Shift4 Payments (FOUR) Stock Price, News & Analysis

Company Overview

Shift4 Payments (NYSE: FOUR) is a leading provider of integrated payment processing solutions that enable businesses to accept a broad array of payment types across in-store, online and mobile channels. The company’s technology stack combines a secure, PCI-validated payments gateway with point-of-sale (POS) software, unattended payment terminals and developer-friendly APIs to deliver comprehensive transaction processing and value-added services. Shift4’s platform is designed to meet the needs of merchants in sectors such as hospitality, retail, e-commerce, gaming and leisure, with tailored features that simplify checkout, streamline operations and enhance data security.

Shift4’s product suite includes cloud-based POS systems, fully managed payment terminals, payment gateway services, recurring billing and mobile payment solutions. The company’s merchant acquisition business partners with financial institutions, independent sales organizations and software developers to integrate Shift4’s payments technology into a wide range of commerce ecosystems. Shift4 also offers business intelligence tools, loyalty programs and gift card management to help merchants optimize customer engagement and drive repeat sales.

Founded in 1999 by entrepreneur Jared Isaacman, Shift4 Payments has grown significantly through strategic acquisitions and organic product development. The company completed its initial public offering in June 2020, trading on the New York Stock Exchange under the ticker “FOUR.” Headquartered in Allentown, Pennsylvania, Shift4 operates support centers and sales offices across North America and Europe, serving hundreds of thousands of merchants globally.

Under Isaacman’s leadership, Shift4 has focused on expanding its technology infrastructure and broadening its industry coverage. The executive team includes seasoned professionals in finance, product development and customer support, reinforcing the company’s emphasis on innovation, security and merchant satisfaction. As digital payments continue to evolve, Shift4 Positions itself as a flexible, end-to-end solutions provider for businesses seeking a unified approach to accepting and managing transactions.

Key Stats

• Today's Range: $102.11 to $105.48
• 50-Day Range: $81.73 to $102.95
• 52-Week Range: $57.45 to $127.50
• Volume: 979,473 shs
• Average Volume: 1.69 million shs
• Market Capitalization: $9.10 billion
• P/E Ratio: 34.69
• Dividend Yield: N/A
• Price Target: $115.35
• Consensus Rating: Moderate Buy

Shift4 Payments Stock Analysis - MarketRank™

Shift4 Payments scored higher than 90% of companies evaluated by MarketBeat, and ranked 31st out of 303 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Shift4 Payments has received a consensus rating of Moderate Buy. The company's average rating score is 2.81, and is based on 13 buy ratings, 6 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Shift4 Payments has been the subject of 12 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 27.30%

Earnings Growth

Earnings for Shift4 Payments are expected to grow by 27.30% in the coming year, from $3.70 to $4.71 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Shift4 Payments is 34.69, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.93.

Price to Earnings Ratio vs. Sector

The P/E ratio of Shift4 Payments is 34.69, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 28.56.

Price to Earnings Growth Ratio

Shift4 Payments has a PEG Ratio of 0.75. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Shift4 Payments has a P/B Ratio of 8.98. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

17.44% of the float of Shift4 Payments has been sold short.

Short Interest Ratio / Days to Cover

Shift4 Payments has a short interest ratio ("days to cover") of 6.2.

Change versus previous month

Short interest in Shift4 Payments has recently decreased by 7.66%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Shift4 Payments does not currently pay a dividend.

Dividend Growth

Shift4 Payments does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

17.44% of the float of Shift4 Payments has been sold short.

Short Interest Ratio / Days to Cover

Shift4 Payments has a short interest ratio ("days to cover") of 6.2.

Change versus previous month

Short interest in Shift4 Payments has recently decreased by 7.66%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 0.95

News Sentiment

Shift4 Payments has a news sentiment score of 0.95. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.64 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 15 news articles for Shift4 Payments this week, compared to 11 articles on an average week.

Search Interest

10 people have searched for FOUR on MarketBeat in the last 30 days. This is an increase of 25% compared to the previous 30 days.

MarketBeat Follows

Only 3 people have added Shift4 Payments to their MarketBeat watchlist in the last 30 days. This is a decrease of -70% compared to the previous 30 days.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Shift4 Payments insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,258,449.00 in company stock.

Percentage Held by Insiders

25.15% of the stock of Shift4 Payments is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

98.87% of the stock of Shift4 Payments is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FOUR Stock Analysis - Frequently Asked Questions

How have FOUR shares performed this year?

Shift4 Payments' stock was trading at $103.78 on January 1st, 2025. Since then, FOUR shares have decreased by 1.1% and is now trading at $102.69.

How were Shift4 Payments' earnings last quarter?

Shift4 Payments, Inc. (NYSE:FOUR) issued its earnings results on Tuesday, April, 29th. The company reported $1.07 EPS for the quarter, beating analysts' consensus estimates of $0.76 by $0.31. Shift4 Payments's revenue was up 39.7% on a year-over-year basis.
Read the conference call transcript.

When did Shift4 Payments IPO?

Shift4 Payments (FOUR) raised $300 million in an IPO on Friday, June 5th 2020. The company issued 15,000,000 shares at $19.00-$21.00 per share. Citigroup, Credit Suisse and Goldman Sachs served as the underwriters for the IPO and BofA Securities, Morgan Stanley, RBC Capital Markets, Evercore ISI, Raymond James, SunTrust Robinson Humphrey, Wolfe Capital Markets and Advisory, Citizens Capital Markets, Scotiabank, TD Securities and Telsey Advisory Group were co-managers.

Who are Shift4 Payments' major shareholders?

Top institutional shareholders of Shift4 Payments include E. Ohman J or Asset Management AB (0.03%), Neville Rodie & Shaw Inc. (0.01%) and Parallel Advisors LLC. Insiders that own company stock include Jared Isaacman, David Taylor Lauber, Jordan Frankel, Nancy Disman, James J Whalen, Sarah Goldsmith-Grover and Karen Roter Davis.
View institutional ownership trends.

How do I buy shares of Shift4 Payments?

Shares of FOUR stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Shift4 Payments own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Shift4 Payments investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), CrowdStrike (CRWD), Advanced Micro Devices (AMD) and Adobe (ADBE).

Company Calendar

• Last Earnings: 4/29/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 7/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Business Services
• Current Symbol: NYSE:FOUR
• CIK: 1794669
• Web: www.shift4.com
• Phone: 888-276-2108
• Fax: N/A
• Employees: 4,000
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Shift4 Payments: $115.35
• High Price Target: $150.00
• Low Price Target: $80.00
• Potential Upside/Downside: +12.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.81
• Research Coverage: 21 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.96
• Trailing P/E Ratio: 34.69
• Forward P/E Ratio: 27.75
• P/E Growth: 0.73
• Net Income: $229.60 million
• Net Margins: 6.50%
• Pretax Margin: -0.58%
• Return on Equity: 32.97%
• Return on Assets: 7.17%

Debt

• Debt-to-Equity Ratio: 2.12
• Current Ratio: 1.36
• Quick Ratio: 1.36

Sales & Book Value

• Annual Sales: $3.33 billion
• Price / Sales: 2.73
• Cash Flow: $6.92 per share
• Price / Cash Flow: 14.83
• Book Value: $11.43 per share
• Price / Book: 8.98

Miscellaneous

• Outstanding Shares: 88,620,000
• Free Float: 66,332,000
• Market Cap: $9.10 billion
• Optionable: Optionable
• Beta: 1.80