Capital One Financial Corporation $COF Stock: Citizens Financial Group Inc. RI Reduces Holdings

Key Points

• Citizens Financial Group reduced its Capital One stake by 33.5% in the third quarter, selling 16,959 shares and retaining 33,723 shares valued at approximately $6.5 million. Institutional investors still own 89.84% of COF.
• Capital One reported a strong third quarter, with adjusted EPS of $6.69 versus the $5.53 consensus estimate and revenue of $16.31 billion, up 6.4% year over year. Analysts maintain a “Moderate Buy” consensus rating with an average price target of $256.32.
• Investor sentiment remains mixed: Discover integration is improving margins and operating performance, while rising card delinquencies and recent insider selling—including 37,664 shares sold over 90 days—remain areas of caution.

Citizens Financial Group Inc. RI cut its stake in shares of Capital One Financial Corporation (NYSE:COF - Free Report) by 33.5% during the third quarter, according to its most recent disclosure with the SEC. The institutional investor owned 33,723 shares of the financial services provider's stock after selling 16,959 shares during the period. Citizens Financial Group Inc. RI's holdings in Capital One Financial were worth $6,511,000 at the end of the most recent reporting period.

Other hedge funds also recently modified their holdings of the company. Turtle Creek Wealth Advisors LLC lifted its position in Capital One Financial by 1.6% during the 1st quarter. Turtle Creek Wealth Advisors LLC now owns 3,462 shares of the financial services provider's stock worth $632,000 after acquiring an additional 53 shares during the last quarter. Louisbourg Investments Inc. boosted its stake in Capital One Financial by 6.7% in the first quarter. Louisbourg Investments Inc. now owns 870 shares of the financial services provider's stock worth $159,000 after purchasing an additional 55 shares in the last quarter. Revolve Wealth Partners LLC increased its holdings in shares of Capital One Financial by 3.1% in the second quarter. Revolve Wealth Partners LLC now owns 2,014 shares of the financial services provider's stock valued at $404,000 after purchasing an additional 60 shares in the last quarter. North Dakota State Investment Board raised its holdings in Capital One Financial by 0.3% during the 2nd quarter. North Dakota State Investment Board now owns 18,272 shares of the financial services provider's stock worth $3,666,000 after purchasing an additional 62 shares during the last quarter. Finally, Benjamin Edwards Inc. grew its stake in shares of Capital One Financial by 0.3% during the second quarter. Benjamin Edwards Inc. now owns 24,254 shares of the financial services provider's stock worth $4,868,000 after purchasing an additional 64 shares during the period. Institutional investors and hedge funds own 89.84% of the company's stock.

Wall Street Analyst Weigh In

A number of analysts recently issued reports on the company. JPMorgan Chase & Co. increased their target price on Capital One Financial from $227.00 to $241.00 and gave the stock an "overweight" rating in a research note on Wednesday, October 21st. Morgan Stanley dropped their price target on shares of Capital One Financial from $273.00 to $267.00 and set an "overweight" rating on the stock in a research report on Monday, October 12th. Evercore set a $220.00 target price on Capital One Financial in a research report on Thursday, October 1st. Piper Sandler lifted their price target on Capital One Financial from $260.00 to $269.00 and gave the company an "overweight" rating in a research note on Wednesday. Finally, BMO Capital Markets raised their target price on Capital One Financial from $219.00 to $225.00 and gave the company a "market perform" rating in a research report on Wednesday, October 21st. Twenty equities research analysts have rated the stock with a Buy rating and four have assigned a Hold rating to the stock. Based on data from MarketBeat, Capital One Financial has an average rating of "Moderate Buy" and a consensus price target of $256.32.

