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NASDAQ:LOB

Live Oak Bancshares (LOB) Stock Price, News & Analysis

Live Oak Bancshares logo
$33.96 -0.16 (-0.45%)
As of 10:23 AM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About Live Oak Bancshares Stock (NASDAQ:LOB)

Key Stats

Today's Range
$33.61
$33.88
50-Day Range
$27.27
$34.15
52-Week Range
$22.68
$50.57
Volume
10,711 shs
Average Volume
286,632 shs
Market Capitalization
$1.55 billion
P/E Ratio
23.41
Dividend Yield
0.35%
Price Target
$42.33
Consensus Rating
Hold

Company Overview

Live Oak Bancshares Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
74th Percentile Overall Score

LOB MarketRank™: 

Live Oak Bancshares scored higher than 74% of companies evaluated by MarketBeat, and ranked 417th out of 941 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Live Oak Bancshares has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 1 buy rating, 2 hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    Live Oak Bancshares has only been the subject of 1 research reports in the past 90 days.

  • Read more about Live Oak Bancshares' stock forecast and price target.
  • Earnings Growth

    Earnings for Live Oak Bancshares are expected to grow by 46.75% in the coming year, from $2.31 to $3.39 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Live Oak Bancshares is 23.28, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.73.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Live Oak Bancshares is 23.28, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.78.

  • Price to Book Value per Share Ratio

    Live Oak Bancshares has a P/B Ratio of 1.67. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    5.28% of the float of Live Oak Bancshares has been sold short.
  • Short Interest Ratio / Days to Cover

    Live Oak Bancshares has a short interest ratio ("days to cover") of 6.1.
  • Change versus previous month

    Short interest in Live Oak Bancshares has recently increased by 2.22%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    Live Oak Bancshares has a dividend yield of 0.39%, which is in the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Live Oak Bancshares does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Live Oak Bancshares is 9.84%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Live Oak Bancshares will have a dividend payout ratio of 3.54% next year. This indicates that Live Oak Bancshares will be able to sustain or increase its dividend.

  • Read more about Live Oak Bancshares' dividend.
  • Percentage of Shares Shorted

    5.28% of the float of Live Oak Bancshares has been sold short.
  • Short Interest Ratio / Days to Cover

    Live Oak Bancshares has a short interest ratio ("days to cover") of 6.1.
  • Change versus previous month

    Short interest in Live Oak Bancshares has recently increased by 2.22%, indicating that investor sentiment is decreasing.
  • News Sentiment

    Live Oak Bancshares has a news sentiment score of 0.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.96 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 9 news articles for Live Oak Bancshares this week, compared to 4 articles on an average week.
  • Search Interest

    Only 3 people have searched for LOB on MarketBeat in the last 30 days. This is a decrease of -25% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Live Oak Bancshares insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    23.40% of the stock of Live Oak Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    63.95% of the stock of Live Oak Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Live Oak Bancshares' insider trading history.
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LOB Stock News Headlines

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3 Reasons We Love Live Oak Bancshares (LOB)
Live Oak Bancshares Completes Preferred Stock Offering
See More Headlines

LOB Stock Analysis - Frequently Asked Questions

Live Oak Bancshares' stock was trading at $39.55 at the start of the year. Since then, LOB stock has decreased by 14.7% and is now trading at $33.75.

Live Oak Bancshares, Inc. (NASDAQ:LOB) posted its quarterly earnings results on Wednesday, October, 23rd. The bank reported $0.28 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.53 by $0.25. The bank earned $241.87 million during the quarter, compared to analysts' expectations of $126.63 million. Live Oak Bancshares had a net margin of 7.10% and a trailing twelve-month return on equity of 6.88%.

Live Oak Bancshares (LOB) raised $68 million in an IPO on Thursday, July 23rd 2015. The company issued 4,000,000 shares at $16.00-$18.00 per share. Sandler O�Neill & Partners, L.P acted as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifle Company) and SunTrust Robinson Humphrey were co-managers.

Live Oak Bancshares' top institutional shareholders include Geode Capital Management LLC (1.79%), Motley Fool Wealth Management LLC (0.80%), CenterBook Partners LP (0.78%) and Trust Co of the South (0.72%). Insiders that own company stock include Steve Smits, Miltom Emmett Petty, Diane Beth Glossman, Micah S Davis, David G Lucht, John W Sutherland, Renato Derraik, William Henderson Cameron and Tonya Williams Bradford.
View institutional ownership trends
.

Shares of LOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Live Oak Bancshares investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), CrowdStrike (CRWD), Advanced Micro Devices (AMD), Netflix (NFLX) and UnitedHealth Group (UNH).

Company Calendar

Last Earnings
10/23/2024
Record date for 6/17 Dividend
6/03/2025
Ex-Dividend for 6/17 Dividend
6/03/2025
Dividend Payable
6/17/2025
Today
8/14/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
State commercial banks
Sub-Industry
Banking
Current Symbol
NASDAQ:LOB
CIK
1462120
Employees
960
Year Founded
2008

Price Target and Rating

High Price Target
$46.00
Low Price Target
$37.00
Potential Upside/Downside
+23.9%
Consensus Rating
Hold
Rating Score (0-4)
2.33
Research Coverage
3 Analysts

Profitability

EPS (Trailing Twelve Months)
$1.22
Trailing P/E Ratio
23.55
Forward P/E Ratio
14.79
P/E Growth
N/A
Net Income
$77.47 million
Net Margins
7.10%
Pretax Margin
10.28%
Return on Equity
6.88%
Return on Assets
0.55%

Debt

Debt-to-Equity Ratio
N/A
Current Ratio
0.93
Quick Ratio
0.90

Sales & Book Value

Annual Sales
$516.93 million
Price / Sales
3.01
Cash Flow
$2.22 per share
Price / Cash Flow
15.40
Book Value
$20.23 per share
Price / Book
1.69

Miscellaneous

Outstanding Shares
45,608,000
Free Float
34,389,000
Market Cap
$1.56 billion
Optionable
Optionable
Beta
1.82

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This page (NASDAQ:LOB) was last updated on 8/14/2025 by MarketBeat.com Staff
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