CPB (CPF) Stock Price, News & Analysis

Company Overview

Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. It offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. The company also provides various lending activities, such as commercial, commercial and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, cash management services, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, it offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, and planning services. The company was founded in 1954 and is headquartered in Honolulu, Hawaii.

Key Stats

• Today's Range: $29.14 to $29.71
• 50-Day Range: $25.68 to $29.62
• 52-Week Range: $20.55 to $33.25
• Volume: 80,044 shs
• Average Volume: 206,707 shs
• Market Capitalization: $799.15 million
• P/E Ratio: 13.84
• Dividend Yield: 3.65%
• Price Target: N/A
• Consensus Rating: N/A

CPB Stock Analysis - MarketRank™

CPB scored higher than 75% of companies evaluated by MarketBeat, and ranked 1090th out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for CPB.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.91%

Earnings Growth

Earnings for CPB are expected to grow by 10.91% in the coming year, from $2.75 to $3.05 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of CPB is 13.84, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.54.

Price to Earnings Ratio vs. Sector

The P/E ratio of CPB is 13.84, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.06.

Price to Book Value per Share Ratio

CPB has a P/B Ratio of 1.49. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.22% of the float of CPB has been sold short.

Short Interest Ratio / Days to Cover

CPB has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CPB has recently increased by 7.53%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

CPB is a leading dividend payer. It pays a dividend yield of 3.71%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

CPB has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of CPB is 50.47%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, CPB will have a dividend payout ratio of 35.41% next year. This indicates that CPB will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.8 / 5
• Environmental Score: -0.60

Percentage of Shares Shorted

2.22% of the float of CPB has been sold short.

Short Interest Ratio / Days to Cover

CPB has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CPB has recently increased by 7.53%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.3 / 5
• News Sentiment: N/A

News Sentiment

CPB has a news sentiment score of 0.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.68 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for CPB this week, compared to 3 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, CPB insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $255,062.00 in company stock.

Percentage Held by Insiders

Only 2.40% of the stock of CPB is held by insiders.

Percentage Held by Institutions

88.42% of the stock of CPB is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CPF Stock Analysis - Frequently Asked Questions

How have CPF shares performed this year?

CPB's stock was trading at $29.05 on January 1st, 2025. Since then, CPF stock has increased by 2.0% and is now trading at $29.62.

How were CPB's earnings last quarter?

CPB Inc. (NYSE:CPF) posted its earnings results on Wednesday, April, 23rd. The financial services provider reported $0.65 earnings per share for the quarter, beating the consensus estimate of $0.63 by $0.02. The financial services provider had revenue of $68.80 million for the quarter, compared to the consensus estimate of $68.93 million. CPB had a net margin of 16.76% and a trailing twelve-month return on equity of 12.65%.
Read the conference call transcript.

How do I buy shares of CPB?

Shares of CPF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of CPB own?

Based on aggregate information from My MarketBeat watchlists, some other companies that CPB investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), AU Optronics (AUOTY) and DiamondRock Hospitality (DRH).

Company Calendar

• Last Earnings: 4/23/2025
• Record date for 6/16 Dividend: 5/30/2025
• Ex-Dividend for 6/16 Dividend: 5/30/2025
• Dividend Payable: 6/16/2025
• Today: 7/04/2025
• Next Earnings (Estimated): 7/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:CPF
• CIK: 701347
• Web: www.centralpacificbank.com
• Phone: (808) 544-0500
• Fax: 808-532-7328
• Employees: 780
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $2.14
• Trailing P/E Ratio: 13.84
• Forward P/E Ratio: 10.77
• P/E Growth: N/A
• Net Income: $53.41 million
• Net Margins: 16.76%
• Pretax Margin: 21.20%
• Return on Equity: 12.65%
• Return on Assets: 0.92%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 0.84
• Quick Ratio: 0.84

Sales & Book Value

• Annual Sales: $344.82 million
• Price / Sales: 2.32
• Cash Flow: $2.79 per share
• Price / Cash Flow: 10.60
• Book Value: $19.89 per share
• Price / Book: 1.49

Miscellaneous

• Outstanding Shares: 26,980,000
• Free Float: 26,329,000
• Market Cap: $799.15 million
• Optionable: Optionable
• Beta: 1.04