Key Headlines Impacting Capital One Financial

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Q3 results exceeded expectations. Capital One reported adjusted earnings per share of $6.69, up 12% year over year, while revenue increased 6% to $16.3 billion. The double beat initially supported bullish investor sentiment. Capital One Earnings: After a Double Beat the Rally Is On
• Positive Sentiment: Discover integration is showing early operating benefits. Net interest margin expanded to 8.41%, pre-provision earnings rose 10% sequentially to $7.5 billion, and the efficiency ratio improved. Global Payment Network volume climbed 25% to $190.9 billion, supporting the case for greater long-term earnings power from the acquisition. Capital One Grows Quarterly Profit as Card Lending and Discover Integrate
• Positive Sentiment: Capital return and analyst support remain favorable. Capital One repurchased $2.6 billion of stock during the quarter and has bought back approximately $7.9 billion in 2026. JPMorgan raised its price target, while BMO’s analysis points to potential appreciation despite retaining a Hold rating. Capital One Stock Gets Price Target Boost from JPMorgan
• Neutral Sentiment: Credit metrics are mixed but not clearly deteriorating. Domestic card delinquencies increased sequentially to 3.74%, although they remained below the year-ago level. Net charge-offs declined to 3.98%, and the company released $225 million from credit-loss reserves. Investors remain focused on whether the broader consumer credit cycle worsens. Capital One: Discover Makes It Interesting But The Credit Cycle Decides
• Negative Sentiment: Recent price-target reductions and conflicting ratings are limiting enthusiasm. BMO maintained a Hold rating, analysts remain divided, and separate reports cited roughly 20% reductions in targets for Capital One preferred stock. Those preferred-stock revisions do not directly value COF common shares but may add to cautious sentiment. BMO Capital Sticks to Its Hold Rating

Insider Activity at Capital One Financial

In other Capital One Financial news, insider Michael Zamsky sold 5,473 shares of the stock in a transaction dated Monday, August 10th. The shares were sold at an average price of $218.02, for a total transaction of $1,193,223.46. Following the completion of the transaction, the insider owned 27,992 shares of the company's stock, valued at $6,102,815.84. This represents a 16.35% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. Also, insider Celia Karam sold 1,927 shares of the firm's stock in a transaction on Thursday, October 15th. The shares were sold at an average price of $195.86, for a total transaction of $377,422.22. Following the completion of the transaction, the insider directly owned 55,774 shares of the company's stock, valued at approximately $10,923,895.64. This trade represents a 3.34% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 37,664 shares of company stock worth $7,914,162 in the last 90 days. Insiders own 0.78% of the company's stock.

Capital One Financial Stock Performance

NYSE:COF opened at $201.26 on Monday. The company has a quick ratio of 1.02, a current ratio of 1.02 and a debt-to-equity ratio of 0.45. The stock has a market cap of $123.47 billion, a P/E ratio of 11.88, a price-to-earnings-growth ratio of 0.93 and a beta of 1.04. Capital One Financial Corporation has a twelve month low of $174.24 and a twelve month high of $259.64. The firm's fifty day simple moving average is $206.09 and its 200 day simple moving average is $201.07.

Capital One Financial (NYSE:COF - Get Free Report) last released its quarterly earnings data on Tuesday, October 20th. The financial services provider reported $6.69 earnings per share (EPS) for the quarter, beating the consensus estimate of $5.53 by $1.16. The business had revenue of $16.31 billion for the quarter, compared to analysts' expectations of $16.25 billion. Capital One Financial had a return on equity of 11.64% and a net margin of 13.70%. The firm's quarterly revenue was up 6.4% on a year-over-year basis. During the same period in the prior year, the firm posted $5.95 EPS. As a group, research analysts predict that Capital One Financial Corporation will post 21.28 EPS for the current year.

Capital One Financial Announces Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Tuesday, September 1st. Stockholders of record on Monday, August 17th were given a dividend of $0.80 per share. The ex-dividend date of this dividend was Monday, August 17th. This represents a $3.20 dividend on an annualized basis and a dividend yield of 1.6%. Capital One Financial's payout ratio is presently 18.89%.

Capital One Financial Profile

Capital One Financial Corporation is a diversified financial services company headquartered in McLean, Virginia. Founded in 1994, the company operates as a bank holding company through Capital One, N.A., providing financial products and services to consumers, small businesses and commercial customers.

Capital One is best known for its credit card business, which offers a range of consumer and business cards. Its other activities include consumer banking products such as checking and savings accounts, auto loans and retail banking services, as well as commercial banking services for businesses and institutions.

The company primarily serves customers in the United States through digital channels, branches and other distribution networks.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.