Western Union (WU) Stock Price, News & Analysis

Company Overview

The Western Union Company provides money movement and payment services worldwide. The company operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, which facilitate payments for consumers, businesses, and other organizations, as well as money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.

Key Stats

• Today's Range: $7.96 to $8.18
• 50-Day Range: $7.92 to $9.48
• 52-Week Range: $7.89 to $12.40
• Volume: 8.80 million shs
• Average Volume: 7.27 million shs
• Market Capitalization: $2.60 billion
• P/E Ratio: 3.05
• Dividend Yield: 11.69%
• Price Target: $8.61
• Consensus Rating: Reduce

Western Union Stock Analysis - MarketRank™

Western Union scored higher than 72% of companies evaluated by MarketBeat, and ranked 185th out of 608 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.8 / 5
• Analyst Rating: Reduce

Consensus Rating

Western Union has received a consensus rating of Reduce. The company's average rating score is 1.64, and is based on no buy ratings, 7 hold ratings, and 4 sell ratings.

Amount of Analyst Coverage

Western Union has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.70%

Earnings Growth

Earnings for Western Union are expected to grow by 6.70% in the coming year, from $1.79 to $1.91 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Western Union is 3.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.96.

Price to Earnings Ratio vs. Sector

The P/E ratio of Western Union is 3.08, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 24.48.

Price to Earnings Growth Ratio

Western Union has a PEG Ratio of 2.72. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Western Union has a P/B Ratio of 2.83. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

11.79% of the float of Western Union has been sold short.

Short Interest Ratio / Days to Cover

Western Union has a short interest ratio ("days to cover") of 4.9.

Change versus previous month

Short interest in Western Union has recently increased by 1,955.85%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Western Union is a leading dividend payer. It pays a dividend yield of 11.68%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Western Union does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Western Union is 35.61%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Western Union will have a dividend payout ratio of 49.21% next year. This indicates that Western Union will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.0 / 5
• Environmental Score: -0.34

Percentage of Shares Shorted

11.79% of the float of Western Union has been sold short.

Short Interest Ratio / Days to Cover

Western Union has a short interest ratio ("days to cover") of 4.9.

Change versus previous month

Short interest in Western Union has recently increased by 1,955.85%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.6 / 5
• News Sentiment: -0.09

News Sentiment

Western Union has a news sentiment score of -0.09. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.53 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 37 news articles for Western Union this week, compared to 10 articles on an average week.

Search Interest

Only 16 people have searched for WU on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

MarketBeat Follows

9 people have added Western Union to their MarketBeat watchlist in the last 30 days. This is an increase of 80% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Western Union insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.58% of the stock of Western Union is held by insiders.

Percentage Held by Institutions

91.81% of the stock of Western Union is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

WU Stock Analysis - Frequently Asked Questions

How have WU shares performed this year?

Western Union's stock was trading at $10.60 at the beginning of the year. Since then, WU shares have decreased by 23.3% and is now trading at $8.1350.

How were Western Union's earnings last quarter?

The Western Union Company (NYSE:WU) released its earnings results on Monday, July, 28th. The credit services provider reported $0.42 EPS for the quarter, missing the consensus estimate of $0.44 by $0.02. The business's quarterly revenue was down 3.8% on a year-over-year basis.
Read the conference call transcript.

Is Western Union doing a stock buyback?

Western Union's Board of Directors authorized a share buyback plan on Friday, December 13th 2024, which permits the company to repurchase $1,000,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 27.5% of its shares through open market purchases. Shares buyback plans are often an indication that the company's board of directors believes its shares are undervalued.

Does Western Union have any subsidiaries?

Western Union subsidiaries include these companies: Coins, Opus Software Technologies Private Limited, Travelex, Custom House, Speedpay, Banco Western Union do Brasil S.A., Custom House Currency Exchange (Australia) Pty. Limited, and others.

Who are Western Union's major shareholders?

Western Union's top institutional investors include Allianz Asset Management GmbH (1.27%), Brickwood Asset Management LLP (1.04%), Schwartz Investment Counsel Inc. (0.39%) and Janney Montgomery Scott LLC (0.36%). Insiders that own company stock include Jeffrey A Joerres and Timothy P Murphy.
View institutional ownership trends.

How do I buy shares of Western Union?

Shares of WU stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Western Union own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Western Union investors own include Meta Platforms (META), Verizon Communications (VZ), NVIDIA (NVDA), Intel (INTC), AT&T (T), Exxon Mobil (XOM) and Chevron (CVX).

Company Calendar

• Record date for 6/30 Dividend: 6/16/2025
• Ex-Dividend for 6/30 Dividend: 6/16/2025
• Dividend Payable: 6/30/2025
• Last Earnings: 7/28/2025
• Today: 8/05/2025
• Next Earnings (Estimated): 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Data Processing & Outsourced Services
• Current Symbol: NYSE:WU
• CIK: 1365135
• Web: www.westernunion.com
• Phone: (866) 405-5012
• Fax: 302-636-5454
• Employees: 9,100
• Year Founded: 1851

Price Target and Rating

• Average Price Target for Western Union: $8.61
• High Price Target: $10.00
• Low Price Target: $7.00
• Potential Upside/Downside: +7.0%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.64
• Research Coverage: 11 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.64
• Trailing P/E Ratio: 3.05
• Forward P/E Ratio: 4.49
• P/E Growth: 2.72
• Net Income: $934.20 million
• Net Margins: 21.83%
• Pretax Margin: 14.39%
• Return on Equity: 66.11%
• Return on Assets: 7.04%

Debt

• Debt-to-Equity Ratio: 3.11
• Current Ratio: 1.15
• Quick Ratio: 1.15

Sales & Book Value

• Annual Sales: $4.10 billion
• Price / Sales: 0.63
• Cash Flow: $2.33 per share
• Price / Cash Flow: 3.46
• Book Value: $2.87 per share
• Price / Book: 2.80

Miscellaneous

• Outstanding Shares: 322,967,000
• Free Float: 317,864,000
• Market Cap: $2.60 billion
• Optionable: Optionable
• Beta: 0.61