NYSE:UVE Universal Insurance (UVE) Stock Price, News & Analysis $23.48 +0.18 (+0.77%) Closing price 03:59 PM EasternExtended Trading$23.47 -0.01 (-0.04%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Universal Insurance Stock (NYSE:UVE) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Universal Insurance alerts:Sign Up Key Stats Today's Range$23.25▼$23.6650-Day Range$22.93▼$28.2652-Week Range$16.50▼$28.49Volume135,787 shsAverage Volume297,996 shsMarket Capitalization$664.95 millionP/E Ratio10.25Dividend Yield2.73%Price TargetN/AConsensus RatingN/A Company Overview Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, a digital agency for various carrier partners and utilization of digital applications for adjusting claims. It offers its products through a network of independent agents, as well as direct-to-consumer online solutions, including digital insurance agency. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida. Read More Universal Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks80th Percentile Overall ScoreUVE MarketRank™: Universal Insurance scored higher than 80% of companies evaluated by MarketBeat, and ranked 345th out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Universal Insurance. Earnings and Valuation3.1 / 5Proj. Earnings Growth59.64% Earnings GrowthEarnings for Universal Insurance are expected to grow by 59.64% in the coming year, from $1.66 to $2.65 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Universal Insurance is 10.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.29.Price to Earnings Ratio vs. SectorThe P/E ratio of Universal Insurance is 10.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.85.Price to Book Value per Share RatioUniversal Insurance has a P/B Ratio of 1.45. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Universal Insurance's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.15% of the float of Universal Insurance has been sold short.Short Interest Ratio / Days to CoverUniversal Insurance has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Universal Insurance has recently decreased by 97.69%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldUniversal Insurance pays a meaningful dividend of 2.75%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUniversal Insurance does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Universal Insurance is 27.95%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Universal Insurance will have a dividend payout ratio of 24.15% next year. This indicates that Universal Insurance will be able to sustain or increase its dividend.Read more about Universal Insurance's dividend. Sustainability and ESG1.9 / 5Environmental Score-1.23 Percentage of Shares Shorted3.15% of the float of Universal Insurance has been sold short.Short Interest Ratio / Days to CoverUniversal Insurance has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Universal Insurance has recently decreased by 97.69%, indicating that investor sentiment is improving significantly. News and Social Media0.9 / 5News Sentiment-0.37 News SentimentUniversal Insurance has a news sentiment score of -0.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.76 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Universal Insurance this week, compared to 3 articles on an average week.Search InterestOnly 6 people have searched for UVE on MarketBeat in the last 30 days. This is a decrease of -25% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Universal Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,011,350.00 in company stock.Percentage Held by Insiders16.60% of the stock of Universal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions66.61% of the stock of Universal Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Universal Insurance's insider trading history. Receive UVE Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Universal Insurance and its competitors with MarketBeat's FREE daily newsletter. Email Address UVE Stock News HeadlinesUniversal Insurance (UVE) Q2 2025 Earnings Call TranscriptAugust 7 at 2:42 AM | fool.comUniversal Insurance (NYSE:UVE) Stock Rating Lowered by Wall Street ZenAugust 4, 2025 | americanbankingnews.comThe Coin That Could Define Trump’s Crypto PresidencyWhen Trump returned to office, one of his first moves was to tap PayPal’s former COO, David Sacks, as a top advisor on crypto and AI. That alone signaled a shift. But insiders close to D.C. aren’t just talking crypto policy—they’re