HCI Group (HCI) Stock Price, News & Analysis

Company Overview

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, it designs and develops web-based applications and products for mobile devices, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Key Stats

• Today's Range: $162.25 to $165.67
• 50-Day Range: $137.61 to $165.44
• 52-Week Range: $91.06 to $176.40
• Volume: 100,308 shs
• Average Volume: 147,535 shs
• Market Capitalization: $2.12 billion
• P/E Ratio: 14.53
• Dividend Yield: 0.98%
• Price Target: $181.25
• Consensus Rating: Buy

HCI Group Stock Analysis - MarketRank™

HCI Group scored higher than 86% of companies evaluated by MarketBeat, and ranked 214th out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

HCI Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 4 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

HCI Group has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 99.12%

Earnings Growth

Earnings for HCI Group are expected to grow by 99.12% in the coming year, from $6.78 to $13.50 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of HCI Group is 14.53, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.69.

Price to Earnings Ratio vs. Sector

The P/E ratio of HCI Group is 14.53, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.45.

Price to Book Value per Share Ratio

HCI Group has a P/B Ratio of 2.71. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.73% of the float of HCI Group has been sold short.

Short Interest Ratio / Days to Cover

HCI Group has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in HCI Group has recently decreased by 0.81%, indicating that investor sentiment is improving.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

HCI Group has a dividend yield of 0.98%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

HCI Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of HCI Group is 14.18%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, HCI Group will have a dividend payout ratio of 11.85% next year. This indicates that HCI Group will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.73% of the float of HCI Group has been sold short.

Short Interest Ratio / Days to Cover

HCI Group has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in HCI Group has recently decreased by 0.81%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.33

News Sentiment

HCI Group has a news sentiment score of 1.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.17 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for HCI Group this week, compared to 5 articles on an average week.

Search Interest

4 people have searched for HCI on MarketBeat in the last 30 days. This is an increase of 300% compared to the previous 30 days.

MarketBeat Follows

Only 2 people have added HCI Group to their MarketBeat watchlist in the last 30 days. This is a decrease of -71% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, HCI Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

21.85% of the stock of HCI Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

86.99% of the stock of HCI Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HCI Stock Analysis - Frequently Asked Questions

How have HCI shares performed this year?

HCI Group's stock was trading at $116.53 on January 1st, 2025. Since then, HCI shares have increased by 40.6% and is now trading at $163.89.

How were HCI Group's earnings last quarter?

HCI Group, Inc. (NYSE:HCI) announced its earnings results on Thursday, August, 7th. The insurance provider reported $5.18 EPS for the quarter, topping the consensus estimate of $4.47 by $0.71. The insurance provider earned $221.92 million during the quarter, compared to the consensus estimate of $218.98 million. HCI Group had a trailing twelve-month return on equity of 25.84% and a net margin of 18.58%.
Read the conference call transcript.

Who are HCI Group's major shareholders?

HCI Group's top institutional shareholders include Hood River Capital Management LLC (6.67%), American Century Companies Inc. (4.52%), Geode Capital Management LLC (2.09%) and Balyasny Asset Management L.P. (1.43%). Insiders that own company stock include Paresh Patel, Sanjay Madhu, Anthony Saravanos, Karin Sue Coleman, Andrew L Graham, James Mark Harmsworth, Susan Watts and Lauren L Valiente.
View institutional ownership trends.

How do I buy shares of HCI Group?

Shares of HCI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of HCI Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that HCI Group investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), ServiceNow (NOW) and Advanced Micro Devices (AMD).

Company Calendar

• Record date for 6/20 Dividend: 5/16/2025
• Ex-Dividend for 6/20 Dividend: 5/16/2025
• Dividend Payable: 6/20/2025
• Last Earnings: 8/07/2025
• Record date for 9/19 Dividend: 8/15/2025
• Ex-Dividend for 9/19 Dividend: 8/15/2025
• Today: 8/28/2025
• Dividend Payable: 9/19/2025
• Next Earnings (Estimated): 11/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:HCI
• Previous Symbol: NASDAQ:HCII
• CIK: 1400810
• Web: www.hcigroup.com
• Phone: (813) 849-9500
• Fax: 813-865-0174
• Employees: 530
• Year Founded: N/A

Price Target and Rating

• Average Price Target for HCI Group: $181.25
• High Price Target: $225.00
• Low Price Target: $145.00
• Potential Upside/Downside: +9.6%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $11.28
• Trailing P/E Ratio: 14.66
• Forward P/E Ratio: 24.39
• P/E Growth: N/A
• Net Income: $109.95 million
• Net Margins: 18.58%
• Pretax Margin: 27.68%
• Return on Equity: 25.84%
• Return on Assets: 6.58%

Debt

• Debt-to-Equity Ratio: 0.02
• Current Ratio: 0.71
• Quick Ratio: 0.71

Sales & Book Value

• Annual Sales: $775.69 million
• Price / Sales: 2.76
• Cash Flow: $8.50 per share
• Price / Cash Flow: 19.46
• Book Value: $60.55 per share
• Price / Book: 2.73

Miscellaneous

• Outstanding Shares: 12,960,000
• Free Float: 10,128,000
• Market Cap: $2.14 billion
• Optionable: No Data
• Beta: 1.24