Dave (DAVE) Stock Price, News & Analysis

Company Overview

Dave Inc. is a financial technology company that operates a mobile banking and personal finance platform for consumers in the United States. The company provides tools designed to help members manage everyday finances, access funds between paychecks and improve their financial flexibility.

Its primary offerings include ExtraCash, an advance product that allows eligible members to access a portion of their expected income before payday, and Dave Spending, a deposit account and debit card product. Dave also offers features intended to help users monitor spending, set aside money for expenses and identify ways to earn additional income, including its Side Hustle marketplace.

Dave was founded in 2016 by Jason Wilk and became a publicly traded company through a business combination with VPC Impact Acquisition Holdings II. The company is headquartered in Los Angeles, California, and serves customers through its digital platform rather than a traditional branch-based banking network. Dave is a financial technology provider and partners with third-party financial institutions to provide certain banking and payment services.

Key Stats

• Today's Range: $342.25 to $375.64
• 50-Day Range: $308.82 to $430.16
• 52-Week Range: $152.21 to $458.25
• Volume: 259,399 shs
• Average Volume: 310,259 shs
• Market Capitalization: $4.38 billion
• P/E Ratio: 22.25
• Dividend Yield: N/A
• Price Target: $433.25
• Consensus Rating: Moderate Buy

Dave Stock Analysis - MarketRank™

Dave scored higher than 94% of companies evaluated by MarketBeat, and ranked 226th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Dave has received a consensus rating of Moderate Buy. The company's average rating score is 2.82, and is based on no strong buy ratings, 14 buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

Dave has a consensus price target of $433.25, representing about 26.3% upside from its current price of $343.14.

Amount of Analyst Coverage

Dave has been the subject of 13 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 58.74%

Earnings Growth

Earnings for Dave are expected to grow by 58.74% in the coming year, from $13.04 to $20.70 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Dave is 22.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 41.83.

Price to Earnings Ratio vs. Sector

The P/E ratio of Dave is 22.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.67.

Price to Book Value per Share Ratio

Dave has a P/B Ratio of 13.18. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

23.25% of the float of Dave has been sold short.

Short Interest Ratio / Days to Cover

Dave has a short interest ratio ("days to cover") of 7.09.

Change versus previous month

Short interest in Dave has recently decreased by 6.19%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Dave does not currently pay a dividend.

Dividend Growth

Dave does not have a long track record of dividend growth.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 0.21

News Sentiment

Dave has a news sentiment score of 0.21. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for Dave this week, compared to 8 articles on an average week.

Search Interest

15 people have searched for DAVE on MarketBeat in the last 30 days. This is an increase of 7% compared to the previous 30 days.

MarketBeat Follows

15 people have added Dave to their MarketBeat watchlist in the last 30 days. This is an increase of 275% compared to the previous 30 days.

Company Ownership

• Score: 0.9 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Dave insiders have not sold or bought any company stock.

Percentage Held by Insiders

23.59% of the stock of Dave is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

18.01% of the stock of Dave is held by institutions.

Company Calendar

• Last Earnings: 8/05/2026
• Today: 10/06/2026
• Next Earnings (Estimated): 11/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:DAVE
• Previous Symbol: NASDAQ:DAVE
• CIK: 1841408
• Web: www.dave.com
• Phone: 844-857-3283
• Fax: N/A
• Employees: 280
• Year Founded: 2016

Price Target and Rating

• Average Price Target for Dave: $433.25
• High Price Target: $500.00
• Low Price Target: $260.00
• Potential Upside/Downside: +26.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.82
• Research Coverage: 17 Analysts

Profitability

• EPS (Trailing Twelve Months): $15.42
• Trailing P/E Ratio: 22.25
• Forward P/E Ratio: 26.31
• P/E Growth: N/A
• Net Income: $195.87 million
• Net Margins: 34.58%
• Pretax Margin: 32.23%
• Return on Equity: 77.46%
• Return on Assets: 40.44%

Debt

• Debt-to-Equity Ratio: 0.93
• Current Ratio: 4.22
• Quick Ratio: 4.22

Sales & Book Value

• Annual Sales: $554.20 million
• Price / Sales: 7.90
• Cash Flow: $11.97 per share
• Price / Cash Flow: 28.66
• Book Value: $26.03 per share
• Price / Book: 13.18

Miscellaneous

• Outstanding Shares: 12,760,000
• Free Float: 9,747,000
• Market Cap: $4.38 billion
• Optionable: Optionable
• Beta: 3.92