Home Bancorp (HBCP) Stock Price, News & Analysis

Company Overview

Home Bancorp, Inc. is the bank holding company for The Home National Bank, a full-service financial institution headquartered in Lafayette, Louisiana. The company operates as a regional commercial bank serving individuals, small businesses and municipalities across Louisiana and East Texas. Through its network of branches and digital banking platforms, Home Bancorp offers a range of deposit and lending solutions designed to meet the needs of its local markets.

The company’s core offerings include retail deposit products such as checking, savings and money market accounts, as well as a variety of commercial and consumer lending services. Home Bancorp provides commercial real estate lending, construction financing, small business loans and mortgage services. In addition to traditional banking services, the company supports clients with treasury and cash management, merchant services and online banking capabilities to facilitate seamless financial operations.

Committed to community banking principles, Home Bancorp emphasizes personalized service and local decision-making. Its leadership maintains a community-focused strategy, aiming to foster long-term relationships with customers, support economic development initiatives and contribute to the growth of the regions it serves. The company continues to invest in technology and service enhancements to improve customer experience and expand its presence in key markets within Louisiana and Southeast Texas.

Key Stats

• Today's Range: $55.38 to $57.57
• 50-Day Range: $50.06 to $56.97
• 52-Week Range: $39.59 to $61.07
• Volume: 28,216 shs
• Average Volume: 29,301 shs
• Market Capitalization: $439.88 million
• P/E Ratio: 10.80
• Dividend Yield: 2.06%
• Price Target: $59.50
• Consensus Rating: Moderate Buy

Home Bancorp Stock Analysis - MarketRank™

Home Bancorp scored higher than 69% of companies evaluated by MarketBeat, and ranked 469th out of 925 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Home Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Home Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Home Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.21%

Earnings Growth

Earnings for Home Bancorp are expected to grow by 9.21% in the coming year, from $4.78 to $5.22 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Home Bancorp is 10.80, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 278.08.

Price to Earnings Ratio vs. Sector

The P/E ratio of Home Bancorp is 10.80, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 232.42.

Price to Book Value per Share Ratio

Home Bancorp has a P/B Ratio of 1.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.85% of the float of Home Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Home Bancorp has a short interest ratio ("days to cover") of 1.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Home Bancorp has recently increased by 22.84%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Home Bancorp pays a meaningful dividend of 2.06%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Home Bancorp has been increasing its dividend for 10 years.

Dividend Coverage

The dividend payout ratio of Home Bancorp is 22.26%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Home Bancorp will have a dividend payout ratio of 22.22% next year. This indicates that Home Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.85% of the float of Home Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Home Bancorp has a short interest ratio ("days to cover") of 1.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Home Bancorp has recently increased by 22.84%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.45

News Sentiment

Home Bancorp has a news sentiment score of 1.45. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.97 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Home Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Home Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 7.90% of the stock of Home Bancorp is held by insiders.

Percentage Held by Institutions

49.41% of the stock of Home Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HBCP Stock Analysis - Frequently Asked Questions

How have HBCP shares performed this year?

Home Bancorp's stock was trading at $46.21 on January 1st, 2025. Since then, HBCP stock has increased by 21.7% and is now trading at $56.25.

How were Home Bancorp's earnings last quarter?

Home Bancorp, Inc. (NASDAQ:HBCP) announced its earnings results on Monday, July, 21st. The bank reported $1.45 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $1.24 by $0.21. The bank earned $37.07 million during the quarter, compared to analyst estimates of $32.07 million. Home Bancorp had a net margin of 20.09% and a trailing twelve-month return on equity of 10.34%.
Read the conference call transcript.

Who are Home Bancorp's major shareholders?

Home Bancorp's top institutional investors include Geode Capital Management LLC (2.10%), American Century Companies Inc. (1.62%), NewEdge Advisors LLC (1.40%) and Montz Harcus Wealth Management LLC (1.38%). Insiders that own company stock include Daniel G Guidry, Chris P Rader, John J Iv Zollinger and David T Kirkley.
View institutional ownership trends.

How do I buy shares of Home Bancorp?

Shares of HBCP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Home Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Home Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Tesla (TSLA), Netflix (NFLX) and Alphabet (GOOG).

Company Calendar

• Last Earnings: 7/21/2025
• Record date for 8/15 Dividend: 8/04/2025
• Ex-Dividend for 8/15 Dividend: 8/04/2025
• Dividend Payable: 8/15/2025
• Today: 9/06/2025
• Next Earnings (Estimated): 10/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:HBCP
• CIK: 1436425
• Web: www.home24bank.com
• Phone: (337) 237-1960
• Fax: 337-264-9280
• Employees: 440
• Year Founded: 1895

Price Target and Rating

• Average Price Target for Home Bancorp: $59.50
• High Price Target: $65.00
• Low Price Target: $51.50
• Potential Upside/Downside: +5.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.21
• Trailing P/E Ratio: 10.80
• Forward P/E Ratio: 11.77
• P/E Growth: N/A
• Net Income: $36.43 million
• Net Margins: 20.09%
• Pretax Margin: 25.05%
• Return on Equity: 10.34%
• Return on Assets: 1.19%

Debt

• Debt-to-Equity Ratio: 0.17
• Current Ratio: 0.97
• Quick Ratio: 0.97

Sales & Book Value

• Annual Sales: $199.39 million
• Price / Sales: 2.21
• Cash Flow: $5.39 per share
• Price / Cash Flow: 10.44
• Book Value: $49.04 per share
• Price / Book: 1.15

Miscellaneous

• Outstanding Shares: 7,820,000
• Free Float: 7,207,000
• Market Cap: $439.88 million
• Optionable: Optionable
• Beta: 0.63