of the stock of CVB Financial is held by insiders.

Percentage Held by Institutions

74.18% of the stock of CVB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 7/23 Dividend: 7/09/2026
• Ex-Dividend for 7/23 Dividend: 7/09/2026
• Last Earnings: 7/23/2026
• Dividend Payable: 7/23/2026
• Record date for 10/15 Dividend: 9/30/2026
• Ex-Dividend for 10/15 Dividend: 9/30/2026
• Today: 10/05/2026
• Dividend Payable: 10/15/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CVBF
• CIK: 354647
• Web: www.cbbank.com
• Phone: (909) 980-4030
• Fax: 909-481-2131
• Employees: 1,079
• Year Founded: 1974

Price Target and Rating

• Average Price Target for CVB Financial: $26.25
• High Price Target: $28.00
• Low Price Target: $25.00
• Potential Upside/Downside: +18.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.80
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.45
• Trailing P/E Ratio: 15.26
• Forward P/E Ratio: 12.71
• P/E Growth: N/A
• Net Income: $209.30 million
• Net Margins: 29.02%
• Pretax Margin: 38.85%
• Return on Equity: 9.21%
• Return on Assets: 1.36%

Debt

• Debt-to-Equity Ratio: 0.17
• Current Ratio: 0.77
• Quick Ratio: 0.77

Sales & Book Value

• Annual Sales: $648.47 million
• Price / Sales: 6.00
• Cash Flow: $1.74 per share
• Price / Cash Flow: 12.72
• Book Value: $16.78 per share
• Price / Book: 1.32

Miscellaneous

• Outstanding Shares: 176,000,000
• Free Float: 164,733,000
• Market Cap: $3.89 billion
• Optionable: Optionable
• Beta: 0.66