AMERISAFE (AMSF) Stock Price, News & Analysis

Company Overview

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. AMERISAFE, Inc. was incorporated in 1985 and is based in DeRidder, Louisiana.

Key Stats

• Today's Range: $45.94 to $46.38
• 50-Day Range: $42.97 to $46.89
• 52-Week Range: $42.48 to $60.24
• Volume: 53,442 shs
• Average Volume: 80,147 shs
• Market Capitalization: $876.96 million
• P/E Ratio: 17.49
• Dividend Yield: 3.38%
• Price Target: $57.50
• Consensus Rating: Moderate Buy

AMERISAFE Stock Analysis - MarketRank™

AMERISAFE scored higher than 69% of companies evaluated by MarketBeat, and ranked 448th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

AMERISAFE has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

AMERISAFE has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -11.02%

Earnings Growth

Earnings for AMERISAFE are expected to decrease by -11.02% in the coming year, from $2.45 to $2.18 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of AMERISAFE is 17.49, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 270.83.

Price to Earnings Ratio vs. Sector

The P/E ratio of AMERISAFE is 17.49, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.45.

Price to Book Value per Share Ratio

AMERISAFE has a P/B Ratio of 3.42. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.69% of the float of AMERISAFE has been sold short.

Short Interest Ratio / Days to Cover

AMERISAFE has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in AMERISAFE has recently increased by 54.05%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

AMERISAFE pays a meaningful dividend of 3.38%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

AMERISAFE has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of AMERISAFE is 59.09%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, AMERISAFE will have a dividend payout ratio of 71.56% next year. This indicates that AMERISAFE will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.69% of the float of AMERISAFE has been sold short.

Short Interest Ratio / Days to Cover

AMERISAFE has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in AMERISAFE has recently increased by 54.05%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 1.72

News Sentiment

AMERISAFE has a news sentiment score of 1.72. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.21 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for AMERISAFE this week, compared to 3 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, AMERISAFE insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $60,099.00 in company stock.

Percentage Held by Insiders

Only 1.61% of the stock of AMERISAFE is held by insiders.

Percentage Held by Institutions

97.41% of the stock of AMERISAFE is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

AMSF Stock Analysis - Frequently Asked Questions

How have AMSF shares performed this year?

AMERISAFE's stock was trading at $51.54 at the start of the year. Since then, AMSF shares have decreased by 10.4% and is now trading at $46.18.

How were AMERISAFE's earnings last quarter?

AMERISAFE, Inc. (NASDAQ:AMSF) posted its earnings results on Thursday, July, 24th. The insurance provider reported $0.53 earnings per share for the quarter, missing the consensus estimate of $0.55 by $0.02. The insurance provider earned $79.70 million during the quarter, compared to analyst estimates of $77.30 million. AMERISAFE had a trailing twelve-month return on equity of 16.54% and a net margin of 16.46%.
Read the conference call transcript.

Who are AMERISAFE's major shareholders?

AMERISAFE's top institutional investors include Neuberger Berman Group LLC (9.15%), Champlain Investment Partners LLC (4.20%), Bank of America Corp DE (3.20%) and Geode Capital Management LLC (2.96%). Insiders that own company stock include Anastasios Omiridis and Anastasios Omiridis.
View institutional ownership trends.

How do I buy shares of AMERISAFE?

Shares of AMSF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of AMERISAFE own?

Based on aggregate information from My MarketBeat watchlists, some other companies that AMERISAFE investors own include American Water Works (AWK), Humana (HUM), Waste Connections (WCN), The RMR Group (RMR), Voyager Therapeutics (VYGR), DiamondRock Hospitality (DRH) and AU Optronics (AUOTY).

Company Calendar

• Record date for 6/20 Dividend: 6/13/2025
• Ex-Dividend for 6/20 Dividend: 6/13/2025
• Dividend Payable: 6/20/2025
• Last Earnings: 7/24/2025
• Today: 8/31/2025
• Record date for 9/26 Dividend: 9/12/2025
• Ex-Dividend for 9/26 Dividend: 9/12/2025
• Dividend Payable: 9/26/2025
• Next Earnings (Estimated): 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - ACC & HLTH
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:AMSF
• CIK: 1018979
• Web: www.amerisafe.com
• Phone: (337) 463-9052
• Fax: 800-450-1091
• Employees: 350
• Year Founded: 1985

Price Target and Rating

• Average Price Target for AMERISAFE: $57.50
• High Price Target: $65.00
• Low Price Target: $50.00
• Potential Upside/Downside: +24.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.64
• Trailing P/E Ratio: 17.49
• Forward P/E Ratio: 18.85
• P/E Growth: N/A
• Net Income: $55.44 million
• Net Margins: 16.46%
• Pretax Margin: 20.64%
• Return on Equity: 16.54%
• Return on Assets: 3.84%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.42
• Quick Ratio: 0.42

Sales & Book Value

• Annual Sales: $306.47 million
• Price / Sales: 2.86
• Cash Flow: $2.67 per share
• Price / Cash Flow: 17.28
• Book Value: $13.98 per share
• Price / Book: 3.30

Miscellaneous

• Outstanding Shares: 18,991,000
• Free Float: 18,685,000
• Market Cap: $877.00 million
• Optionable: Optionable
• Beta: 0.39