QCR (QCRH) Stock Price, News & Analysis

Company Overview

QCR Holdings, Inc. is a bank holding company headquartered in Moline, Illinois, and the parent company of Quad City Bank & Trust. Founded in 1993, the company provides a comprehensive suite of financial services to both consumer and commercial clients. Through its banking subsidiary, QCRH offers checking and savings accounts, residential and commercial real estate lending, commercial and industrial loans, and treasury management services.

In addition to traditional banking products, QCRH operates a trust and wealth management division that delivers investment advisory, estate planning, and fiduciary services. The company also provides mortgage origination and servicing capabilities, as well as insurance products through its wholly owned subsidiary, QCR Insurance Agency, LLC. These diversified offerings aim to meet the financial needs of individuals, small businesses, and larger corporate customers in its core markets.

QCR Holdings maintains a branch network across Illinois, Iowa, Wisconsin, and Minnesota, focusing on community-based decision-making and personalized customer relationships. Under the leadership of President and CEO Steven M. Deatherage, who has held senior roles with the firm since 2011 and became CEO in 2019, QCRH has pursued steady growth through organic expansion and targeted acquisitions. The company’s regional footprint and emphasis on local leadership underpin its commitment to serving Midwestern communities.

Key Stats

• Today's Range: $74.08 to $76.66
• 50-Day Range: $64.28 to $75.14
• 52-Week Range: $60.83 to $96.08
• Volume: 127,572 shs
• Average Volume: 83,387 shs
• Market Capitalization: $1.27 billion
• P/E Ratio: 11.30
• Dividend Yield: 0.32%
• Price Target: $85.33
• Consensus Rating: Buy

QCR Stock Analysis - MarketRank™

QCR scored higher than 73% of companies evaluated by MarketBeat, and ranked 388th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

QCR has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

QCR has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.82%

Earnings Growth

Earnings for QCR are expected to grow by 9.82% in the coming year, from $6.82 to $7.49 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of QCR is 11.30, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.50.

Price to Earnings Ratio vs. Sector

The P/E ratio of QCR is 11.30, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.15.

Price to Book Value per Share Ratio

QCR has a P/B Ratio of 1.27. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.75% of the float of QCR has been sold short.

Short Interest Ratio / Days to Cover

QCR has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in QCR has recently increased by 15.12%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

QCR has a dividend yield of 0.32%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

QCR does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of QCR is 3.61%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, QCR will have a dividend payout ratio of 3.20% next year. This indicates that QCR will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.75% of the float of QCR has been sold short.

Short Interest Ratio / Days to Cover

QCR has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in QCR has recently increased by 15.12%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.56

News Sentiment

QCR has a news sentiment score of 0.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.91 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for QCR this week, compared to 3 articles on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, QCR insiders have bought more of their company's stock than they have sold. Specifically, they have bought $64,530.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 3.70% of the stock of QCR is held by insiders.

Percentage Held by Institutions

70.01% of the stock of QCR is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

QCRH Stock Analysis - Frequently Asked Questions

How have QCRH shares performed this year?

QCR's stock was trading at $80.64 on January 1st, 2025. Since then, QCRH shares have decreased by 6.8% and is now trading at $75.14.

How were QCR's earnings last quarter?

QCR Holdings, Inc. (NASDAQ:QCRH) released its quarterly earnings data on Tuesday, April, 22nd. The bank reported $1.53 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $1.52 by $0.01. The bank earned $76.88 million during the quarter, compared to analyst estimates of $94.01 million. QCR had a trailing twelve-month return on equity of 12.03% and a net margin of 19.17%.
Read the conference call transcript.

Who are QCR's major shareholders?

QCR's top institutional shareholders include Wedge Capital Management L L P NC (0.22%) and Public Employees Retirement System of Ohio (0.01%). Insiders that own company stock include Larry J Helling, Todd A Gipple, Marie Z Ziegler, Brent R Cobb, John F Griesemer, James M Field, John H Anderson, Mary Kay Bates, Nicole A Lee, Elizabeth S Jacobs, Nick W Anderson and James D Klein.
View institutional ownership trends.

How do I buy shares of QCR?

Shares of QCRH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of QCR own?

Based on aggregate information from My MarketBeat watchlists, some other companies that QCR investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), ServiceNow (NOW), Arista Networks (ANET) and Advanced Micro Devices (AMD).

Company Calendar

• Last Earnings: 4/22/2025
• Record date for 7/3 Dividend: 6/18/2025
• Ex-Dividend for 7/3 Dividend: 6/18/2025
• Dividend Payable: 7/03/2025
• Today: 7/18/2025
• Next Earnings (Estimated): 7/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:QCRH
• CIK: 906465
• Web: www.qcrh.com
• Phone: (309) 736-3580
• Fax: 309-743-7705
• Employees: 1,013
• Year Founded: N/A

Price Target and Rating

• Average Price Target for QCR: $85.33
• High Price Target: $90.00
• Low Price Target: $78.00
• Potential Upside/Downside: +14.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.65
• Trailing P/E Ratio: 11.24
• Forward P/E Ratio: 10.96
• P/E Growth: N/A
• Net Income: $113.85 million
• Net Margins: 19.17%
• Pretax Margin: 20.50%
• Return on Equity: 12.03%
• Return on Assets: 1.31%

Debt

• Debt-to-Equity Ratio: 0.42
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $597.39 million
• Price / Sales: 2.12
• Cash Flow: $8.27 per share
• Price / Cash Flow: 9.03
• Book Value: $59.13 per share
• Price / Book: 1.26

Miscellaneous

• Outstanding Shares: 16,930,000
• Free Float: 16,305,000
• Market Cap: $1.27 billion
• Optionable: Optionable
• Beta: 0.80