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NASDAQ:ECPG

Encore Capital Group (ECPG) Stock Price, News & Analysis

Encore Capital Group logo
$103.16 +2.54 (+2.52%)
Closing price 04:00 PM Eastern
Extended Trading
$102.14 -1.02 (-0.99%)
As of 05:20 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Encore Capital Group Stock (NASDAQ:ECPG)

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Key Stats

Today's Range
$101.00
▼
$103.43
50-Day Range
$93.01
▼
$105.60
52-Week Range
$40.52
▼
$105.98
Volume
199,705 shs
Average Volume
308,021 shs
Market Capitalization
$2.19 billion
P/E Ratio
7.81
Dividend Yield
N/A
Price Target
$103.25
Consensus Rating
Moderate Buy

Company Overview

Encore Capital Group, Inc. is a global specialty finance company that purchases portfolios of charged-off consumer receivables and works with individuals to resolve their outstanding obligations. The company manages these accounts through a range of repayment solutions, including flexible payment arrangements and other servicing programs designed to help consumers address unpaid debts.

Encore operates primarily through Midland Credit Management in the United States and Cabot Credit Management in Europe and other international markets. Its activities include receivables purchasing, account servicing, collections, and customer support. The company serves consumers and credit providers across the United States and several European markets, as well as select other international jurisdictions.

Encore Capital Group was founded in 1998 and is headquartered in San Diego, California. Its operations are supported by technology, data analysis, and consumer communications intended to improve account management and recovery outcomes. Ashish Masih has served as the company’s president and chief executive officer since 2017.

AI Generated. May Contain Errors.

Encore Capital Group Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
55th Percentile Overall Score

ECPG MarketRank™: 
2.76553372278 of 5 stars

Encore Capital Group scored higher than 55% of companies evaluated by MarketBeat, and ranked 517th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Encore Capital Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.83, and is based on no strong buy ratings, 5 buy ratings, 1 hold rating, and no sell ratings.

  • Upside/Downside

    The consensus price target for Encore Capital Group is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Encore Capital Group has only been the subject of 4 research reports in the past 90 days.

  • Read more about Encore Capital Group's stock forecast and price target.
  • Earnings Growth

    Earnings for Encore Capital Group are expected to grow by 9.47% in the coming year, from $13.52 to $14.80 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Encore Capital Group is 7.81, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.75.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Encore Capital Group is 7.81, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.74.

  • Price to Book Value per Share Ratio

    Encore Capital Group has a P/B Ratio of 2.36. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Encore Capital Group's valuation and earnings.
  • Percentage of Shares Shorted

    5.14% of the float of Encore Capital Group has been sold short.
  • Short Interest Ratio / Days to Cover

    Encore Capital Group has a short interest ratio ("days to cover") of 3.15, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Encore Capital Group has recently decreased by 17.40%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Encore Capital Group does not currently pay a dividend.

  • Dividend Growth

    Encore Capital Group does not have a long track record of dividend growth.

  • News Sentiment

    Encore Capital Group has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 10 news articles for Encore Capital Group this week, compared to 4 articles on an average week.
  • Search Interest

    2 people have searched for ECPG on MarketBeat in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Encore Capital Group insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    3.00% of the stock of Encore Capital Group is held by insiders.

  • Percentage Held by Institutions

    Encore Capital Group has minimal institutional ownership at this time.

  • Read more about Encore Capital Group's insider trading history.
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ECPG Stock News Headlines

What is Northland Securities' Estimate for ECPG Q4 Earnings?
INSANE DRONE FOOTAGE
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Encore Capital Group logo displayed against a digital background with stylized bar chart graphics on both sides.
Encore Capital Group Has Doubled—But Its Best Tailwind Won’t Last Forever
Encore Capital Group's stock has more than doubled as record debt collections and rising charge-offs drove Q2 earnings beats, prompting raised full-year guidance and bullish analyst ratings.
See More Headlines

ECPG Stock Analysis - Frequently Asked Questions

Encore Capital Group's stock was trading at $54.35 on January 1st, 2026. Since then, ECPG stock has increased by 89.8% and is now trading at $103.16.

Encore Capital Group Inc (NASDAQ:ECPG) released its earnings results on Wednesday, August, 5th. The asset manager reported $2.81 earnings per share (EPS) for the quarter, beating the consensus estimate of $2.67 by $0.14. The business's quarterly revenue was up 11.3% on a year-over-year basis.
Read the conference call transcript
.

Encore Capital Group subsidiaries include these companies: Baycorp, Grove Capital Management, and Cabot Credit Management.

Top institutional shareholders of Encore Capital Group include State of Alaska Department of Revenue (0.02%), NorthCrest Asset Manangement LLC (0.01%), Krilogy Financial LLC (0.01%) and GAMMA Investing LLC (0.01%). Insiders that own company stock include Ashish Masih, Ashwini Gupta, John Yung, Ryan B Bell, Laura Olle and Andrew Eric Asch.
View institutional ownership trends
.

Shares of ECPG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Encore Capital Group investors own include Netflix (NFLX), PRA Group (PRAA), JPMorgan Chase & Co. (JPM), UnitedHealth Group (UNH), Bristol Myers Squibb (BMY), NVIDIA (NVDA) and Alibaba Group (BABA).

Company Calendar

Last Earnings
8/05/2026
Today
10/20/2026
Next Earnings (Estimated)
11/04/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Consumer Finance
Sub-Industry
Consumer Finance
Current Symbol
NASDAQ:ECPG
CIK
1084961
Employees
7,350
Year Founded
1953

Price Target and Rating

High Price Target
$124.00
Low Price Target
$62.00
Potential Upside/Downside
+0.1%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.83
Research Coverage
6 Analysts

Profitability

EPS (Trailing Twelve Months)
$13.21
Trailing P/E Ratio
7.81
Forward P/E Ratio
7.63
P/E Growth
N/A
Net Income
$256.83 million
Net Margins
15.86%
Pretax Margin
20.63%
Return on Equity
29.83%
Return on Assets
5.58%

Debt

Debt-to-Equity Ratio
3.87
Current Ratio
0.96
Quick Ratio
0.96

Sales & Book Value

Annual Sales
$1.77 billion
Price / Sales
1.24
Cash Flow
$12.99 per share
Price / Cash Flow
7.94
Book Value
$43.79 per share
Price / Book
2.36

Miscellaneous

Outstanding Shares
21,210,000
Free Float
20,573,000
Market Cap
$2.19 billion
Optionable
Optionable
Beta
1.30

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This page (NASDAQ:ECPG) was last updated on 10/20/2026 by MarketBeat.com Staff.
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