quietly buying something most retail investors have missed. While the crowd chases Bitcoin to $150,000, Weiss Ratings expert Juan Villaverde believes a different coin—already backed by giants like Google, Visa, and PayPal—could soon become crypto’s “Third Giant.”August 8 at 2:00 AM | Weiss Ratings (Ad)Universal Insurance Holdings, Inc. (NYSE:UVE) Q2 2025 Earnings Call TranscriptJuly 29, 2025 | msn.comUniversal Insurance Holdings Inc (UVE) Q2 2025 Earnings Call Highlights: Strong Financial ...July 26, 2025 | gurufocus.comQ2 2025 Universal Insurance Holdings Inc Earnings Call TranscriptJuly 25, 2025 | gurufocus.comUniversal Insurance Holdings, Inc. (UVE) Q2 2025 Earnings Call TranscriptJuly 25, 2025 | seekingalpha.comUniversal Reports Second Quarter 2025 ResultsJuly 25, 2025 | finance.yahoo.comSee More Headlines UVE Stock Analysis - Frequently Asked Questions How have UVE shares performed this year? Universal Insurance's stock was trading at $21.06 on January 1st, 2025. Since then, UVE shares have increased by 11.5% and is now trading at $23.48. How were Universal Insurance's earnings last quarter? Universal Insurance Holdings Inc (NYSE:UVE) released its quarterly earnings data on Thursday, July, 24th. The insurance provider reported $1.23 EPS for the quarter, beating the consensus estimate of $1.09 by $0.14. The insurance provider earned $596.72 million during the quarter, compared to the consensus estimate of $359.98 million. Universal Insurance had a trailing twelve-month return on equity of 15.37% and a net margin of 4.24%. Read the conference call transcript. Who are Universal Insurance's major shareholders? Top institutional investors of Universal Insurance include Geode Capital Management LLC (2.41%), Bank of New York Mellon Corp (0.90%), Connor Clark & Lunn Investment Management Ltd. (0.83%) and Teacher Retirement System of Texas (0.34%). Insiders that own company stock include Sean P Downes, Stephen Donaghy, Jon Springer, Michael Pietrangelo, Scott P Callahan, Francis Xavier Mccahill III and Gary Lloyd Ropiecki. View institutional ownership trends. How do I buy shares of Universal Insurance? Shares of UVE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Universal Insurance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Universal Insurance investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Netflix (NFLX), Palo Alto Networks (PANW) and Invesco QQQ (QQQ). Company Calendar Record date for 5/16 Dividend5/09/2025Ex-Dividend for 5/16 Dividend5/09/2025Dividend Payable5/16/2025Last Earnings7/24/2025Record date for 8/8 Dividend8/01/2025Ex-Dividend for 8/8 Dividend8/01/2025Today8/08/2025Dividend Payable8/08/2025Next Earnings (Estimated)10/23/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - PROP&CASLTY Sub-IndustryProperty & Casualty Insurance Current SymbolNYSE:UVE CIK891166 Webwww.universalinsuranceholdings.com Phone(954) 958-1200Fax302-636-5454Employees1,068Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.29 Trailing P/E Ratio10.25 Forward P/E Ratio14.14 P/E GrowthN/ANet Income$58.93 million Net Margins4.24% Pretax Margin5.81% Return on Equity15.37% Return on Assets2.21% Debt Debt-to-Equity Ratio0.22 Current Ratio0.58 Quick Ratio0.58 Sales & Book Value Annual Sales$1.57 billion Price / Sales0.42 Cash Flow$2.22 per share Price / Cash Flow10.56 Book Value$16.17 per share Price / Book1.45Miscellaneous Outstanding Shares28,319,000Free Float23,618,000Market Cap$664.93 million OptionableOptionable Beta0.87 Social Links 5G Stocks: The Path Forward is ProfitableEnter your email address and we'll send you MarketBeat's guide to investing in 5G and which 5G stocks show the most promise. Get This Free Report This page (NYSE:UVE) was last updated on 8/8/2025 by MarketBeat.com Staff From Our PartnersAmazon’s big Bitcoin embarrassmentBitcoin just passed Amazon in total market cap — but most investors are missing the bigger opportunity. Whi...Brownstone Research | SponsoredHIDDEN IN THE BOOK OF GENESIS…“This land I will give to you…” — a 4,000-year-old line from Genesis may hold the key to unlocking a $150 tril...Paradigm Press | SponsoredBREAKING: The House just passed 3 pro-crypto bills!THREE pro-crypto bills just passed the House! Now, experts believe altcoin season is officially here. Crypto 101 Media | SponsoredGENIUS Act: Cancel Your Money?A new law called the GENIUS Act could quietly trigger the most radical shift in American finance in decades. 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