Fair Isaac (NYSE:FICO) Reaches New 12-Month Low After Analyst Downgrade

Key Points

• Fair Isaac shares hit a new 52-week low, trading as low as $909 and last around $924 after Barclays cut its price target from $2,400 to $1,950 while keeping an Overweight rating.
• Several analysts have trimmed targets (UBS, JPMorgan, Robert W. Baird among them), yet the consensus remains a Moderate Buy with an average target of about $1,832.92, leaving a large gap versus the current share price.
• The selloff was driven by a Senate pricing probe, negative industry commentary, AI competition concerns and insider selling, even as FICO reported a strong quarter (EPS and revenue beats), set FY2026 EPS guidance at 38.17 and authorized a $1.5 billion share repurchase.

Fair Isaac Corporation (NYSE:FICO - Get Free Report) shares hit a new 52-week low during mid-day trading on Saturday after Barclays lowered their price target on the stock from $2,400.00 to $1,950.00. Barclays currently has an overweight rating on the stock. Fair Isaac traded as low as $909.00 and last traded at $924.2110, with a volume of 1086715 shares traded. The stock had previously closed at $1,072.35.

FICO has been the topic of several other research reports. UBS Group reduced their target price on shares of Fair Isaac from $1,500.00 to $1,350.00 and set a "neutral" rating on the stock in a report on Wednesday, March 11th. Weiss Ratings reaffirmed a "hold (c+)" rating on shares of Fair Isaac in a report on Monday, December 29th. JPMorgan Chase & Co. dropped their price target on shares of Fair Isaac from $1,825.00 to $1,325.00 and set a "neutral" rating on the stock in a research note on Tuesday, March 24th. Robert W. Baird dropped their price target on shares of Fair Isaac from $1,960.00 to $1,547.00 and set an "outperform" rating on the stock in a research note on Tuesday, March 24th. Finally, Needham & Company LLC reiterated a "buy" rating on shares of Fair Isaac in a research note on Thursday, February 26th. Nine analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the stock. According to data from MarketBeat.com, the company presently has a consensus rating of "Moderate Buy" and an average target price of $1,832.92.

Insider Activity at Fair Isaac

In other Fair Isaac news, Director Eva Manolis sold 520 shares of the stock in a transaction that occurred on Wednesday, February 25th. The shares were sold at an average price of $1,227.63, for a total value of $638,367.60. Following the transaction, the director directly owned 344 shares in the company, valued at $422,304.72. This represents a 60.19% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, Director Joanna Rees sold 358 shares of the stock in a transaction that occurred on Friday, February 13th. The shares were sold at an average price of $1,360.00, for a total transaction of $486,880.00. Following the completion of the transaction, the director owned 11,204 shares in the company, valued at $15,237,440. This represents a 3.10% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Corporate insiders own 3.02% of the company's stock.

Fair Isaac News Summary

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Recent fundamentals remain supportive: FICO posted a strong quarter (EPS and revenue beat; revenue up ~16% year-over-year) and set FY2026 EPS guidance at 38.17, which underpins long-term earnings expectations. Fair Isaac Corporation (FICO) Stock Price, News, Quote & History - Yahoo Finance
• Positive Sentiment: Barclays lowered its price target but kept an “Overweight” rating, signaling continued analyst conviction in multi-quarter upside even after the cut. Benzinga
• Neutral Sentiment: Analyst price targets remain well above the current level (median targets in the mid‑teens to low‑$2k range), creating a large dispersion between near‑term market pricing and consensus longer‑term estimates. $FICO stock is down 12% today. Here's what we see in our data.
• Negative Sentiment: Senate pricing probe: Senator Josh Hawley opened an inquiry into pricing practices, which triggered regulatory risk concerns and was cited as a direct catalyst for the selloff. Fair Isaac (FICO) Stock Plunges 13% Amid Senate Probe and AI Competitive Fears
• Negative Sentiment: Negative industry commentary: Comments from the head of the Mortgage Bankers Association spooked the market and were reported as a near‑term trigger for the drop, amplifying concerns about demand and pricing in credit markets. FICO Shares Slide After MBA Head's Comments
• Negative Sentiment: Competition and AI fears: Reports highlighting rising AI competition in scoring/analytics increased investor worry about future growth and margin pressure. Combined with the regulatory inquiry, this sentiment pushed sellers to exit. Fair Isaac (FICO) Stock Plunges 13% Amid Senate Probe and AI Headwinds
• Negative Sentiment: Technical and flow pressure: unusually high intraday volume, significant insider selling activity cited in data feeds, and the stock trading well below its 50‑ and 200‑day averages amplified the downside momentum. $FICO stock is down 12% today. Here's what we see in our data.

Hedge Funds Weigh In On Fair Isaac

A number of hedge funds have recently modified their holdings of FICO. Bayban purchased a new position in shares of Fair Isaac during the fourth quarter worth approximately $25,000. Physician Wealth Advisors Inc. grew its position in shares of Fair Isaac by 166.7% during the fourth quarter. Physician Wealth Advisors Inc. now owns 16 shares of the technology company's stock worth $27,000 after acquiring an additional 10 shares during the last quarter. Ransom Advisory Ltd purchased a new position in shares of Fair Isaac during the third quarter worth approximately $30,000. Meeder Asset Management Inc. grew its position in shares of Fair Isaac by 66.7% during the third quarter. Meeder Asset Management Inc. now owns 20 shares of the technology company's stock worth $30,000 after acquiring an additional 8 shares during the last quarter. Finally, Root Financial Partners LLC purchased a new position in shares of Fair Isaac during the third quarter worth approximately $30,000. 85.75% of the stock is currently owned by hedge funds and other institutional investors.

Fair Isaac Price Performance

The firm has a market capitalization of $21.92 billion, a PE ratio of 34.20, a price-to-earnings-growth ratio of 1.03 and a beta of 1.38. The business's 50-day moving average price is $1,240.59 and its 200-day moving average price is $1,525.23.

Fair Isaac (NYSE:FICO - Get Free Report) last announced its earnings results on Wednesday, January 28th. The technology company reported $7.33 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $7.08 by $0.25. The business had revenue of $766.00 million for the quarter, compared to analyst estimates of $501.05 million. Fair Isaac had a net margin of 31.89% and a negative return on equity of 40.98%. The company's revenue for the quarter was up 16.4% compared to the same quarter last year. During the same period last year, the firm posted $5.79 earnings per share. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. Equities analysts forecast that Fair Isaac Corporation will post 24.15 earnings per share for the current year.

Fair Isaac declared that its board has authorized a share repurchase plan on Wednesday, February 25th that permits the company to repurchase $1.50 billion in outstanding shares. This repurchase authorization permits the technology company to repurchase up to 5.2% of its stock through open market purchases. Stock repurchase plans are generally an indication that the company's board of directors believes its stock is undervalued.

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO's product portfolio centers on analytics and decisioning technologies.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.