Fair Isaac (FICO) Stock Price, News & Analysis

Company Overview

Fair Isaac Corporation, known as FICO, develops analytics and software used by businesses to make decisions about credit, risk, fraud, customer engagement and other operational activities. The company is best known for the FICO Score, a credit-risk scoring system used by lenders to help evaluate consumer creditworthiness.

FICO’s offerings include credit scoring solutions, decision-management software, fraud detection and identity verification tools, and analytics platforms. Its products are used by financial institutions, insurers, retailers, telecommunications companies and other organizations to automate decisions, manage risk and improve customer relationships. FICO also provides tools that help consumers understand and monitor their credit profiles.

The company was founded in 1956 by engineer Bill Fair and mathematician Earl Isaac as Fair, Isaac and Company. It later adopted the name Fair Isaac Corporation and is headquartered in Bozeman, Montana. FICO serves customers in the United States and international markets, with its technology used across a range of industries and geographies. Will Lansing has served as the company’s chief executive officer since 2012.

Key Stats

• Today's Range: $609.00 to $675.50
• 50-Day Range: $593.43 to $1,374.32
• 52-Week Range: $586.05 to $1,886.28
• Volume: 1.64 million shs
• Average Volume: 900,778 shs
• Market Capitalization: $14.24 billion
• P/E Ratio: 19.04
• Dividend Yield: N/A
• Price Target: $1,210.38
• Consensus Rating: Moderate Buy

Fair Isaac Stock Analysis - MarketRank™

Fair Isaac scored higher than 97% of companies evaluated by MarketBeat, and ranked 35th out of 593 stocks in the technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Fair Isaac has received a consensus rating of Moderate Buy. The company's average rating score is 2.53, and is based on no strong buy ratings, 10 buy ratings, 6 hold ratings, and 1 sell rating.

Upside Potential

Fair Isaac has a consensus price target of $1,210.38, representing about 83.6% upside from its current price of $659.12.

Amount of Analyst Coverage

Fair Isaac has been the subject of 12 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 22.50%

Earnings Growth

Earnings for Fair Isaac are expected to grow by 22.50% in the coming year, from $37.20 to $45.57 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Fair Isaac is 19.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of Fair Isaac is 19.04, which means that it is trading at a less expensive P/E ratio than the Technology sector average P/E ratio of about 81.28.

Price to Earnings Growth Ratio

Fair Isaac has a PEG Ratio of 0.56. PEG Ratios below 1 indicate that a company could be undervalued.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

9.26% of the float of Fair Isaac has been sold short.

Short Interest Ratio / Days to Cover

Fair Isaac has a short interest ratio ("days to cover") of 4.03.

Change versus previous month

Short interest in Fair Isaac has recently increased by 8.17%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Fair Isaac does not currently pay a dividend.

Dividend Growth

Fair Isaac does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Fair Isaac is 0.23%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Fair Isaac will have a dividend payout ratio of 0.18% next year. This indicates that Fair Isaac will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: -0.10

News Sentiment

Fair Isaac has a news sentiment score of -0.10. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.51 average news sentiment score of Technology companies.

News Coverage This Week

MarketBeat has tracked 57 news articles for Fair Isaac this week, compared to 8 articles on an average week.

Search Interest

43 people have searched for FICO on MarketBeat in the last 30 days. This is an increase of 139% compared to the previous 30 days.

MarketBeat Follows

10 people have added Fair Isaac to their MarketBeat watchlist in the last 30 days. This is an increase of 150% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Fair Isaac insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,353,800.00 in company stock.

Percentage Held by Insiders

3.02% of the stock of Fair Isaac is held by insiders.

Percentage Held by Institutions

85.75% of the stock of Fair Isaac is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/29/2026
• Today: 10/03/2026
• Next Earnings (Estimated): 11/04/2026
• Fiscal Year End: 9/30/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Technology
• Industry: Software
• Sub-Industry: Application Software
• Current Symbol: NYSE:FICO
• CIK: 814547
• Web: www.fico.com
• Phone: (406) 982-7276
• Fax: 408-535-1776
• Employees: 3,811
• Year Founded: 1956

Price Target and Rating

• Average Price Target for Fair Isaac: $1,210.38
• High Price Target: $1,750.00
• Low Price Target: $700.00
• Potential Upside/Downside: +83.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.53
• Research Coverage: 17 Analysts

Profitability

• EPS (Trailing Twelve Months): $34.62
• Trailing P/E Ratio: 19.04
• Forward P/E Ratio: 17.72
• P/E Growth: 0.56
• Net Income: $651.95 million
• Net Margins: 34.05%
• Pretax Margin: 44.50%
• Return on Equity: -32.51%
• Return on Assets: 40.61%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.18
• Quick Ratio: 1.18

Sales & Book Value

• Annual Sales: $2.39 billion
• Price / Sales: 5.95
• Cash Flow: $26.50 per share
• Price / Cash Flow: 24.87
• Book Value: ($73.63) per share
• Price / Book: -8.95

Miscellaneous

• Outstanding Shares: 21,598,000
• Free Float: 20,946,000
• Market Cap: $14.24 billion
• Optionable: Optionable
• Beta: 1.35