Toast (TOST) Stock Price, News & Analysis

Company Overview

Toast, Inc. (NYSE:TOST) provides a cloud-based technology platform designed for restaurants and other foodservice businesses. Its platform combines point-of-sale hardware and software with tools for payment processing, menu and order management, employee operations, inventory, reporting and customer engagement.

The company’s products and services support in-restaurant, online and delivery orders, as well as gift cards, loyalty programs, marketing and payroll-related functions. Toast also offers restaurant-specific hardware, including terminals, handheld devices, kitchen display systems and self-service kiosks, allowing businesses to manage operations through an integrated technology ecosystem.

Founded in 2011 and headquartered in Boston, Toast initially focused on helping restaurants replace traditional point-of-sale systems with cloud-based technology. The company serves restaurants of various sizes, from independent establishments to larger multi-location operators, primarily in the United States and in select international markets. Toast became a publicly traded company on the New York Stock Exchange in 2021.

Key Stats

• Today's Range: $29.98 to $30.64
• 50-Day Range: $29.03 to $37.06
• 52-Week Range: $22.26 to $39.72
• Volume: 5.66 million shs
• Average Volume: 8.83 million shs
• Market Capitalization: $15.55 billion
• P/E Ratio: 38.78
• Dividend Yield: N/A
• Price Target: $39.12
• Consensus Rating: Moderate Buy

Toast Stock Analysis - MarketRank™

Toast scored higher than 81% of companies evaluated by MarketBeat, and ranked 268th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Toast has received a consensus rating of Moderate Buy. The company's average rating score is 2.59, and is based on no strong buy ratings, 16 buy ratings, 11 hold ratings, and no sell ratings.

Upside Potential

Toast has a consensus price target of $39.12, representing about 29.3% upside from its current price of $30.25.

Amount of Analyst Coverage

Toast has been the subject of 20 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 34.00%

Earnings Growth

Earnings for Toast are expected to grow by 34.00% in the coming year, from $1.00 to $1.34 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Toast is 38.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 41.83.

Price to Earnings Ratio vs. Sector

The P/E ratio of Toast is 38.78, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 22.67.

Price to Book Value per Share Ratio

Toast has a P/B Ratio of 8.38. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.84% of the float of Toast has been sold short.

Short Interest Ratio / Days to Cover

Toast has a short interest ratio ("days to cover") of 4.34.

Change versus previous month

Short interest in Toast has recently increased by 10.35%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Toast does not currently pay a dividend.

Dividend Growth

Toast does not have a long track record of dividend growth.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.28

News Sentiment

Toast has a news sentiment score of 0.28. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 22 news articles for Toast this week, compared to 7 articles on an average week.

Search Interest

Only 30 people have searched for TOST on MarketBeat in the last 30 days. This is a decrease of -12% compared to the previous 30 days.

MarketBeat Follows

10 people have added Toast to their MarketBeat watchlist in the last 30 days. This is an increase of 43% compared to the previous 30 days.

Company Ownership

• Score: 1.8 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Toast insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $18,661,195.00 in company stock.

Percentage Held by Insiders

10.03% of the stock of Toast is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

82.91% of the stock of Toast is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/04/2026
• Today: 10/06/2026
• Next Earnings (Estimated): 11/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Transaction & Payment Processing Services
• Current Symbol: NYSE:TOST
• CIK: 1650164
• Web: www.toasttab.com
• Phone: 617-297-1005
• Fax: N/A
• Employees: 6,500
• Year Founded: 2011

Price Target and Rating

• Average Price Target for Toast: $39.12
• High Price Target: $48.00
• Low Price Target: $26.00
• Potential Upside/Downside: +29.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.59
• Research Coverage: 27 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.78
• Trailing P/E Ratio: 38.78
• Forward P/E Ratio: 30.25
• P/E Growth: N/A
• Net Income: $342 million
• Net Margins: 7.14%
• Pretax Margin: 7.32%
• Return on Equity: 23.90%
• Return on Assets: 15.77%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.40
• Quick Ratio: 2.20

Sales & Book Value

• Annual Sales: $6.15 billion
• Price / Sales: 2.53
• Cash Flow: $0.86 per share
• Price / Cash Flow: 34.98
• Book Value: $3.61 per share
• Price / Book: 8.38

Miscellaneous

• Outstanding Shares: 514,000,000
• Free Float: 462,446,000
• Market Cap: $15.55 billion
• Optionable: Optionable
• Beta: 1.74