HDFC Bank (HDB) Stock Price, News & Analysis

Company Overview

HDFC Bank Limited is an Indian banking and financial services company headquartered in Mumbai, India. Established in 1994, the bank provides services to individuals, businesses, corporations and institutions through a broad network of physical branches, ATMs and digital banking channels.

Its principal offerings include savings and current accounts, deposits, personal and home loans, vehicle and consumer financing, business and commercial lending, credit and debit cards, payments, investment and wealth-management services, and foreign-exchange and treasury products. HDFC Bank also provides working-capital finance, cash-management services and other banking solutions for corporate and institutional customers.

The bank primarily serves customers across India and maintains selected international operations and representative activities to support cross-border banking needs. HDFC Bank’s expansion into housing finance was significantly strengthened by its merger with Housing Development Finance Corporation (HDFC Ltd.), which became effective in July 2023. Sashidhar Jagdishan has served as the bank’s managing director and chief executive officer since October 2020.

Key Stats

• Today's Range: $22.59 to $22.90
• 50-Day Range: $21.84 to $23.84
• 52-Week Range: $21.70 to $37.45
• Volume: 6.44 million shs
• Average Volume: 9.72 million shs
• Market Capitalization: $116.29 billion
• P/E Ratio: 12.95
• Dividend Yield: 1.50%
• Price Target: $26.10
• Consensus Rating: Hold

HDFC Bank Stock Analysis - MarketRank™

HDFC Bank scored higher than 81% of companies evaluated by MarketBeat, and ranked 300th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.8 / 5
• Analyst Rating: Hold

Consensus Rating

HDFC Bank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and 1 sell rating.

Upside Potential

HDFC Bank has a consensus price target of $26.10, representing about 15.2% upside from its current price of $22.66.

Amount of Analyst Coverage

HDFC Bank has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 15.43%

Earnings Growth

Earnings for HDFC Bank are expected to grow by 15.43% in the coming year, from $1.62 to $1.87 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of HDFC Bank is 12.95, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 36.75.

Price to Earnings Ratio vs. Sector

The P/E ratio of HDFC Bank is 12.95, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.59.

Price to Earnings Growth Ratio

HDFC Bank has a PEG Ratio of 1.30. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

HDFC Bank has a P/B Ratio of 1.19. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.73% of the float of HDFC Bank has been sold short.

Short Interest Ratio / Days to Cover

HDFC Bank has a short interest ratio ("days to cover") of 3.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in HDFC Bank has recently increased by 3.19%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

HDFC Bank pays a meaningful dividend of 1.47%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

HDFC Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of HDFC Bank is 19.43%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, HDFC Bank will have a dividend payout ratio of 18.18% next year. This indicates that HDFC Bank will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.75

News Sentiment

HDFC Bank has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 20 news articles for HDFC Bank this week, compared to 6 articles on an average week.

Search Interest

Only 2 people have searched for HDB on MarketBeat in the last 30 days. This is a decrease of -33% compared to the previous 30 days.

MarketBeat Follows

Only 5 people have added HDFC Bank to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 0.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, HDFC Bank insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.00% of the stock of HDFC Bank is held by insiders.

Percentage Held by Institutions

17.61% of the stock of HDFC Bank is held by institutions.

Company Calendar

• Last Earnings: 10/17/2026
• Today: 10/22/2026
• Fiscal Year End: 3/31/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:HDB
• CIK: 1144967
• Web: www.hdfc.bank.in
• Phone: 912266521000
• Fax: 91-22-2496-0737
• Employees: 211,178
• Year Founded: 1994

Price Target and Rating

• Average Price Target for HDFC Bank: $26.10
• High Price Target: $26.10
• Low Price Target: $26.10
• Potential Upside/Downside: +15.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.75
• Trailing P/E Ratio: 12.95
• Forward P/E Ratio: 13.99
• P/E Growth: 1.3
• Net Income: $7.51 billion
• Net Margins: 15.84%
• Pretax Margin: 19.11%
• Return on Equity: 11.70%
• Return on Assets: 1.68%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.42
• Quick Ratio: 0.42

Sales & Book Value

• Annual Sales: $2.50 trillion
• Price / Sales: 0.05
• Cash Flow: $1.83 per share
• Price / Cash Flow: 12.41
• Book Value: $19.03 per share
• Price / Book: 1.19

Miscellaneous

• Outstanding Shares: 5,131,123,000
• Free Float: 5,079,812,000
• Market Cap: $116.29 billion
• Optionable: Optionable
• Beta: 0.61