SoFi Technologies, Inc. $SOFI Shares Sold by Kercheville Advisors LLC

Key Points

• Kercheville Advisors LLC reduced its SoFi stake by 20.1% in Q4, selling 52,825 shares and now holds 209,965 shares worth about $5.48M, while institutional ownership sits around 38.4% with Vanguard and State Street among the largest holders.
• SoFi beat Q4 estimates (EPS $0.13 vs. $0.12; revenue $1.01B, +39.6% YoY) and issued Q1 and FY2026 EPS guidance, leaving near‑term momentum dependent on upcoming results and management outlook.
• The company launched growth initiatives — a fully digital HELOC, a Real Estate Advisory Council and XRP deposit support — but analyst sentiment remains mixed (consensus "Hold", average target ~$24.79) and insiders showed mixed activity with the CEO buying shares while an EVP sold under a 10b5‑1 plan.

Kercheville Advisors LLC decreased its holdings in SoFi Technologies, Inc. (NASDAQ:SOFI - Free Report) by 20.1% during the 4th quarter, according to its most recent disclosure with the SEC. The firm owned 209,965 shares of the company's stock after selling 52,825 shares during the period. SoFi Technologies makes up about 1.6% of Kercheville Advisors LLC's investment portfolio, making the stock its 21st largest position. Kercheville Advisors LLC's holdings in SoFi Technologies were worth $5,478,000 as of its most recent SEC filing.

A number of other hedge funds and other institutional investors have also recently bought and sold shares of the business. Vanguard Group Inc. raised its stake in shares of SoFi Technologies by 6.8% in the 3rd quarter. Vanguard Group Inc. now owns 107,102,212 shares of the company's stock valued at $2,829,640,000 after acquiring an additional 6,814,727 shares during the period. State Street Corp raised its position in SoFi Technologies by 30.7% in the third quarter. State Street Corp now owns 24,300,498 shares of the company's stock valued at $642,019,000 after purchasing an additional 5,708,053 shares during the period. Dimensional Fund Advisors LP lifted its stake in shares of SoFi Technologies by 0.7% during the third quarter. Dimensional Fund Advisors LP now owns 9,792,807 shares of the company's stock worth $258,821,000 after purchasing an additional 67,504 shares in the last quarter. Northern Trust Corp boosted its position in shares of SoFi Technologies by 10.4% in the third quarter. Northern Trust Corp now owns 6,632,432 shares of the company's stock worth $175,229,000 after buying an additional 625,571 shares during the period. Finally, Sumitomo Mitsui Trust Group Inc. grew its stake in shares of SoFi Technologies by 87.1% in the third quarter. Sumitomo Mitsui Trust Group Inc. now owns 6,361,809 shares of the company's stock valued at $168,079,000 after buying an additional 2,961,849 shares in the last quarter. 38.43% of the stock is owned by institutional investors and hedge funds.

Key SoFi Technologies News

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: SoFi launched a fully digital HELOC product, formed a Real Estate Advisory Council and added XRP deposit support — moves that widen lending/deposit products and could boost fee and deposit growth if adoption scales. Read More.
• Positive Sentiment: Market commentary highlights that SoFi continues to capture share in digital lending/finance and that some long-term investors view current weakness as a buying opportunity, supporting episodic buying interest. Read More.
• Neutral Sentiment: Wall Street previews and Q1 outlook pieces signal expected top‑line and metric growth into the March quarter but stop short of a clear consensus beat — next week’s results and management guidance are the likely near‑term catalyst. Read More.
• Neutral Sentiment: Analyst coverage remains mixed: the consensus rating is still around "Hold" with a wide spread of price targets, so upgrades/downgrades or target revisions after earnings could swing sentiment. Read More.
• Negative Sentiment: Truist trimmed its price target to $20 and other firms (Goldman, KBW) have cut targets or lowered guidance — this analyst pullback is a headwind for sentiment and caps upside. Read More.
• Negative Sentiment: An EVP sold ~9,742 shares under a pre-arranged 10b5-1 plan; while planned sales are common, insider selling can add to short‑term pressure when combined with other negatives. Read More.
• Negative Sentiment: Comparisons favoring Palantir over SoFi on AI-driven growth and reporting that some users found limits to the XRP rollout could push rotational flows away from SOFI toward higher‑momentum tech names. Read More. Read More.

SoFi Technologies Trading Up 0.7%

SOFI opened at $18.44 on Friday. SoFi Technologies, Inc. has a 12-month low of $12.05 and a 12-month high of $32.73. The company has a debt-to-equity ratio of 0.17, a current ratio of 0.78 and a quick ratio of 0.18. The stock has a market capitalization of $23.52 billion, a PE ratio of 48.53 and a beta of 2.24. The firm's fifty day moving average price is $17.77 and its 200 day moving average price is $23.67.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) last announced its quarterly earnings data on Friday, January 30th. The company reported $0.13 earnings per share for the quarter, topping the consensus estimate of $0.12 by $0.01. The company had revenue of $1.01 billion during the quarter, compared to analyst estimates of $984.75 million. SoFi Technologies had a net margin of 13.34% and a return on equity of 5.88%. The firm's revenue for the quarter was up 39.6% compared to the same quarter last year. During the same period last year, the business earned $0.05 EPS. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. As a group, research analysts expect that SoFi Technologies, Inc. will post 0.6 EPS for the current fiscal year.

Insider Activity

In other news, CEO Anthony Noto acquired 28,900 shares of the business's stock in a transaction on Tuesday, March 17th. The shares were purchased at an average price of $17.32 per share, for a total transaction of $500,548.00. Following the completion of the purchase, the chief executive officer directly owned 11,704,352 shares of the company's stock, valued at $202,719,376.64. This represents a 0.25% increase in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, EVP Kelli Keough sold 9,742 shares of SoFi Technologies stock in a transaction that occurred on Tuesday, April 21st. The stock was sold at an average price of $19.25, for a total value of $187,533.50. Following the completion of the transaction, the executive vice president owned 333,284 shares of the company's stock, valued at approximately $6,415,717. The trade was a 2.84% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last three months, insiders have acquired 38,900 shares of company stock valued at $705,398 and have sold 218,422 shares valued at $4,105,468. 2.60% of the stock is owned by corporate insiders.

Analysts Set New Price Targets

Several analysts have issued reports on the stock. UBS Group set a $24.50 price objective on shares of SoFi Technologies in a research report on Monday, February 2nd. Bank of America initiated coverage on shares of SoFi Technologies in a report on Tuesday, January 6th. They issued an "underperform" rating and a $20.50 price objective on the stock. Needham & Company LLC decreased their price objective on shares of SoFi Technologies from $36.00 to $33.00 and set a "buy" rating for the company in a research report on Monday, February 2nd. Weiss Ratings restated a "hold (c)" rating on shares of SoFi Technologies in a research note on Thursday, January 22nd. Finally, Wells Fargo & Company dropped their target price on SoFi Technologies from $19.00 to $18.00 and set an "equal weight" rating on the stock in a research report on Thursday, April 9th. Seven analysts have rated the stock with a Buy rating, ten have issued a Hold rating and three have assigned a Sell rating to the company. According to MarketBeat.com, SoFi Technologies has a consensus rating of "Hold" and an average target price of $24.79.

About SoFi Technologies

SoFi Technologies, Inc NASDAQ: SOFI is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company's core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.