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NYSE:UVE

Universal Insurance (UVE) Stock Price, News & Analysis

Universal Insurance logo
$23.68 -0.63 (-2.59%)
Closing price 07/11/2025 03:58 PM Eastern
Extended Trading
$23.68 +0.00 (+0.02%)
As of 07/11/2025 04:11 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Universal Insurance Stock (NYSE:UVE)

Key Stats

Today's Range
$23.42
$24.31
50-Day Range
$23.68
$28.26
52-Week Range
$16.50
$28.49
Volume
358,847 shs
Average Volume
199,689 shs
Market Capitalization
$666.59 million
P/E Ratio
10.34
Dividend Yield
2.70%
Price Target
N/A
Consensus Rating
N/A

Company Overview

Universal Insurance Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
76th Percentile Overall Score

UVE MarketRank™: 

Universal Insurance scored higher than 76% of companies evaluated by MarketBeat, and ranked 356th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    There is not enough analysis data for Universal Insurance.

  • Earnings Growth

    Earnings for Universal Insurance are expected to grow by 59.64% in the coming year, from $1.66 to $2.65 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Universal Insurance is 10.34, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.90.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Universal Insurance is 10.34, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.04.

  • Price to Book Value per Share Ratio

    Universal Insurance has a P/B Ratio of 1.80. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Universal Insurance's valuation and earnings.
  • Percentage of Shares Shorted

    148.38% of the float of Universal Insurance has been sold short.
  • Short Interest Ratio / Days to Cover

    Universal Insurance has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Universal Insurance has recently increased by 10,493.07%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Universal Insurance pays a meaningful dividend of 2.63%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Universal Insurance does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Universal Insurance is 27.95%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Universal Insurance will have a dividend payout ratio of 24.15% next year. This indicates that Universal Insurance will be able to sustain or increase its dividend.

  • Read more about Universal Insurance's dividend.
  • Percentage of Shares Shorted

    148.38% of the float of Universal Insurance has been sold short.
  • Short Interest Ratio / Days to Cover

    Universal Insurance has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Universal Insurance has recently increased by 10,493.07%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Universal Insurance has a news sentiment score of 0.65. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.95 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 5 news articles for Universal Insurance this week, compared to 4 articles on an average week.
  • Search Interest

    7 people have searched for UVE on MarketBeat in the last 30 days. This is an increase of 75% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Universal Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,687,275.00 in company stock.

  • Percentage Held by Insiders

    16.60% of the stock of Universal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    66.61% of the stock of Universal Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Universal Insurance's insider trading history.
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UVE Stock News Headlines

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See More Headlines

UVE Stock Analysis - Frequently Asked Questions

Universal Insurance's stock was trading at $21.06 at the beginning of the year. Since then, UVE shares have increased by 12.4% and is now trading at $23.68.

Universal Insurance Holdings Inc (NYSE:UVE) released its quarterly earnings data on Thursday, April, 24th. The insurance provider reported $1.44 EPS for the quarter, beating analysts' consensus estimates of $1.12 by $0.32. The insurance provider had revenue of $394.87 million for the quarter, compared to analyst estimates of $354.97 million. Universal Insurance had a net margin of 4.31% and a trailing twelve-month return on equity of 15.73%.
Read the conference call transcript
.

Shares of UVE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Universal Insurance investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Netflix (NFLX), Palo Alto Networks (PANW) and Invesco QQQ (QQQ).

Company Calendar

Last Earnings
4/24/2025
Record date for 5/16 Dividend
5/09/2025
Ex-Dividend for 5/16 Dividend
5/09/2025
Dividend Payable
5/16/2025
Today
7/11/2025
Next Earnings (Estimated)
7/24/2025
Record date for 8/8 Dividend
8/01/2025
Ex-Dividend for 8/8 Dividend
8/01/2025
Dividend Payable
8/08/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
INS - PROP&CASLTY
Sub-Industry
Property & Casualty Insurance
Current Symbol
NYSE:UVE
CIK
891166
Employees
1,068
Year Founded
N/A

Profitability

EPS (Trailing Twelve Months)
$2.29
Trailing P/E Ratio
10.34
Forward P/E Ratio
14.27
P/E Growth
N/A
Net Income
$58.93 million
Net Margins
4.31%
Pretax Margin
5.98%
Return on Equity
15.73%
Return on Assets
2.30%

Debt

Debt-to-Equity Ratio
0.24
Current Ratio
0.50
Quick Ratio
0.50

Sales & Book Value

Annual Sales
$1.52 billion
Price / Sales
0.44
Cash Flow
$2.17 per share
Price / Cash Flow
10.91
Book Value
$13.19 per share
Price / Book
1.80

Miscellaneous

Outstanding Shares
28,150,000
Free Float
23,473,000
Market Cap
$666.59 million
Optionable
Optionable
Beta
0.86

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This page (NYSE:UVE) was last updated on 7/12/2025 by MarketBeat.com Staff
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