Peapack-Gladstone Financial (PGC) Stock Price, News & Analysis

Company Overview

Peapack-Gladstone Financial Corporation is a bank holding company whose primary subsidiary, Peapack-Gladstone Bank, offers a comprehensive suite of banking and financial services to individuals, businesses and institutions. The company’s core banking operations encompass deposit gathering, commercial and consumer lending, and a range of cash management solutions designed to support the financial needs of small and mid-sized enterprises. Its lending portfolio covers commercial real estate, construction financing, equipment and vehicle loans, as well as residential mortgages.

In addition to traditional banking, Peapack-Gladstone delivers wealth management and trust services through its subsidiary, PGB Trust Company. These offerings include investment advisory, retirement planning, fiduciary services and brokerage accounts, catering to affluent individuals, families and nonprofit organizations. The firm’s team of financial advisors and fiduciaries designs personalized strategies that align with clients’ objectives, risk tolerances and time horizons.

Originally chartered in 1921, Peapack-Gladstone has grown through strategic acquisitions and organic expansion to serve communities across northern and central New Jersey, with select offices in New York City. Its regional focus enables deep market knowledge and close client relationships, while its commitment to community banking is reflected in local lending initiatives, charitable partnerships and support for small businesses. The bank’s commercial banking team works closely with area real estate developers, manufacturers and professional service firms to deliver tailored financing solutions.

Leadership at Peapack-Gladstone Financial emphasizes both continuity and innovation. Michael H. Browne serves as President and Chief Executive Officer, bringing decades of industry experience and a client-centric approach to the role. Under his guidance, the company has invested in digital banking platforms and expanded its trust and wealth management capabilities. The board of directors comprises seasoned banking and financial services professionals who oversee risk management, corporate governance and strategic planning, ensuring the firm remains well-positioned for long-term growth.

Key Stats

• Today's Range: $29.53 to $30.28
• 50-Day Range: $26.52 to $30.42
• 52-Week Range: $23.96 to $37.88
• Volume: 76,522 shs
• Average Volume: 89,784 shs
• Market Capitalization: $528.47 million
• P/E Ratio: 16.55
• Dividend Yield: 0.67%
• Price Target: $37.33
• Consensus Rating: Buy

Peapack-Gladstone Financial Stock Analysis - MarketRank™

Peapack-Gladstone Financial scored higher than 78% of companies evaluated by MarketBeat, and ranked 314th out of 914 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Buy

Consensus Rating

Peapack-Gladstone Financial has received a consensus rating of Buy. The company's average rating score is 3.33, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Peapack-Gladstone Financial has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 49.08%

Earnings Growth

Earnings for Peapack-Gladstone Financial are expected to grow by 49.08% in the coming year, from $2.71 to $4.04 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Peapack-Gladstone Financial is 16.55, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.53.

Price to Earnings Ratio vs. Sector

The P/E ratio of Peapack-Gladstone Financial is 16.55, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.15.

Price to Book Value per Share Ratio

Peapack-Gladstone Financial has a P/B Ratio of 0.86. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.38% of the float of Peapack-Gladstone Financial has been sold short.

Short Interest Ratio / Days to Cover

Peapack-Gladstone Financial has a short interest ratio ("days to cover") of 7.3.

Change versus previous month

Short interest in Peapack-Gladstone Financial has recently increased by 3.90%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Peapack-Gladstone Financial has a dividend yield of 0.67%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Peapack-Gladstone Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Peapack-Gladstone Financial is 11.11%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Peapack-Gladstone Financial will have a dividend payout ratio of 4.95% next year. This indicates that Peapack-Gladstone Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

4.38% of the float of Peapack-Gladstone Financial has been sold short.

Short Interest Ratio / Days to Cover

Peapack-Gladstone Financial has a short interest ratio ("days to cover") of 7.3.

Change versus previous month

Short interest in Peapack-Gladstone Financial has recently increased by 3.90%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for Peapack-Gladstone Financial this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Peapack-Gladstone Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 6.95% of the stock of Peapack-Gladstone Financial is held by insiders.

Percentage Held by Institutions

72.75% of the stock of Peapack-Gladstone Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PGC Stock Analysis - Frequently Asked Questions

How have PGC shares performed this year?

Peapack-Gladstone Financial's stock was trading at $32.05 on January 1st, 2025. Since then, PGC shares have decreased by 7.1% and is now trading at $29.79.

How were Peapack-Gladstone Financial's earnings last quarter?

Peapack-Gladstone Financial Corporation (NASDAQ:PGC) posted its earnings results on Tuesday, April, 22nd. The financial services provider reported $0.43 EPS for the quarter, missing the consensus estimate of $0.51 by $0.08. The financial services provider had revenue of $64.36 million for the quarter, compared to the consensus estimate of $64.07 million. Peapack-Gladstone Financial had a net margin of 7.71% and a trailing twelve-month return on equity of 5.27%.

Who are Peapack-Gladstone Financial's major shareholders?

Top institutional shareholders of Peapack-Gladstone Financial include SummerHaven Investment Management LLC (0.20%) and Elk River Wealth Management LLC (0.07%). Insiders that own company stock include F Duffield Meyercord, John P Babcock, Vincent A Spero, Douglas L Kennedy, Anthony W Spinelli, Frank A Cavallaro, Robert A Plante, Carmen M Bowser, Stuart M Vorcheimer, Francesco S Rossi and Gregory Martin Smith.
View institutional ownership trends.

How do I buy shares of Peapack-Gladstone Financial?

Shares of PGC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Peapack-Gladstone Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Peapack-Gladstone Financial investors own include Tesla (TSLA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Meta Platforms (META), NVIDIA (NVDA), Netflix (NFLX) and Home Depot (HD).

Company Calendar

• Last Earnings: 4/22/2025
• Record date for 5/22 Dividend: 5/08/2025
• Ex-Dividend for 5/22 Dividend: 5/08/2025
• Dividend Payable: 5/22/2025
• Today: 7/20/2025
• Next Earnings (Estimated): 7/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:PGC
• CIK: 1050743
• Web: www.pgbank.com
• Phone: (908) 234-0700
• Fax: 908-234-0795
• Employees: 500
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Peapack-Gladstone Financial: $37.33
• High Price Target: $39.00
• Low Price Target: $35.00
• Potential Upside/Downside: +25.3%
• Consensus Rating: Buy
• Rating Score (0-4): 3.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.80
• Trailing P/E Ratio: 16.55
• Forward P/E Ratio: 10.99
• P/E Growth: N/A
• Net Income: $32.99 million
• Net Margins: 7.71%
• Pretax Margin: 10.38%
• Return on Equity: 5.27%
• Return on Assets: 0.47%

Debt

• Debt-to-Equity Ratio: 0.16
• Current Ratio: 0.95
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $406.92 million
• Price / Sales: 1.30
• Cash Flow: $2.50 per share
• Price / Cash Flow: 11.92
• Book Value: $34.45 per share
• Price / Book: 0.86

Miscellaneous

• Outstanding Shares: 17,740,000
• Free Float: 16,503,000
• Market Cap: $528.47 million
• Optionable: Optionable
• Beta: 0.86