NYSE:HRTG Heritage Insurance (HRTG) Stock Price, News & Analysis $35.98 +0.35 (+0.97%) Closing price 03:59 PM EasternExtended Trading$35.96 -0.02 (-0.07%) As of 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Heritage Insurance Stock (NYSE:HRTG) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Heritage Insurance alerts:Sign Up Key Stats Today's Range$35.43▼$36.2150-Day Range$33.05▼$37.6352-Week Range$20.48▼$37.87Volume278,813 shsAverage Volume216,661 shsMarket Capitalization$1.07 billionP/E Ratio4.88Dividend YieldN/APrice Target$37.50Consensus RatingModerate Buy Company Overview Heritage Insurance Holdings, Inc. (NYSE:HRTG) is a property and casualty insurance company focused primarily on residential insurance. Through its insurance subsidiaries, the company provides coverage for homeowners, condominium owners, renters and other residential property owners, including protection against risks such as wind, fire and other covered losses. Heritage distributes its products through independent agents and other insurance distribution channels. Its business has historically been concentrated in catastrophe-exposed coastal markets, particularly Florida, and has also included operations in additional states across the southeastern United States. The company’s insurance platform has included Heritage Property & Casualty Insurance Company and other affiliated or managed insurance entities. Heritage Insurance was founded in 2012 and became a publicly traded company in 2014. The company is headquartered in Tampa, Florida, and its operations are centered on underwriting, managing and servicing residential property insurance policies, with a focus on risk management in markets vulnerable to hurricanes and other severe weather events.AI Generated. May Contain Errors. Read More Heritage Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks63rd Percentile Overall ScoreHRTG MarketRank™: 3.151649497975 of 5 starsHeritage Insurance scored higher than 63% of companies evaluated by MarketBeat, and ranked 458th out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.4 / 5Analyst RatingModerate Buy Consensus RatingHeritage Insurance has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 3 buy ratings, 3 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Heritage Insurance is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageHeritage Insurance has only been the subject of 4 research reports in the past 90 days.Read more about Heritage Insurance's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings Growth-5.35% Earnings GrowthEarnings for Heritage Insurance are expected to decrease by -5.35% in the coming year, from $5.42 to $5.13 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Heritage Insurance is 4.88, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.52.Price to Earnings Ratio vs. SectorThe P/E ratio of Heritage Insurance is 4.88, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.48.Price to Book Value per Share RatioHeritage Insurance has a P/B Ratio of 2.20. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.91% of the float of Heritage Insurance has been sold short.Short Interest Ratio / Days to CoverHeritage Insurance has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Heritage Insurance has recently decreased by 0.01%, indicating that investor sentiment is improving. Dividend0.8 / 5Dividend StrengthN/A Dividend YieldHeritage Insurance does not currently pay a dividend.Dividend GrowthHeritage Insurance does not have a long track record of dividend growth.Dividend SustainabilityBased on earnings estimates, Heritage Insurance will have a dividend payout ratio of 4.68% next year. This indicates that Heritage Insurance will be able to sustain or increase its dividend. News and Social Media3.6 / 5News Sentiment0.69 News SentimentHeritage Insurance has a news sentiment score of 0.69. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 17 news articles for Heritage Insurance this week, compared to 2 articles on an average week.Search Interest5 people have searched for HRTG on MarketBeat in the last 30 days. MarketBeat Follows2 people have added Heritage Insurance to their MarketBeat watchlist in the last 30 days. