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NYSE:HRTG

Heritage Insurance (HRTG) Stock Price, News & Analysis

Heritage Insurance logo
$35.98 +0.35 (+0.97%)
Closing price 03:59 PM Eastern
Extended Trading
$35.96 -0.02 (-0.07%)
As of 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Heritage Insurance Stock (NYSE:HRTG)

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Key Stats

Today's Range
$35.43
▼
$36.21
50-Day Range
$33.05
▼
$37.63
52-Week Range
$20.48
▼
$37.87
Volume
278,813 shs
Average Volume
216,661 shs
Market Capitalization
$1.07 billion
P/E Ratio
4.88
Dividend Yield
N/A
Price Target
$37.50
Consensus Rating
Moderate Buy

Company Overview

Heritage Insurance Holdings, Inc. (NYSE:HRTG) is a property and casualty insurance company focused primarily on residential insurance. Through its insurance subsidiaries, the company provides coverage for homeowners, condominium owners, renters and other residential property owners, including protection against risks such as wind, fire and other covered losses.

Heritage distributes its products through independent agents and other insurance distribution channels. Its business has historically been concentrated in catastrophe-exposed coastal markets, particularly Florida, and has also included operations in additional states across the southeastern United States. The company’s insurance platform has included Heritage Property & Casualty Insurance Company and other affiliated or managed insurance entities.

Heritage Insurance was founded in 2012 and became a publicly traded company in 2014. The company is headquartered in Tampa, Florida, and its operations are centered on underwriting, managing and servicing residential property insurance policies, with a focus on risk management in markets vulnerable to hurricanes and other severe weather events.

AI Generated. May Contain Errors.

Heritage Insurance Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
63rd Percentile Overall Score

HRTG MarketRank™: 
3.151649497975 of 5 stars

Heritage Insurance scored higher than 63% of companies evaluated by MarketBeat, and ranked 458th out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Heritage Insurance has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 3 buy ratings, 3 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for Heritage Insurance is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Heritage Insurance has only been the subject of 4 research reports in the past 90 days.

  • Read more about Heritage Insurance's stock forecast and price target.
  • Earnings Growth

    Earnings for Heritage Insurance are expected to decrease by -5.35% in the coming year, from $5.42 to $5.13 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Heritage Insurance is 4.88, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.52.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Heritage Insurance is 4.88, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.48.

  • Price to Book Value per Share Ratio

    Heritage Insurance has a P/B Ratio of 2.20. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    2.91% of the float of Heritage Insurance has been sold short.
  • Short Interest Ratio / Days to Cover

    Heritage Insurance has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Heritage Insurance has recently decreased by 0.01%, indicating that investor sentiment is improving.
  • Dividend Yield

    Heritage Insurance does not currently pay a dividend.

  • Dividend Growth

    Heritage Insurance does not have a long track record of dividend growth.

  • Dividend Sustainability

    Based on earnings estimates, Heritage Insurance will have a dividend payout ratio of 4.68% next year. This indicates that Heritage Insurance will be able to sustain or increase its dividend.

  • News Sentiment

    Heritage Insurance has a news sentiment score of 0.69. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 17 news articles for Heritage Insurance this week, compared to 2 articles on an average week.
  • Search Interest

    5 people have searched for HRTG on MarketBeat in the last 30 days.
  • MarketBeat Follows

    2 people have added Heritage Insurance to their MarketBeat watchlist in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Heritage Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,703,920.00 in company stock.

  • Percentage Held by Insiders

    9.20% of the stock of Heritage Insurance is held by insiders.

  • Percentage Held by Institutions

    59.03% of the stock of Heritage Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Heritage Insurance's insider trading history.
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HRTG Stock News Headlines

Heritage Insurance Holdings (HRTG) AI Stock Analysis
Heritage Insurance (NYSE:HRTG) Price Target Raised to $44.00
Financial Legend: “Big trouble ahead …”
Dr. Martin D. Weiss, founder of Weiss Ratings and a two-time Congressional witness on financial institution risk, is warning of a looming $3 trillion threat in today's financial system. He says the same ratings agency practices that preceded the 2008 crisis are repeating themselves, while regulators stay quiet about the risks.tc pixel
Heritage Insurance (HRTG) Stock Faces Q3 Earnings Reality Check
Heritage (HRTG) Q3 2026 Earnings Call Transcript
See More Headlines

HRTG Stock Analysis - Frequently Asked Questions

Heritage Insurance's stock was trading at $29.27 at the beginning of the year. Since then, HRTG shares have increased by 22.9% and is now trading at $35.9850.

Heritage Insurance Holdings, Inc. (NYSE:HRTG) posted its quarterly earnings data on Wednesday, October, 28th. The insurance provider reported $1.72 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.93 by $0.79. The insurance provider had revenue of $219.24 million for the quarter, compared to analysts' expectations of $217.34 million. Heritage Insurance had a trailing twelve-month return on equity of 40.67% and a net margin of 25.07%.
Read the conference call transcript
.

Heritage Insurance's Board of Directors approved a stock buyback plan on Monday, December 9th 2024, which permits the company to repurchase $10 million in outstanding shares, according to EventVestor. This means that the company could buy up to 2.8% of its stock through open market purchases. Stock repurchase plans are generally an indication that the company's board of directors believes its shares are undervalued.

Heritage Insurance (HRTG) raised $90 million in an initial public offering on Friday, May 23rd 2014. The company issued 6,000,000 shares at a price of $14.00-$16.00 per share.

Heritage Insurance's top institutional shareholders include Assenagon Asset Management S.A. (0.95%), Inspire Investing LLC (0.24%), VIRGINIA RETIREMENT SYSTEMS ET Al (0.10%) and Fragasso Financial Advisors Inc (0.04%). Insiders that own company stock include Ernie J Garateix, Kirk Lusk, Richard A Widdicombe, Panagiotis Apostolou, Timothy Moura, Paul L Whiting, Sharon Binnun, Nicholas George Pappas and Timothy E Johns.
View institutional ownership trends
.

Shares of HRTG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Heritage Insurance investors own include Palantir Technologies (PLTR), Micron Technology (MU), NVIDIA (NVDA), Advanced Micro Devices (AMD), Broadcom (AVGO), Robinhood Markets (HOOD) and Intel (INTC).

Company Calendar

Last Earnings
10/28/2026
Today
11/02/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
Insurance
Sub-Industry
Property & Casualty Insurance
Current Symbol
NYSE:HRTG
CIK
1598665
Fax
N/A
Employees
542
Year Founded
N/A

Price Target and Rating

High Price Target
$44.00
Low Price Target
$31.00
Potential Upside/Downside
+4.2%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.50
Research Coverage
6 Analysts

Profitability

EPS (Trailing Twelve Months)
$7.11
Trailing P/E Ratio
4.88
Forward P/E Ratio
7.01
P/E Growth
N/A
Net Income
$195.59 million
Net Margins
25.07%
Pretax Margin
33.64%
Return on Equity
40.67%
Return on Assets
9.72%

Debt

Debt-to-Equity Ratio
0.13
Current Ratio
0.83
Quick Ratio
0.83

Sales & Book Value

Annual Sales
$847.33 million
Price / Sales
1.26
Cash Flow
$6.97 per share
Price / Cash Flow
5.16
Book Value
$16.34 per share
Price / Book
2.20

Miscellaneous

Outstanding Shares
29,730,000
Free Float
26,997,000
Market Cap
$1.07 billion
Optionable
Optionable
Beta
0.92

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This page (NYSE:HRTG) was last updated on 11/2/2026 by MarketBeat.com Staff.
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