Fulton Financial (NASDAQ:FULT) Releases Quarterly Earnings Results, Beats Estimates By $0.05 EPS

Key Points

• Q1 EPS beat but revenue missed: Fulton reported $0.55 EPS versus a $0.50 consensus, yet revenue came in light at $336.17 million (below expectations) and net income declined sequentially, tempering the earnings beat.
• Dividend and profitability: The company paid a $0.19 quarterly dividend (annualized $0.76, ~3.5% yield) and posted healthy profitability metrics (ROE 12.78%, net margin 20.68%) that support the payout.
• Mixed market sentiment: Analysts are split (consensus "Hold" with a $22 target) amid flagged integration/execution risks, and an insider sold 5,000 shares, which could weigh on investor outlook.

Fulton Financial (NASDAQ:FULT - Get Free Report) announced its quarterly earnings data on Wednesday. The bank reported $0.55 earnings per share for the quarter, beating analysts' consensus estimates of $0.50 by $0.05, FiscalAI reports. The company had revenue of $336.17 million for the quarter, compared to analysts' expectations of $359.36 million. Fulton Financial had a return on equity of 12.78% and a net margin of 20.68%.During the same period last year, the firm posted $0.52 EPS.

Fulton Financial Price Performance

Shares of Fulton Financial stock opened at $21.84 on Thursday. The company's fifty day simple moving average is $20.85 and its two-hundred day simple moving average is $19.73. Fulton Financial has a 12-month low of $16.26 and a 12-month high of $22.99. The firm has a market cap of $3.93 billion, a PE ratio of 10.50 and a beta of 0.81. The company has a quick ratio of 0.90, a current ratio of 0.90 and a debt-to-equity ratio of 0.08.

Fulton Financial Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Wednesday, April 15th. Shareholders of record on Wednesday, April 1st were issued a $0.19 dividend. This represents a $0.76 dividend on an annualized basis and a yield of 3.5%. The ex-dividend date of this dividend was Wednesday, April 1st. Fulton Financial's dividend payout ratio (DPR) is 36.54%.

Fulton Financial News Summary

Here are the key news stories impacting Fulton Financial this week:

• Positive Sentiment: EPS beat consensus — Fulton reported roughly $0.55 per share, topping street estimates and showing modest year-over-year improvement, which supports near-term earnings confidence. Fulton Financial (FULT) Surpasses Q1 Earnings Estimates
• Positive Sentiment: Strong profitability metrics — management reported healthy net margin (~20.7%) and return on equity (~12.8%), indicating efficient core profitability that can support dividends and valuation. Fulton Q1 Press Release / Slides
• Neutral Sentiment: Official release and investor materials posted — the press release and slide deck are available for deeper review of loan growth, deposit trends and margin commentary. Use them to judge sustainability of the beat. Fulton Financial Corporation Announces First Quarter 2026 Results
• Neutral Sentiment: Slight reporting variance — some outlets show GAAP EPS of $0.51 with revenue details that differ by small amounts versus other summaries; reconcile the company filing for the definitive picture. Fulton Financial GAAP EPS of $0.51 beats by $0.04, revenue of $331.8M misses by $2.28M
• Negative Sentiment: Revenue lightly missed and net income fell sequentially — Q1 revenue came in slightly below some reports and net income declined versus Q4, which likely tempered investor enthusiasm despite the EPS beat. Fulton Financial GAAP EPS of $0.51 beats by $0.04, revenue of $331.8M misses by $2.28M
• Negative Sentiment: Integration and execution risk flagged — analysts note an upcoming “integration test” (likely related to acquisitions/operations) that could pressure execution and costs in the near term. Fulton earnings on deck: Integration test looms for regional bank

Analyst Ratings Changes

Several research firms have commented on FULT. DA Davidson began coverage on shares of Fulton Financial in a research note on Wednesday, February 25th. They set a "neutral" rating and a $24.00 price target on the stock. Weiss Ratings raised shares of Fulton Financial from a "hold (c+)" rating to a "buy (b-)" rating in a research note on Friday, February 27th. Finally, Wall Street Zen lowered shares of Fulton Financial from a "hold" rating to a "sell" rating in a research report on Saturday, April 11th. Two research analysts have rated the stock with a Buy rating and five have given a Hold rating to the company's stock. According to data from MarketBeat.com, the company presently has a consensus rating of "Hold" and a consensus target price of $22.00.

Insider Activity at Fulton Financial

In other news, Director E Philip Wenger sold 5,000 shares of the company's stock in a transaction dated Monday, April 13th. The shares were sold at an average price of $21.42, for a total transaction of $107,100.00. Following the completion of the transaction, the director directly owned 80,477 shares of the company's stock, valued at approximately $1,723,817.34. This represents a 5.85% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. Company insiders own 0.01% of the company's stock.

Institutional Investors Weigh In On Fulton Financial

Several institutional investors and hedge funds have recently bought and sold shares of FULT. Kestra Advisory Services LLC purchased a new position in shares of Fulton Financial during the fourth quarter valued at approximately $25,000. State of Wyoming bought a new stake in Fulton Financial in the second quarter valued at $30,000. EverSource Wealth Advisors LLC boosted its holdings in Fulton Financial by 373.5% in the second quarter. EverSource Wealth Advisors LLC now owns 1,662 shares of the bank's stock valued at $30,000 after acquiring an additional 1,311 shares in the last quarter. Parallel Advisors LLC increased its position in Fulton Financial by 69.0% during the 3rd quarter. Parallel Advisors LLC now owns 1,903 shares of the bank's stock valued at $35,000 after purchasing an additional 777 shares during the period. Finally, Advisory Services Network LLC purchased a new position in Fulton Financial during the 3rd quarter valued at $38,000. Hedge funds and other institutional investors own 72.02% of the company's stock.

Fulton Financial Company Profile

Fulton Financial Corporation, trading on the NASDAQ under the ticker FULT, is the financial holding company for Fulton Bank, headquartered in Lancaster, Pennsylvania. The company delivers a broad range of banking and financial services through its subsidiary, Fulton Bank, targeting both individual and corporate clients. Fulton Financial's offerings include deposit accounts, lending solutions, treasury management, and specialized banking services designed to support personal wealth goals and business growth initiatives.

Through Fulton Bank, the company provides retail banking services such as checking and savings accounts, consumer and residential mortgage loans, and home equity products.