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Heritage Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,703,920.00 in company stock.Percentage Held by Insiders9.20% of the stock of Heritage Insurance is held by insiders.Percentage Held by Institutions59.03% of the stock of Heritage Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Heritage Insurance's insider trading history. Receive HRTG Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Heritage Insurance and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. HRTG Stock News HeadlinesHeritage Insurance Holdings (HRTG) AI Stock AnalysisNovember 2 at 4:35 PM | tipranks.comHeritage Insurance (NYSE:HRTG) Price Target Raised to $44.00November 2 at 3:13 AM | americanbankingnews.comFinancial Legend: “Big trouble ahead …”Dr. Martin D. Weiss, founder of Weiss Ratings and a two-time Congressional witness on financial institution risk, is warning of a looming $3 trillion threat in today's financial system. He says the same ratings agency practices that preceded the 2008 crisis are repeating themselves, while regulators stay quiet about the risks.November 2 at 1:00 AM | Weiss Ratings (Ad)Truist Adjusts Price Target on Heritage Insurance to $44 From $42, Maintains Buy RatingOctober 30 at 7:52 PM | marketscreener.comMHeritage Insurance (HRTG) Stock Faces Q3 Earnings Reality CheckOctober 30 at 7:52 PM | uk.finance.yahoo.comHeritage Insurance Holdings, Inc. (HRTG) Q3 2026 Earnings Call TranscriptOctober 29, 2026 | seekingalpha.comHeritage Insurance Holdings (HRTG) Stock Still Looks Undervalued After Its 4.6x RunOctober 29, 2026 | sg.finance.yahoo.comHeritage (HRTG) Q3 2026 Earnings Call TranscriptOctober 29, 2026 | finance.yahoo.comSee More Headlines HRTG Stock Analysis - Frequently Asked Questions How have HRTG shares performed this year? Heritage Insurance's stock was trading at $29.27 at the beginning of the year. Since then, HRTG shares have increased by 22.9% and is now trading at $35.9850. How were Heritage Insurance's earnings last quarter? Heritage Insurance Holdings, Inc. (NYSE:HRTG) posted its quarterly earnings data on Wednesday, October, 28th. The insurance provider reported $1.72 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.93 by $0.79. The insurance provider had revenue of $219.24 million for the quarter, compared to analysts' expectations of $217.34 million. Heritage Insurance had a trailing twelve-month return on equity of 40.67% and a net margin of 25.07%. Read the conference call transcript. How will Heritage Insurance's stock buyback program work? Heritage Insurance's Board of Directors approved a stock buyback plan on Monday, December 9th 2024, which permits the company to repurchase $10 million in outstanding shares, according to EventVestor. This means that the company could buy up to 2.8% of its stock through open market purchases. Stock repurchase plans are generally an indication that the company's board of directors believes its shares are undervalued. When did Heritage Insurance IPO? Heritage Insurance (HRTG) raised $90 million in an initial public offering on Friday, May 23rd 2014. The company issued 6,000,000 shares at a price of $14.00-$16.00 per share. Who are Heritage Insurance's major shareholders? Heritage Insurance's top institutional shareholders include Assenagon Asset Management S.A. (0.95%), Inspire Investing LLC (0.24%), VIRGINIA RETIREMENT SYSTEMS ET Al (0.10%) and Fragasso Financial Advisors Inc (0.04%). Insiders that own company stock include Ernie J Garateix, Kirk Lusk, Richard A Widdicombe, Panagiotis Apostolou, Timothy Moura, Paul L Whiting, Sharon Binnun, Nicholas George Pappas and Timothy E Johns. View institutional ownership trends. How do I buy shares of Heritage Insurance? Shares of HRTG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Heritage Insurance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Heritage Insurance investors own include Palantir Technologies (PLTR), Micron Technology (MU), NVIDIA (NVDA), Advanced Micro Devices (AMD), Broadcom (AVGO), Robinhood Markets (HOOD) and Intel (INTC). Company Calendar Last Earnings10/28/2026Today11/02/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (4m+) 1-Year History Nov 25 Feb 26 May 26 Aug 26 Nov 26 HRTG's financial health is in the Green zone, according to TradeSmith. HRTG has been in this zone for over 4 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Insurance Sub-IndustryProperty & Casualty Insurance Current SymbolNYSE:HRTG CIK1598665 Webwww.heritagepci.com Phone(727) 362-7202FaxN/AEmployees542Year FoundedN/APrice Target and Rating Average Price Target for Heritage Insurance$37.50 High Price Target$44.00 Low Price Target$31.00 Potential Upside/Downside+4.2%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$7.11 Trailing P/E Ratio4.88 Forward P/E Ratio7.01 P/E GrowthN/ANet Income$195.59 million Net Margins25.07% Pretax Margin33.64% Return on Equity40.67% Return on Assets9.72% Debt Debt-to-Equity Ratio0.13 Current Ratio0.83 Quick Ratio0.83 Sales & Book Value Annual Sales$847.33 million Price / Sales1.26 Cash Flow$6.97 per share Price / Cash Flow5.16 Book Value$16.34 per share Price / Book2.20Miscellaneous Outstanding Shares29,730,000Free Float26,997,000Market Cap$1.07 billion OptionableOptionable Beta0.92 Social Links Forget Nvidia, Meta, and Google. 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